PayPal
paypal.comBuild Difficulty: 4/5
A few focused days to build a solid replacement
Pay, send, and save smarter
How to Replace PayPalOverview
Features
66 features across 26 categories
API(7)
Get transaction details via transaction ID at the time of payment or later
Get real-time purchase confirmation via server-to-server communications
Enables sending of one or more payments at a time with a fast, flexible, and automated method to pay out multiple payments
Receive notification and details of successful transactions as they are made
Automates the refund process by accepting parameters for a refund and performing the refund
Search across a range of transactions for certain criteria such as date range or payment status
Automate payment processing and build new e-commerce applications with PayPal's APIs
Account Management(1)
Assign multiple users individual levels of access to a single PayPal account
Billing(2)
Add a business name to be included on customers' credit card statements
Send professional invoices with line-item details quickly and easily via email
Buyer Tools(1)
Send anyone an eBay gift certificate that is good for any purchase on eBay where PayPal is accepted
Checkout(3)
Bring buyers back to your site immediately after they pay to get more upsell opportunities
Make signing up for a PayPal account optional for buyers to increase customer satisfaction and completed sales
Customize your payment page with your colors and images for a seamless checkout experience
Credit Products(5)
Earn rewards to pay seller fees when using the eBay Mastercard
Credit card offering 3% cash back when checking out with PayPal and 1.5% on all other Mastercard purchases
Travel credit card with special financing on qualifying travel purchases and pay over time options
Earn rewards when using a PayPal Extras Mastercard
Apply and instantly find out if approved for PayPal Smart Connect to get increased PayPal protection on purchases and financing options for high-ticket items
Cryptocurrency(1)
Buy, sell, and transfer cryptocurrencies with peace of mind knowing financial information is protected
Developer Tools(3)
Find all the latest technical information about developing ecommerce applications and websites with PayPal
Provides technical information and resources for an online community of PayPal developers and designers
Try out payment applications including Website Payments, IPN, and APIs in a self-contained testing environment
Ecommerce Tools(3)
Enable ecommerce on your website by letting customers buy single items quickly
Let customers browse selections and buy multiple items off your website
Enable subscribers to access members-only content on your site
Global Payments(1)
Manage payments in multiple currencies including USD, EUR, GBP, JPY, AUD, CAD, and more
Installment Payments(3)
Split purchases into 4 interest-free payments paid every two weeks with no late fees and no credit score impact
Pay for purchases in 3, 6, 12, or 24 monthly payments with $0 down and flexible terms
Buy items in store and pay over time with flexible payment plans
Localization(1)
Choose to use the PayPal site in a particular language and get all PayPal emails in that language
Marketing(1)
Easily access graphics to communicate to buyers that you accept PayPal
Mobile(1)
Send money on your web-enabled mobile phone
Money Transfer(5)
Make instant electronic payments to a large number of recipients at once
Pool money up front for group gifts and other shared expenses
Easily request money from anyone with an email address
Securely send money to anyone with an email address in seconds
Simply split the bill with friends and family
Payment Methods(2)
Withdraw funds from PayPal account at ATMs, pay for purchases, and qualify to receive cashback
Tap to pay in stores and online with a Mastercard that earns rewards and cash back
Payment Processing(4)
Easily accept credit card and bank account donations with a payment button or email link
Get paid faster by putting payment buttons in Outlook or Outlook Express email messages
Conveniently send a full or partial refund to buyer for up to 60 days after receiving a payment
Accept recurring payments with flexible, automated billing
Protection(3)
Buy a Money-Back Guarantee to protect purchase of physical goods on selected transactions
Buy with confidence when using PayPal to purchase qualifying items to receive purchase protection at no additional cost
Protects seller from liability when following Seller Protection guidelines with chargebacks absorbed by PayPal at no cost
Reporting(6)
Easily find a particular transaction or subset of transactions
Download transaction history into various file formats for financial settlements, reconciliation, and fulfillment
View a secure and detailed online record of PayPal transactions
View or download a summary of all credits and debits that affect account balance each month
Automatically schedule regular times to download daily log of transactional activity for fulfillment purposes
Automatically settle PayPal payments and perform daily reconciliations
Rewards(3)
Earn cash back on purchases from brands like Adidas, 1-800 Flowers, Apparel, Restaurants, and Groceries
Get 5% cash back on purchases in your monthly category when checking out with PayPal Debit Card
Earn cashback on PayPal ATM/Debit Card purchases when promoting PayPal as preferred payment method
Savings(1)
FDIC insured savings account offering 3.50% APY held at Synchrony Bank
Security(2)
Automatically encrypt parameters of your payment button such as amount and quantity
Encrypted payments with full financial information protection
Shipping(3)
Easily create a packing slip for sold items
Automatically include shipping amounts for PayPal Shopping Cart, Donations, and Buy Now Buttons
Easily manage shipping in one convenient location with integrated USPS and UPS services
Support(1)
Voice concerns regarding purchases made through PayPal
Tax(1)
Automatically collect sales tax for PayPal Shopping Cart, Donations, and Buy Now Buttons
eBay Tools(2)
Customize the End of Auction email that eBay sends winning buyers when listings close successfully
Quickly search eBay and pay for items that you have won
Cost Calculator
Pricing data not available for PayPal. Check their website for current pricing.
Build vs Buy
Should you build a PayPal alternative or buy the subscription? Estimate based on 66 features.
Buy PayPal
Better ValueBuild Your Own
Buying PayPal saves ~$92,400 over 3 years vs building.
Estimates based on 66 features and a BuildScore of 4/5. Actual costs vary.
Integrations
10 known integrations