PayWhirl

paywhirl.com
Payment Processing
Weekend Project

Manage subscription payments with unparalleled flexibility

How to Replace PayWhirl

Overview

PayWhirl is a recurring billing and subscription management platform that enables businesses to sell subscriptions, pre-orders, payment plans, and custom billing arrangements. It provides intuitive tools for automatic payment scheduling, customer portal management, and flexible invoice customization without requiring contracts or technical expertise.

Features

41 features across 15 categories

Analytics & AI(1)

Predictive Growth & ForecastingAI

Use growth rate, churn rate and revenue trends to calculate where the business is headed in the future

Automation(1)

Automatic Payment Scheduling

Automatically schedule and charge recurring payments from customers on defined intervals

Also in: monday.com, Notion, Airtable

Communication(1)

Customizable Emails & Invoices

Edit text and HTML of all invoices and emails sent by the system, with beautiful default templates available

Also in: Jobber, Jira, Insightly

Core Billing(3)

Custom Billing Schedule Chaining

Chain subscription plans together to create custom billing schedules to fit any business model

Custom Subscription Management

Simple tools to manage subscription plans with flexibility to change, pause, or cancel items

Recurring Billing & Subscriptions

Built-in subscription payment management designed for subscription-based businesses

Customer Management(1)

Customer Portal

Embed a customer portal into website so customers can log in to manage subscriptions and payment information

Also in: Jobber, QuickBooks, Setmore

Customization(2)

Brand Customization

Customize widgets and checkout to reflect brand identity

White LabelPremium

White label option to brand the platform as your own

Also in: monday.com, Obsidian, Smartsheet

Data Management(1)

Data ExportPremium

Export data from the platform for external use or backup

Also in: monday.com, Notion, Airtable

Integration(8)

Additional Gateway SupportPremium

Support for PayPal, Cyber Source, Elavon, Heartland, Moneris, SagePay, Citrus, Bambora, WePay & WorldPay for additional fee

API Flexibility

Customize every last detail of customer experience through API with rapid prototyping capabilities

Customizable Checkout Funnel

Chain widgets together to build custom checkout flows tailored to business needs

Embedded Payment Widgets

Copy and paste widgets into website to accept recurring payments without coding knowledge required

Featured Gateway IntegrationsPremium

Featured integrations with Stripe, Square, BrainTree, and Authorize.net

Multiple Payment Gateway Support

Support for over 10 payment gateways including gateways that don't natively support subscriptions

REST API

Robust API for building custom integrations and solutions with support for PHP, Python, Node.js, and Ruby SDKs

Shopify Integration

Native integration with Shopify for e-commerce subscription management

Also in: monday.com, Notion, Airtable

Internationalization(1)

Multi-Currency Support

Accept payments in over 100 multiple currencies

Onboarding(1)

Free Trial

14-day free trial for paid plans with access to all features

Payment Processing(4)

Accept Payments Anywhere

Accept payments from website, phone, tablet, email, or over the phone

International Card Support

Accept all major credit and debit cards from international customers

Multiple Payment Methods

Accept all major credit and debit card brands, and allow customers to pay directly by electronic check (ACH)

One-Time Payments

Smart shopping cart that can identify subscriptions and single-payment items for checkout together

Reporting & Analytics(9)

Churn ReportPremium

Reporting tool for customer churn analysis

Customer Churn Monitoring

Keep an eye on customer churn rates and trends

Customer Lifetime Value (LTV) Analytics

Get access to customer lifetime value metrics including mean, median and mode LTVs

Customer ReportPremium

Reporting tool for customer analytics and insights

Growth ForecastAIPremium

Predictive forecasting tool for business growth projection

Monthly Recurring Revenue (MRR) Tracking

Track MRR, Annualized Run Rate (ARR), and sales metrics specific to subscription businesses

MRR ReportPremium

Reporting tool for Monthly Recurring Revenue tracking

Revenue by Location

Monitor revenue broken down by customer location

Subscription ReportPremium

Reporting tool for subscription analytics

Security(4)

No Payment Data Storage

Credit card numbers and sensitive payment method information are never stored on PayWhirl servers

Secure Gateway Connections

All connections in and out of the app are secured and meet current PCI-compliant security standards

SSL & TLS Encryption

All PayWhirl connections are secured with TLS 1.2 cryptographic protocol and meet PCI-compliant security standards

Tokenized Payment Storage

Save payment methods securely using encrypted tokens that only the gateway can decrypt, credit card numbers are never stored on PayWhirl servers

Support(3)

Account ManagersPremium

Dedicated account managers available on paid plans

Phone SupportPremium

Direct phone support for customer assistance

Priority TicketsPremium

Priority support ticket handling for faster issue resolution

Testing(1)

Test Gateway

Automatic setup with PayWhirl Test Gateway to run test charges before connecting live payment gateway

Pricing

Starter

Free
  • 3.0% per transaction fee
  • Full access to platform
  • No monthly fees
  • No credit card required

Business Pro

$49/mo
  • 2.0% per transaction fee
  • 3 Featured Gateways
  • Account Managers
  • Priority Tickets
  • Phone Support
  • White Label
  • Data Export
  • MRR Report
  • Subscription Report
  • Churn Report
  • Customer Report
  • Growth Forecast
  • Perfect for businesses processing up to $5k+/mo

Business Plus

$149/mo
  • 1.0% per transaction fee
  • 10 Featured Gateways
  • Account Managers
  • Priority Tickets
  • Phone Support
  • White Label
  • Data Export
  • MRR Report
  • Subscription Report
  • Churn Report
  • Customer Report
  • Growth Forecast
  • Perfect for businesses processing $8k+/mo

Business Ultimate

Popular
$249/mo
  • 0.5% per transaction fee
  • Unlimited Featured Gateways
  • Account Managers
  • Priority Tickets
  • Phone Support
  • White Label
  • Data Export
  • MRR Report
  • Subscription Report
  • Churn Report
  • Customer Report
  • Growth Forecast
  • Perfect for businesses processing $10k+/mo

Enterprise

Custom
  • Custom Pricing
  • Volume Discounts
  • For businesses processing more than $5,000,000 a year

Cost Calculator

Keep Paying PayWhirl

Monthly$49/mo
Yearly$588/yr
5-Year Total$2.9k

Build It Yourself

Est. Build Time~3 hrs
Hosting$20/mo
DifficultyVery Easy

Total Cost Comparison

1 YearSave $348
SaaS
$588
DIY
$240
3 YearsSave $1k
SaaS
$1.8k
DIY
$720
5 YearsSave $1.7k
SaaS
$2.9k
DIY
$1.2k

DIY hosting estimate based on Vercel + Supabase free/pro tiers (~$20/mo). Build time estimated from 41 features at very easy complexity.

Build vs Buy

Should you build a PayWhirl alternative or buy the subscription? Estimate based on 41 features.

Buy PayWhirl

Better Value
Monthly cost$490/mo
3-year total$17,640
Time to deployDays

Build Your Own

Development cost$24,000
Maintenance$360/mo
3-year total$36,960
Dev time~2 months

Buying PayWhirl saves ~$19,320 over 3 years vs building.

Estimates based on 41 features and a BuildScore of 5/5. Actual costs vary.

Integrations

18 known integrations

Authorize.netBamboraBrainTreeCitrusCyber SourceElavonGlow Loyalty for ShopifyHeartlandMonerisPayPalPayWhirl Multi-PlatformSagePayShopifySquareStripeUpsell Wizard for ShopifyWePayWorldPay