Stripe

stripe.com
Payment Processing
Weekend Project

The most trusted payment platform for internet businesses.

How to Replace Stripe

Overview

Stripe is a payment processing platform that enables businesses to accept payments online and in-person. It provides APIs, plugins, and tools for payment processing, billing, and financial management.

Features

43 features across 30 categories

Accounting(1)

Financial Reporting

Export standardized financial reports for bookkeeping and audits.

Also in: Jobber, Melio, Lemonway

Admin(1)

Dashboard

Centralized control panel for viewing transactions and managing accounts.

Also in: Insider CDP, Jira, Asana

Analytics(1)

Reports

Generate detailed financial and transaction reports for accounting.

Also in: Hugging Face, Notion, Smartsheet

BNPL(2)

Afterpay

Enable installment payments through Afterpay integration.

Klarna

Offer buy-now-pay-later options powered by Klarna.

Bank Transfers(2)

ACH Transfers

Send and receive ACH payments for US bank accounts.

International Wire TransfersPremium

Process cross-border wire transfers for global payouts.

Banking(2)

Financial Connections

Securely link bank accounts for verification and account debits.

TreasuryPremium

Manage business banking and liquidity with smart account solutions.

Billing(3)

Dunning ManagementAIPremium

Automatically retry failed payments and recover revenue.

Subscription Billing

Manage recurring billing, invoicing, and subscription management.

Usage Metering

Bill customers based on metered usage and consumption.

Also in: Insightly, Airtable, Obsidian

Cards(1)

IssuingPremium

Issue virtual and physical debit cards for businesses.

Also in: Pleo, Payoneer, Novo

Checkout(1)

Payment Request Button

One-click payment button for faster checkout experiences.

Compliance(2)

PCI Compliance

Meet PCI DSS standards with Stripe's secure architecture.

Tax CompliancePremium

Calculate and manage tax obligations across jurisdictions.

Developer Tools(4)

API Documentation

Comprehensive API reference and integration guides for developers.

Sandbox Environment

Isolated testing environment with test cards and data.

SDK Libraries

Official libraries for Python, Ruby, Node.js, Java, PHP, and more.

Test Mode

Develop and test integrations using test API keys.

Digital Wallets(1)

Apple Pay & Google Pay

Accept payments through mobile wallet integrations.

Disputes(1)

Disputes ManagementAI

Handle chargebacks and customer disputes with automated workflows.

Fraud Detection(1)

RadarAIPremium

Detect and prevent fraud using machine learning models.

Hosted Solutions(1)

Hosted Payment Page

Redirect customers to a Stripe-hosted payment form.

Integration(2)

Low Code Platforms

Pre-built integrations with Zapier, Make, and other platforms.

Webhooks

Receive real-time event notifications for payment and account updates.

International(2)

Multi-Currency Support

Accept payments in 135+ currencies with automatic conversion.

SEPA Payments

Accept Single Euro Payments Area transfers from EU customers.

Invoicing(1)

Invoicing

Create, send, and manage invoices with automatic payment collection.

Local Payments(1)

iDEAL

Accept payments via Dutch iDEAL banking system.

Marketplaces(1)

Marketplace DashboardPremium

Manage connected accounts, payouts, and commissions in Connect.

Mobile(1)

Mobile SDKs

Native iOS and Android SDKs for mobile payment integration.

No-Code(1)

Payment Links

Generate shareable payment links without coding.

Payments(1)

Payment Processing

Accept credit cards, digital wallets, and bank transfers globally.

Payouts(1)

Payouts

Send money to bank accounts and debit cards worldwide.

Platforms(1)

ConnectPremium

Build marketplace platforms with connected accounts and split payments.

Point of Sale(1)

TerminalPremium

Accept in-person payments using hardware terminals.

Reliability(1)

Idempotency

Prevent duplicate charges with idempotent API requests.

Security(3)

3D Secure

Authenticate transactions to reduce fraud and meet compliance requirements.

Role-Based Access Control

Manage team permissions and access levels securely.

Webhook Signing

Verify webhook authenticity using cryptographic signatures.

Sustainability(1)

Climate

Direct a portion of payments toward carbon removal projects.

UI Components(1)

Stripe Elements

Customizable payment form components for seamless checkout.

Pricing

Free

Free
  • Test mode access
  • API documentation
  • community support

Pay-as-you-go

Popular
Free
  • 2.9% + $0.30 per card transaction
  • 1% + $0.30 ACH
  • 2.2% Payouts

Cost Calculator

Pricing data not available for Stripe. Check their website for current pricing.

Build vs Buy

Should you build a Stripe alternative or buy the subscription? Estimate based on 43 features.

Buy Stripe

Better Value
Monthly costContact Sales
3-year totalVaries
Time to deployDays

Build Your Own

Development cost$24,000
Maintenance$360/mo
3-year total$36,960
Dev time~2 months

Buying Stripe saves ~$36,960 over 3 years vs building.

Estimates based on 43 features and a BuildScore of 5/5. Actual costs vary.

Integrations

30 known integrations