OnPay

onpay.com
HR & Payroll
Weekend Project

Top-Rated Payroll Services, HR and More

How to Replace OnPay

Overview

OnPay is a comprehensive payroll, HR, and benefits management platform designed for small to mid-size businesses. It simplifies paying employees, automating hiring and compliance, and managing employee benefits all in one integrated solution.

Features

44 features across 13 categories

Authentication(1)

Single Sign-On

Streamline access using Google, Intuit, or Xero login credentials

Also in: LastPass, Dashlane, 1Password

Benefits(9)

Additional Insurance Coverage

Add-on life, vision, disability, and other insurance types with in-house licensed brokers

Automatic Workers' Comp Updates

Automatic premium deduction and policy updates for employee team changes during payroll runs

Broker of Record Integration

Integration with existing benefits provider and plans through broker of record integration

Integrated 401(k) Retirement Plans

Partnership with top providers to offer low-fee 401(k) plans with great investment options

Integrated Workers' Compensation

Fully integrated workers' comp administration using payroll data with automatic premium deduction

Licensed Benefits Experts

In-house expert guidance for choosing the right benefits plans with automatic premium deduction

Medical, Dental, and Vision Plans

Access to health insurance plans from major providers including Aetna, United Healthcare, Guardian, Humana, Anthem, Sun Life, and Blue Cross Blue Shield

Pay-as-You-Go Workers' Comp

Pay-as-you-go workers' compensation policies that update automatically with employee count changes and no upfront lump sum payments

Quick Employee Census

Automatic pull of employee census data from OnPay for insurance quote generation

Also in: Justworks, Wagmo, 1Password

Communication(1)

Direct Messaging

In-app messaging between employees, managers, and admins with automatic storage and paper trail

Also in: Jobber, Jira, Insightly

Compliance(2)

Compliance Audits

Review personnel checklists and receive alerts for outdated documents or incomplete tasks

State New Hire Reporting

Automatic reporting of new hires to state agencies when employees set up their OnPay accounts

Also in: Insider CDP, Airtable, 1Password

Document Management(1)

Document and Personnel File Storage

Secure storage of all documents created within OnPay and messages with automatic employee access to their files

Employee Experience(1)

Employee Self-Service Portal

Employees can view pay stubs, tax documents, update personal information, and manage benefits independently

HR(8)

Automated Onboarding Flows

New employees self-onboard, e-sign HR documents, and complete profiles online with automated task assignment for team members

Built-in Document Templates

Customizable document templates with ability to import custom docs or access HR library

Custom Personnel Checklists

Create customizable checklists for specific events or employee types including documents and task assignments

E-Signature for HR Documents

Upload any HR document for e-signing or use built-in e-signable templates

HR Resource Library

Access to hundreds of HR guides and legal templates within the platform

In-App I-9 and W-4 Forms

Automated tax withholding forms built into onboarding flow with automatic storage

In-App Offer Letters

Create and send customizable offer letters to new employees within OnPay

Task Delegation and Tracking

Assign and track onboarding buddies, orientation training, IT tasks, and other non-HR activities

Mobile(1)

Mobile Payroll Processing

Fast mobile-optimized payroll processing accessible from any device with internet connection

Also in: monday.com, Smartsheet, Calendly

Org Charts(4)

Automatic Org Chart Updates

Org chart automatically updates when employees modify their profiles

Detailed Employee Profiles

Employee profiles including name, title, company contact info, org chart position, personal contact, pictures, and fun facts

Searchable Company Directory

Automatically generated directory accessible to all employees for easy communication

Visual Org Chart

Interactive org chart showing company hierarchy with ability to zoom and view specific departments

PTO Management(5)

Automatic PTO Accrual Tracking

Automatic calculation and addition of PTO hours to employee totals with each payroll run

Custom PTO Policies

Create paid time off policies based on multiple criteria for flexibility

Employee PTO Requests and Approvals

Employees can request PTO through dashboard with manager approval workflow and automatic deduction

Multiple Accrual Tiers

Set up to 3 accrual tiers allowing employees to earn PTO at different rates based on type, location, or seniority

PTO Calendar and Reminders

Visual calendar showing upcoming employee PTO days with email notifications for managers and admins

Payroll(9)

All Tax Filings and Payments

Automatic withholding of federal, state, and local payroll taxes, filing of Form 941 quarterly and Form 940 annually

Direct Deposit Payroll

Pay employees via direct deposit with no extra fees

Garnishment Management

Automatic deduction and tracking of garnishments with customizable rules and goals

Multi-State Payroll

Run payroll and handle taxes for employees in multiple states with no extra fees across all 50 states

Multiple Pay Rates and Schedules

Set multiple pay schedules and different pay rates for individual employees without extra fees

Multiple Payment Methods

Pay employees via direct deposit, debit card, or printed checks with no extra fees

Unemployment Insurance Withholding

Automatic withholding of state and federal unemployment insurance payments and company contributions

Unlimited Monthly Pay Runs

Run payroll as often as you like with multiple payroll schedules for different employees

W-2 and 1099 Worker Support

Pay W-2 employees or 1099 contractors in the same dashboard with automatic year-end tax form generation

Reporting(1)

Custom and Prebuilt Reports

Create and save custom payroll reports filtered by employee type, location, department, and more with real-time viewing and export options

Security(1)

Six Levels of Permissions

Flexible permission structure allowing delegation of responsibilities with granular visibility controls

Pricing

Base Plan

$49/month base + $6/month per employee
  • Unlimited pay runs
  • All tax filings and payments
  • W-2 and 1099 support
  • Direct deposit
  • Employee self-service
  • Mobile access
  • HR features
  • PTO management
  • Org charts
  • Integrations

Cost Calculator

Keep Paying OnPay

Monthly$49/mo
Yearly$588/yr
5-Year Total$2.9k

Build It Yourself

Est. Build Time~3 hrs
Hosting$20/mo
DifficultyVery Easy

Total Cost Comparison

1 YearSave $348
SaaS
$588
DIY
$240
3 YearsSave $1k
SaaS
$1.8k
DIY
$720
5 YearsSave $1.7k
SaaS
$2.9k
DIY
$1.2k

DIY hosting estimate based on Vercel + Supabase free/pro tiers (~$20/mo). Build time estimated from 44 features at very easy complexity.

Build vs Buy

Should you build a OnPay alternative or buy the subscription? Estimate based on 44 features.

Buy OnPay

Better Value
Monthly cost$490/mo
3-year total$17,640
Time to deployDays

Build Your Own

Development cost$24,000
Maintenance$360/mo
3-year total$36,960
Dev time~2 months

Buying OnPay saves ~$19,320 over 3 years vs building.

Estimates based on 44 features and a BuildScore of 5/5. Actual costs vary.

Integrations

9 known integrations

DeputyERGO NEXTPosterEliteQuickBooks DesktopQuickBooks OnlineQuickBooks TimeTurboTaxWhen I WorkXero