PayWhirl vs Mastercard
Side-by-side comparison of features, pricing, and integrations.
Quick Verdict
PayWhirl offers more features (41 vs 39) and more integrations (18 vs 0). Starting price: PayWhirl at $49/mo vs Mastercard at Contact Sales. PayWhirl has 41 unique features while Mastercard has 39 unique features, with 0 features in common.
| PayWhirl | Mastercard | |
|---|---|---|
| Category | Payment Processing | Payment Processing |
| Total Features | 41 | 39 |
| AI-Powered Features | 2 | 2 |
| Starting Price | $49/mo | Contact Sales |
| Pricing Tiers | 5 | 0 |
| Integrations | 18 | 0 |
| Shared Features | 0 | |
| Shared Integrations | 0 | |
| Data Quality | 85% | 50% |
Feature Comparison by Category
AI (0 vs 2)
| Feature | PayWhirl | Mastercard |
|---|---|---|
| Mastercard Agent Pay | ||
| Personalization Engine |
Analytics (0 vs 4)
| Feature | PayWhirl | Mastercard |
|---|---|---|
| Insights & Intelligence | ||
| Mastercard Business Intelligence | ||
| Mastercard Economics Institute | ||
| SpendingPulse |
Analytics & AI (1 vs 0)
| Feature | PayWhirl | Mastercard |
|---|---|---|
| Predictive Growth & Forecasting |
Automation (1 vs 0)
| Feature | PayWhirl | Mastercard |
|---|---|---|
| Automatic Payment Scheduling |
Business Solutions (0 vs 7)
| Feature | PayWhirl | Mastercard |
|---|---|---|
| Commercial Payments | ||
| Consumer Acquisition & Engagement | ||
| Consumer Payments | ||
| Mastercard Engage | ||
| Merchant Cloud | ||
| Money Movement | ||
| Open Finance |
Cards (0 vs 4)
| Feature | PayWhirl | Mastercard |
|---|---|---|
| Credit Cards | ||
| Debit Cards | ||
| Gift Cards | ||
| Prepaid Cards |
Communication (1 vs 0)
| Feature | PayWhirl | Mastercard |
|---|---|---|
| Customizable Emails & Invoices |
Core Billing (3 vs 0)
| Feature | PayWhirl | Mastercard |
|---|---|---|
| Custom Billing Schedule Chaining | ||
| Custom Subscription Management | ||
| Recurring Billing & Subscriptions |
Customer Management (1 vs 0)
| Feature | PayWhirl | Mastercard |
|---|---|---|
| Customer Portal |
Customization (2 vs 0)
| Feature | PayWhirl | Mastercard |
|---|---|---|
| Brand Customization | ||
| White Label |
Data Management (1 vs 0)
| Feature | PayWhirl | Mastercard |
|---|---|---|
| Data Export |
Developer Tools (0 vs 1)
| Feature | PayWhirl | Mastercard |
|---|---|---|
| Digital Labs |
Integration (8 vs 0)
| Feature | PayWhirl | Mastercard |
|---|---|---|
| API Flexibility | ||
| Additional Gateway Support | ||
| Customizable Checkout Funnel | ||
| Embedded Payment Widgets | ||
| Featured Gateway Integrations | ||
| Multiple Payment Gateway Support | ||
| REST API | ||
| Shopify Integration |
Internationalization (1 vs 0)
| Feature | PayWhirl | Mastercard |
|---|---|---|
| Multi-Currency Support |
Onboarding (1 vs 0)
| Feature | PayWhirl | Mastercard |
|---|---|---|
| Free Trial |
Partner Program (0 vs 2)
| Feature | PayWhirl | Mastercard |
|---|---|---|
| Network Enablement Partners | ||
| Start Path |
Payment Methods (0 vs 3)
| Feature | PayWhirl | Mastercard |
|---|---|---|
| Click to Pay | ||
| Contactless Payments | ||
| Payment Passkeys |
Payment Processing (4 vs 0)
| Feature | PayWhirl | Mastercard |
|---|---|---|
| Accept Payments Anywhere | ||
| International Card Support | ||
| Multiple Payment Methods | ||
| One-Time Payments |
Reporting & Analytics (9 vs 0)
| Feature | PayWhirl | Mastercard |
|---|---|---|
| Churn Report | ||
| Customer Churn Monitoring | ||
| Customer Lifetime Value (LTV) Analytics | ||
| Customer Report | ||
| Growth Forecast | ||
| MRR Report | ||
| Monthly Recurring Revenue (MRR) Tracking | ||
| Revenue by Location | ||
| Subscription Report |
Research (0 vs 1)
| Feature | PayWhirl | Mastercard |
|---|---|---|
| Policy Center for Digital Economy |
Rewards (0 vs 1)
| Feature | PayWhirl | Mastercard |
|---|---|---|
| Priceless Experiences |
Security (4 vs 3)
| Feature | PayWhirl | Mastercard |
|---|---|---|
| Cybersecurity & Fraud Prevention | ||
| Mastercard ID Theft Protection | ||
| No Payment Data Storage | ||
| SSL & TLS Encryption | ||
| Safety and Security Benefits | ||
| Secure Gateway Connections | ||
| Tokenized Payment Storage |
Services (0 vs 2)
| Feature | PayWhirl | Mastercard |
|---|---|---|
| Advisory Services | ||
| rePower Prepaid Card Reload |
Social Impact (0 vs 4)
| Feature | PayWhirl | Mastercard |
|---|---|---|
| Kids4Tech | ||
| Mastercard Center for Inclusive Growth | ||
| Mastercard Community Pass | ||
| Mastercard Strive |
Support (3 vs 0)
| Feature | PayWhirl | Mastercard |
|---|---|---|
| Account Managers | ||
| Phone Support | ||
| Priority Tickets |
Sustainability (0 vs 3)
| Feature | PayWhirl | Mastercard |
|---|---|---|
| Carbon Calculator | ||
| Digital First Card Program | ||
| Priceless Planet Coalition |
Testing (1 vs 0)
| Feature | PayWhirl | Mastercard |
|---|---|---|
| Test Gateway |
Tools (0 vs 2)
| Feature | PayWhirl | Mastercard |
|---|---|---|
| ATM Locator | ||
| Currency Converter |
Unique Features
Only in PayWhirl (41)
Predictive Growth & Forecasting
Automatic Payment Scheduling
Customizable Emails & Invoices
Custom Billing Schedule Chaining
Custom Subscription Management
Recurring Billing & Subscriptions
Customer Portal
Brand Customization
White Label
Data Export
Additional Gateway Support
API Flexibility
Customizable Checkout Funnel
Embedded Payment Widgets
Featured Gateway Integrations
Multiple Payment Gateway Support
REST API
Shopify Integration
Multi-Currency Support
Free Trial
+ 21 more unique features
Only in Mastercard (39)
Mastercard Agent Pay
Personalization Engine
Insights & Intelligence
Mastercard Business Intelligence
Mastercard Economics Institute
SpendingPulse
Commercial Payments
Consumer Acquisition & Engagement
Consumer Payments
Mastercard Engage
Merchant Cloud
Money Movement
Open Finance
Credit Cards
Debit Cards
Gift Cards
Prepaid Cards
Digital Labs
Network Enablement Partners
Start Path
+ 19 more unique features
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