Ramp

Automatic journal entry creation and account reconciliation with real-time data syncing.

Automated invoice capture, approval, and payment scheduling from email or upload.

AI-powered automatic matching and reconciliation of transactions across accounts.

Automated tools for financial close processes including accruals and period reconciliation.

Set different spending limits and approval requirements based on employee job titles.

Granular permission controls with customizable roles for finance teams and managers.

Manage multiple legal entities with separate cards, budgets, and approval hierarchies.

Centralized vendor database with payment history, contact info, and 1099 tracking.

Advanced spending analytics with trend analysis, anomaly detection, and predictive insights.

Assign expenses to multiple cost centers and departments for accurate cost allocation.

Interactive financial dashboards with cash flow visibility and spending analytics.

Automatic matching of corporate card transactions with submitted expenses and invoices.

OCR-powered receipt scanning and automatic data extraction from images.

Built-in comments, approver notes, and communication threads for expense discussion.

Complete transaction history with user actions, approvals, and compliance documentation.

Centralized view of policy violations, approval bottlenecks, and compliance metrics.

AI identifies and prevents duplicate vendor payments and expense submissions.

Define and enforce company expense policies with automatic compliance checking.

Automated reimbursement workflows with direct deposit and policy compliance checking.

Automated receipt capture, categorization, and expense reporting with mobile app support.

REST API for custom integrations, data export, and third-party application connections.

Native iOS and Android apps for on-the-go expense tracking and approval management.

Real-time push, email, and Slack notifications for pending approvals and status changes.

Create custom tags for expenses to organize, filter, and analyze spending patterns.

Batch ACH payments with scheduling, verification, and low transaction fees.

Streamlined vendor payment processing with approval workflows and audit trails.

Issue unlimited virtual and physical corporate cards with real-time spend controls and employee limits.

Handle expenses in multiple currencies with real-time exchange rates and conversion.

Recurring payment scheduling with automatic execution and approval workflows.

Create departmental budgets with real-time tracking and variance alerts.

AI-powered cash flow predictions based on historical spending and scheduled payments.

Build and schedule custom financial reports with flexible filtering and drill-down capability.

Prevent card usage at specific merchant categories to enforce company spending policies.

Set limits by employee, department, merchant category, and transaction type.

Freeze/unfreeze cards instantly, set merchant restrictions, and monitor fraud in real-time.

Machine learning-based fraud detection with behavioral analytics and transaction monitoring.

Enterprise SSO support with SAML 2.0 integration for centralized identity management.

Unlimited cloud storage for receipts with OCR indexing and full-text search capability.

Automatic 1099 threshold tracking and consolidated reporting for vendor payments.

AI-powered automatic expense categorization with tax deduction optimization.

Self-service vendor portal for payment status tracking and W9 document submission.

Configurable multi-level approval processes based on amount, department, and policy.