Mastercard
mastercard.comBuild Difficulty: 5/5
Build a working replacement in a weekend with AI tools
A global technology company in the payments industry
How to Replace MastercardOverview
Features
39 features across 14 categories
AI(2)
AI-powered agentic commerce solution
AI-powered personalization for customer engagement, recognized as a Leader in Gartner Magic Quadrant for eight consecutive times
Analytics(4)
Business intelligence and spending insights platform
Business intelligence platform for payment analytics and insights
Economic research and insights including SpendingPulse and economic reports
Real-time spending and economic data insights
Business Solutions(7)
Payment solutions for business-to-business transactions
Tools and services for acquiring and engaging consumers
Payment solutions for consumer transactions
Product express platform for engagement solutions
A unified payments platform designed to simplify global commerce and support business expansion
Solutions for transferring and managing funds across borders
Open finance solutions for financial data sharing and integration
Cards(4)
Mastercard branded credit card products for consumers
Mastercard branded debit card products for consumers
Mastercard gift card offerings
Mastercard branded prepaid card products for consumers
Developer Tools(1)
Innovation labs for developing new payment technologies
Partner Program(2)
Partnership program for network enablement
Program for partnering with fintech companies and startups
Payment Methods(3)
Digital payment method for online transactions
Contactless payment technology for secure transactions
Passkey-based authentication for secure payments
Research(1)
Research and policy center focused on digital economy
Rewards(1)
Curated sports, travel, food and entertainment opportunities for cardholders
Security(3)
Advanced cybersecurity and fraud prevention services
Identity theft protection service for cardholders
Comprehensive security features and protections for transactions
Services(2)
Consulting and advisory services for payment solutions
Service for reloading prepaid cards
Sustainability(3)
Tool to calculate and track carbon emissions
Program promoting digital-first payment methods
Environmental sustainability initiative
Tools(2)
Tool to find the nearest ATM for card access
Tool for converting between different currencies
Cost Calculator
Pricing data not available for Mastercard. Check their website for current pricing.
Build vs Buy
Should you build a Mastercard alternative or buy the subscription? Estimate based on 39 features.
Buy Mastercard
Better ValueBuild Your Own
Buying Mastercard saves ~$36,960 over 3 years vs building.
Estimates based on 39 features and a BuildScore of 5/5. Actual costs vary.