N26 vs Mastercard
Side-by-side comparison of features, pricing, and integrations.
Quick Verdict
N26 offers the same number of features (39 vs 39) and more integrations (5 vs 0). Starting price: N26 at $4.9/mo vs Mastercard at Contact Sales. N26 has 39 unique features while Mastercard has 39 unique features, with 0 features in common.
| N26 | Mastercard | |
|---|---|---|
| Category | Payment Processing | Payment Processing |
| Total Features | 39 | 39 |
| AI-Powered Features | 0 | 2 |
| Starting Price | $4.9/mo | Contact Sales |
| Pricing Tiers | 4 | 0 |
| Integrations | 5 | 0 |
| Shared Features | 0 | |
| Shared Integrations | 0 | |
| Data Quality | 80% | 50% |
Feature Comparison by Category
AI (0 vs 2)
| Feature | N26 | Mastercard |
|---|---|---|
| Mastercard Agent Pay | ||
| Personalization Engine |
Account Management (4 vs 0)
| Feature | N26 | Mastercard |
|---|---|---|
| Bank Account Switching | ||
| Cards for Under 18s | ||
| Shared Spaces | ||
| Spaces Sub-accounts |
Account Types (1 vs 0)
| Feature | N26 | Mastercard |
|---|---|---|
| Freelancer Account |
Add-ons (1 vs 0)
| Feature | N26 | Mastercard |
|---|---|---|
| N26 SIM Mobile Plans |
Analytics (0 vs 4)
| Feature | N26 | Mastercard |
|---|---|---|
| Insights & Intelligence | ||
| Mastercard Business Intelligence | ||
| Mastercard Economics Institute | ||
| SpendingPulse |
Budgeting & Analytics (1 vs 0)
| Feature | N26 | Mastercard |
|---|---|---|
| Budgeting Automations |
Business Solutions (0 vs 7)
| Feature | N26 | Mastercard |
|---|---|---|
| Commercial Payments | ||
| Consumer Acquisition & Engagement | ||
| Consumer Payments | ||
| Mastercard Engage | ||
| Merchant Cloud | ||
| Money Movement | ||
| Open Finance |
Cards (3 vs 4)
| Feature | N26 | Mastercard |
|---|---|---|
| Credit Cards | ||
| Debit Cards | ||
| Gift Cards | ||
| Metal Card | ||
| Physical Card | ||
| Prepaid Cards | ||
| Virtual Card |
Credit & Lending (3 vs 0)
| Feature | N26 | Mastercard |
|---|---|---|
| Credit | ||
| Installments | ||
| Overdraft |
Developer Tools (0 vs 1)
| Feature | N26 | Mastercard |
|---|---|---|
| Digital Labs |
Insurance (9 vs 0)
| Feature | N26 | Mastercard |
|---|---|---|
| Baggage Cover Insurance | ||
| Emergency Medical Transport Insurance | ||
| Emergency Medical and Dental Insurance | ||
| Mobile Phone Insurance | ||
| Personal Liability Insurance | ||
| Purchase Protection | ||
| Travel and Baggage Delay Insurance | ||
| Trip Cancellation Insurance | ||
| Trip Interruption Insurance |
Partner Program (0 vs 2)
| Feature | N26 | Mastercard |
|---|---|---|
| Network Enablement Partners | ||
| Start Path |
Payment Methods (0 vs 3)
| Feature | N26 | Mastercard |
|---|---|---|
| Click to Pay | ||
| Contactless Payments | ||
| Payment Passkeys |
Payments & Withdrawals (3 vs 0)
| Feature | N26 | Mastercard |
|---|---|---|
| ATM Withdrawals | ||
| Cash26 Deposits and Withdrawals | ||
| Worldwide Card Payments |
Platform (1 vs 0)
| Feature | N26 | Mastercard |
|---|---|---|
| Mobile App |
Research (0 vs 1)
| Feature | N26 | Mastercard |
|---|---|---|
| Policy Center for Digital Economy |
Rewards (0 vs 1)
| Feature | N26 | Mastercard |
|---|---|---|
| Priceless Experiences |
Rewards & Cashback (1 vs 0)
| Feature | N26 | Mastercard |
|---|---|---|
| Travel Cashback |
Rewards & Offers (1 vs 0)
| Feature | N26 | Mastercard |
|---|---|---|
| Partner Offers |
Security (0 vs 3)
| Feature | N26 | Mastercard |
|---|---|---|
| Cybersecurity & Fraud Prevention | ||
| Mastercard ID Theft Protection | ||
| Safety and Security Benefits |
Security & Onboarding (1 vs 0)
| Feature | N26 | Mastercard |
|---|---|---|
| ID Verification |
Security & Protection (1 vs 0)
| Feature | N26 | Mastercard |
|---|---|---|
| Deposit Protection |
Services (0 vs 2)
| Feature | N26 | Mastercard |
|---|---|---|
| Advisory Services | ||
| rePower Prepaid Card Reload |
Social Impact (0 vs 4)
| Feature | N26 | Mastercard |
|---|---|---|
| Kids4Tech | ||
| Mastercard Center for Inclusive Growth | ||
| Mastercard Community Pass | ||
| Mastercard Strive |
Support (2 vs 0)
| Feature | N26 | Mastercard |
|---|---|---|
| 24/7 Chat Support | ||
| Phone Support |
Sustainability (0 vs 3)
| Feature | N26 | Mastercard |
|---|---|---|
| Carbon Calculator | ||
| Digital First Card Program | ||
| Priceless Planet Coalition |
Tools (0 vs 2)
| Feature | N26 | Mastercard |
|---|---|---|
| ATM Locator | ||
| Currency Converter |
Travel Benefits (2 vs 0)
| Feature | N26 | Mastercard |
|---|---|---|
| Airport Lounge Access | ||
| Travel eSIM |
Wealth & Investments (4 vs 0)
| Feature | N26 | Mastercard |
|---|---|---|
| Cryptocurrency Trading | ||
| Investment Plans | ||
| Ready-made Funds | ||
| Stocks and ETFs Trading |
Wealth & Savings (1 vs 0)
| Feature | N26 | Mastercard |
|---|---|---|
| Savings Interest Rate |
Unique Features
Only in N26 (39)
Bank Account Switching
Cards for Under 18s
Shared Spaces
Spaces Sub-accounts
Freelancer Account
N26 SIM Mobile Plans
Budgeting Automations
Metal Card
Physical Card
Virtual Card
Credit
Installments
Overdraft
Baggage Cover Insurance
Emergency Medical and Dental Insurance
Emergency Medical Transport Insurance
Mobile Phone Insurance
Personal Liability Insurance
Purchase Protection
Travel and Baggage Delay Insurance
+ 19 more unique features
Only in Mastercard (39)
Mastercard Agent Pay
Personalization Engine
Insights & Intelligence
Mastercard Business Intelligence
Mastercard Economics Institute
SpendingPulse
Commercial Payments
Consumer Acquisition & Engagement
Consumer Payments
Mastercard Engage
Merchant Cloud
Money Movement
Open Finance
Credit Cards
Debit Cards
Gift Cards
Prepaid Cards
Digital Labs
Network Enablement Partners
Start Path
+ 19 more unique features
Want to build your own alternative to N26 or Mastercard?
Analyze it with Reap