Pandle

pandle.com
Accounting Software
1-2 Weeks

Easy to use accounting software for £5/month

How to Replace Pandle

Overview

Pandle is cloud-based accounting software designed for UK small businesses, freelancers, and sole traders. It provides bookkeeping tools without long-term contracts, featuring automated banking, invoicing, VAT compliance, and financial reporting. The software is HMRC recognised and Making Tax Digital compliant.

Features

71 features across 36 categories

Accounting(3)

Accounting Tools

Tools for managing multiple businesses and currencies with bulk editing and recurring transactions

Multi Company Management

Manage multiple businesses within a single Pandle account

Multiple Currencies

Manage business finances in any currency with automatic conversion

Also in: Jobber, Melio, Lemonway

Automation(3)

Bank RulesPremium

Automate transaction categorization, payment matching, and tax code assignment using customizable rules

Bulk Editing

Edit multiple transactions or records in bulk to save time

Recurring Transactions

Set up recurring invoices, bills, and transactions that repeat automatically

Also in: monday.com, Notion, Airtable

Banking(2)

Bank Imports

Import bank statements and transaction data into the accounting system

Manual Bank Entry

Manually enter bank transactions when automated feeds are not available

Banking & Automation(1)

Bank FeedsPremium

Automatically sync bank accounts and payments to bookkeeping, eliminating manual data entry

Compliance & Certification(1)

HMRC Recognised Software

Software is officially recognized by HMRC for compliance

Customer Management(1)

Customer Grouping

Group customers together for easier management and reporting

Also in: Jobber, QuickBooks, Setmore

Data Export(1)

Data Exports

Export accounting data to external formats for reporting or analysis

Data Import(2)

Custom Imports

Customize import settings and mappings for data import flexibility

Import Customers/Suppliers

Import customer and supplier data from spreadsheets or other sources

Also in: Streak, Koala, Shippo

Data Import & Migration(1)

Opening Balances Tool

Tool to import opening balances when switching from other accounting software

Data Management(1)

Unlimited Customers, Suppliers & Accounts

Add an unlimited number of customers, suppliers, and accounts without restrictions

Data Protection & Compliance(1)

Transaction Locking

Lock accounting periods to prevent accidental modifications of past transactions

Document Management(1)

Receipt UploadsPremium

Upload and attach receipts and bills to transactions with no upload limits

Document Management & Mobile(1)

Snap and Upload from MobilePremium

Take photos of receipts directly from the mobile app and upload them

Education & Support(1)

Pandle Tours

In-app guided tours to help users learn features

Expense Tracking(3)

Manual Trip EntryPremium

Manually log business trips and mileage for tax deduction

Mileage TrackerPremium

Automatically track business mileage and convert to claimable tax expenses

Store Vehicle InfoPremium

Store and manage vehicle information for mileage tracking

Expense Tracking & Automation(1)

Automatic Mileage TrackingPremium

Automatically log business miles using device location

Inventory Management(4)

Items

Create and manage inventory items for products and services with automatic stock tracking

Products

Create and manage product items for invoicing and inventory

Services

Create and manage service items for invoicing

Untracked Items

Create items that are not tracked for inventory purposes

Inventory Management & Automation(1)

Tracked Stock Levels

Automatically track inventory levels when items are used on invoices

Invoicing(7)

Create Quotes and Invoices

Create and send professional quotes and invoices to customers

Credit Notes

Issue credit notes to customers for refunds or adjustments

Invoices

Customizable invoice templates that match your brand with easy customization options

Invoicing

Create and send customizable invoices and quotes with automated payment reminders

Payment Reminders

Schedule and manage payment reminder notifications for outstanding invoices

Premium Invoice TemplatesPremium

Access to professionally designed invoice templates for branding

Quotes

Create and send quotes to clients with customizable templates

Invoicing & Automation(1)

Automated Payment Reminders

Automatically send payment reminders to customers for unpaid invoices

Mobile(3)

Accounting App

Mobile app with accounting features for on-the-go management

Mobile App

Full-featured mobile application for managing accounting on the go

Mobile Bookkeeping

Complete bookkeeping capabilities available on mobile devices

Payment Processing(4)

Accept Payments with Pandle Pay

Accept customer payments directly through Pandle with integrated payment processing

PayPal FeedsPremium

Automatically sync PayPal transactions and payments

Stripe FeedsPremium

Automatically sync Stripe payment transactions to bookkeeping

Take Payments

Accept payments directly through invoices

Project Management(1)

ProjectsPremium

Manage finances of separate projects with income, expense, and profitability tracking

Project Management & Mobile(1)

Manage from Pandle MobilePremium

Manage projects directly from the mobile application

Project Management & Reporting(1)

Project ReportingPremium

Generate reports on individual project profitability and finances

Reporting(7)

Balance Sheet

Generate balance sheet reports showing assets, liabilities, and equity

Business Reports

Access comprehensive business reporting and analytics

General Ledger Report

View detailed general ledger entries for all transactions

Payables and Receivables

Track money owed to suppliers and amounts owed by customers

Profit and Loss Report

View detailed P&L statements showing revenue and expenses

Reporting

Generate financial reports including profit and loss, balance sheet, and cash flow forecasts

Trial Balance

View trial balance reports for accounting verification

Reporting & Analytics(1)

Cash Flow ForecastingPremium

Project future cash flow with forecasting tools and insights

Reporting & Customer Management(1)

Customer Statements

Generate and send customer account statements

Support & Customer Service(1)

Live Chat SupportPremium

Real-time support from bookkeepers available within 10 minutes

Support & Documentation(1)

FAQs

Comprehensive frequently asked questions documentation

Tax Compliance(2)

Making Tax Digital Compliant

Fully compliant with HMRC Making Tax Digital requirements

MTD Income Tax

Support for Making Tax Digital Income Tax requirements

Tax Compliance & Notifications(1)

Tax Estimations/Reminders

Receive reminders and estimates for upcoming tax payments

Team Collaboration(3)

CollaborationPremium

Add unlimited users with customizable permissions and access controls

NotesPremium

Add notes and comments to transactions and records

Unlimited UsersPremium

Add an unlimited number of team members to your account

Team Collaboration & Security(1)

User PermissionsPremium

Control what each user or group can see and do within the system

Unlimited Features(1)

No Usage Limits

No limits on number of invoices, transactions, or other usage metrics

VAT & Tax Compliance(5)

EU VAT/EC Sales Lists

Support for EU VAT compliance and EC sales list reporting

MTD Compliant VAT Records

Maintain records in compliance with Making Tax Digital requirements

VAT Reports

Generate detailed VAT reports and analysis

VAT Software

Keep Making Tax Digital compliant VAT records and submit returns directly from the software

VAT Submissions

Calculate, complete, and submit VAT returns directly to HMRC

Pricing

Pandle Free

Free
  • Accept Payments with Pandle Pay
  • Bank Imports
  • Business Reports
  • Mobile App
  • Multiple Currencies
  • No Usage Limits
  • Payment Reminders
  • Recurring Transactions
  • Send Quotes & Invoices
  • VAT Submissions
  • Create Free Account
  • No contracts
  • No card details required

Pandle Pro

Popular
£5/month (+VAT)
  • Bank Feeds
  • Cash Flow Forecasting
  • Live Chat Support
  • Mileage Tracker
  • PayPal Feeds
  • Premium Invoice Templates
  • Projects
  • Receipt Uploads
  • User Permissions
  • All Features of Pandle Free

Cost Calculator

Keep Paying Pandle

Monthly$5/mo
Yearly$60/yr
5-Year Total$300

Build It Yourself

Est. Build Time~11 hrs
Hosting$20/mo
DifficultyModerate

Total Cost Comparison

1 Year
SaaS
$60
DIY
$240
3 Years
SaaS
$180
DIY
$720
5 Years
SaaS
$300
DIY
$1.2k

DIY hosting estimate based on Vercel + Supabase free/pro tiers (~$20/mo). Build time estimated from 71 features at moderate complexity.

Build vs Buy

Should you build a Pandle alternative or buy the subscription? Estimate based on 71 features.

Buy Pandle

Better Value
Monthly cost$50/mo
3-year total$1,800
Time to deployDays

Build Your Own

Development cost$84,000
Maintenance$1,260/mo
3-year total$129,360
Dev time~7 months

Buying Pandle saves ~$127,560 over 3 years vs building.

Estimates based on 71 features and a BuildScore of 3/5. Actual costs vary.

Integrations

8 known integrations

Bank Feeds (Multiple Banks Supported)Companies HouseGoogle CloudHMRC MTDPayPalPlaid Financial LtdStripeTrustpilot