SAP Concur

concur.com
Financial Management
Few Days

Intelligent spend management for travel, expenses, and invoices

How to Replace SAP Concur

Overview

SAP Concur is a cloud-based spend management solution that automates travel, expense, and invoice management for enterprises. It leverages AI to detect anomalies, ensure compliance, and provide actionable insights across the entire spend lifecycle.

Features

42 features across 13 categories

AI(7)

Chatbot AssistanceAIPremium

AI-powered chatbot answers expense policy questions and helps with submission processes.

Duplicate DetectionAI

AI automatically identifies and flags duplicate expense submissions to prevent reimbursement fraud.

Expense MatchingAI

AI-powered matching correlates corporate card transactions with submitted expense reports.

Fraud DetectionAIPremium

Machine learning identifies suspicious expense patterns and potential fraud in real-time.

Invoice Duplicate PreventionAIPremium

Machine learning prevents duplicate invoice payments by analyzing vendor and amount patterns.

Predictive Spend AnalyticsAIPremium

Machine learning forecasts future spend patterns to improve budgeting and negotiations.

Receipt RecognitionAI

AI-powered optical character recognition automatically extracts data from expense receipts.

Also in: monday.com, Notion, Airtable

Admin(2)

Employee Directory

Synchronized employee database with role-based access and manager hierarchies.

Role-Based Access Control

Granular permission management with predefined and custom roles for users and approvers.

Also in: Insider CDP, Jira, Asana

Analytics(3)

Analytics & InsightsAI

Generate reports and dashboards on spend trends, policy compliance, and cost savings.

Budget TrackingAIPremium

Monitor departmental and project budgets in real-time with forecasting and variance analysis.

Intelligent Spend VisibilityAIPremium

AI-powered dashboard aggregates spend across travel, expenses, and invoices for holistic insights.

Also in: Hugging Face, Notion, Smartsheet

Compliance(6)

Attendee Management

Track attendees and purposes for entertainment and meal expenses with audit support.

Audit Reports

Comprehensive audit trails and compliance reports for regulatory and internal review.

Compliance EngineAI

Monitor and enforce spending policies with real-time violation alerts and audit trails.

GDPR Compliance

Data residency options and privacy controls ensure compliance with GDPR and regional regulations.

GST/HST/VAT RecoveryPremium

Automated tax recovery calculations and documentation for global compliance requirements.

Policy Management

Create and enforce corporate spending policies with real-time policy violation tracking.

Also in: Insider CDP, Airtable, 1Password

Core(10)

Advance Management

Process employee cash advances with approval, reconciliation, and settlement workflows.

Cost Center Allocation

Split expenses across multiple cost centers with flexible allocation percentages.

Currency Conversion

Real-time multi-currency support with daily exchange rates for global expense management.

Data Export

Export expense, invoice, and travel data in multiple formats for analysis and archiving.

Employee Reimbursement

Automate employee reimbursement processing with direct deposit and payment options.

Expense ManagementAI

Automate capture, submission, and approval of employee expenses with mobile receipt scanning.

Invoice ManagementAI

Process supplier invoices with automated three-way matching and workflow routing.

Mobile App

Submit expenses and book travel on-the-go with iOS and Android native applications.

Payment Processing

Automated payment routing to employees, vendors, and corporate accounts with reconciliation.

Travel ManagementAI

Book flights, hotels, and ground transportation with policy enforcement and real-time approvals.

Customization(1)

Custom Fields

Create unlimited custom fields to capture organization-specific expense and invoice data.

Also in: monday.com, Obsidian, Smartsheet

Integration(1)

API Access

RESTful APIs enable custom integrations and third-party application development.

Also in: monday.com, Notion, Airtable

Invoice(1)

Three-Way MatchingAI

Automatically match purchase orders, receipts, and invoices to prevent overpayments.

Mobile(2)

Mobile Receipt CaptureAI

Snap photos of receipts with instant OCR extraction of merchant, amount, and date.

Mobile-First Design

Responsive interface optimized for smartphones enables expenses submission anywhere anytime.

Security(1)

Single Sign-On

SAML-based SSO integration with active directory and other identity providers.

Travel(4)

Per Diem Management

Automate per diem allowances based on location, trip duration, and policy rates.

Travel Booking Engine

Integrated booking platform with preferred supplier rates and ground transportation options.

Travel ConsolidationPremium

Aggregate and analyze spending across multiple travel management companies for optimization.

Travel Policy Enforcement

Enforce low-fare search requirements, approved vendors, and booking lead time policies.

Vendor(1)

Supplier Invoice Portal

Provide vendors with a self-service portal to submit invoices directly into the system.

Workflow(3)

Approval Workflows

Customize multi-level approval routes based on amount, cost center, and policy rules.

Delegate Approvers

Allow employees to temporarily delegate approval authority to colleagues during absence.

Real-Time Approvals

Push notifications enable managers to approve or reject expenses on-the-go instantly.

Pricing

Expense Management

$8/mo
  • Receipt scanning
  • mobile app
  • basic approvals
  • policy enforcement

Travel & Expense

Popular
$15/mo
  • All Expense features plus travel booking
  • policy enforcement
  • hotel integration

Complete Spend Management

$25/mo
  • All Travel features plus invoice management
  • supplier portal
  • advanced analytics

Premium Intelligence

$40/mo
  • All Complete features plus fraud detection
  • predictive analytics
  • AI chatbot

Cost Calculator

Keep Paying SAP Concur

Monthly$8/mo
Yearly$96/yr
5-Year Total$480

Build It Yourself

Est. Build Time~5 hrs
Hosting$20/mo
DifficultyEasy

Total Cost Comparison

1 Year
SaaS
$96
DIY
$240
3 Years
SaaS
$288
DIY
$720
5 Years
SaaS
$480
DIY
$1.2k

DIY hosting estimate based on Vercel + Supabase free/pro tiers (~$20/mo). Build time estimated from 42 features at easy complexity.

Build vs Buy

Should you build a SAP Concur alternative or buy the subscription? Estimate based on 42 features.

Buy SAP Concur

Better Value
Monthly cost$80/mo
3-year total$2,880
Time to deployDays

Build Your Own

Development cost$36,000
Maintenance$540/mo
3-year total$55,440
Dev time~3 months

Buying SAP Concur saves ~$52,560 over 3 years vs building.

Estimates based on 42 features and a BuildScore of 4/5. Actual costs vary.

Integrations

30 known integrations

Adobe SignAmerican ExpressAzure Active DirectoryBank of AmericaBoxCorporate Card ProcessorsCoupaDocuSignExpedia for BusinessGoogle WorkspaceIFTTTJiraMarriott BonvoyMicrosoft Dynamics 365Microsoft TeamsOffice 365OktaOracle NetSuitePower BIQuickBooks OnlineSalesforceSAPServiceNowSlackStripeTableauUberUnited AirlinesWorkdayZapier