How to Build Your Own Mastercard
Replace Mastercard with a custom build. A global technology company in the payments industry
Build Difficulty: 5/5
Build a working replacement in a weekend with AI tools
Estimated Timeline
Based on 39 features at Weekend Project difficulty, expect about One weekend with AI-assisted development.
Recommended Tech Stack
Full-stack React framework with API routes and server components
PostgreSQL database, auth, and real-time subscriptions
Utility-first styling for rapid UI development
Key Features to Replicate
Top features across 8 categories. See all 39 features
Business Solutions(7 features)
Payment solutions for business-to-business transactions
Tools and services for acquiring and engaging consumers
Payment solutions for consumer transactions
Product express platform for engagement solutions
A unified payments platform designed to simplify global commerce and support business expansion
+2 more in this category
Analytics(4 features)
Business intelligence and spending insights platform
Business intelligence platform for payment analytics and insights
Economic research and insights including SpendingPulse and economic reports
Real-time spending and economic data insights
Cards(4 features)
Mastercard branded credit card products for consumers
Mastercard branded debit card products for consumers
Mastercard gift card offerings
Mastercard branded prepaid card products for consumers
Social Impact(4 features)
Educational program for children in technology
Initiative focused on inclusive economic growth
Community engagement program
Program supporting small business growth
Payment Methods(3 features)
Digital payment method for online transactions
Contactless payment technology for secure transactions
Passkey-based authentication for secure payments
Security(3 features)
Advanced cybersecurity and fraud prevention services
Identity theft protection service for cardholders
Comprehensive security features and protections for transactions
Sustainability(3 features)
Tool to calculate and track carbon emissions
Program promoting digital-first payment methods
Environmental sustainability initiative
AI(2 features)
AI-powered agentic commerce solution
AI-powered personalization for customer engagement, recognized as a Leader in Gartner Magic Quadrant for eight consecutive times
Cost Calculator
Pricing data not available for Mastercard. Check their website for current pricing.