Payhawk
payhawk.comBuild Difficulty: 5/5
Build a working replacement in a weekend with AI tools
Expense management on autopilot with linked business credit cards
How to Replace PayhawkOverview
Features
49 features across 13 categories
AI(9)
Advanced optical character recognition for bill and invoice processing
AI agent that remembers personal preferences for travel bookings
Extract and reconcile receipts and invoices using AI with support for 65+ languages
AI-powered payment processing for travel bookings
AI agent for financial control and oversight
AI agent for managing payment processes
AI agent for managing procurement processes
AI-powered intelligent splitting of bill line items
AI agent for managing business travel
Admin(2)
Support for multiple entities with consolidated master data and settings
No limit on the number of employee accounts
Automation(6)
Automated matching of purchase orders with invoices and receipts
Automatically generate expense reports from travel and other spending
Automatically categorize expenses and route for approvals
Automated system to chase and collect missing receipts from employees
Collect receipts at the point of sale and automatically match them to transactions
Automatic reconciliation of transactions in real-time
Controls(3)
Detect discrepancies in procurement by amount and percentages
Control every company swipe in real-time without waiting for card statements
Assign spend policies and track budgets in real-time by any dimension or category
Integration(5)
Integration with Workday, SAP SuccessFactors, UKG, ADP, Ceridian, Paychex, Paylocity
10+ native bidirectional ERP integrations including NetSuite, Dynamics Business Central, Microsoft Finance, and Sage Intacct
Export data with customizable 'set and forget' template builder supporting unlimited customizations
50+ HRIS and IdP integrations for user provisioning and manager assignment
Real-time integrations with Xero, QBO, and Exact Online with unlimited custom exports
Mobile(1)
Mobile application for employees to submit expenses and access Payhawk features
Payment(7)
Manage bills, workflows, and supplier payments with end-to-end bill management
Connect any existing credit card program to Payhawk
Strategic liquidity on demand with credit facilities safeguarded by J.P. Morgan
Support for multiple currencies in corporate cards and transactions
Payhawk branded Visa credit cards available in 32 countries
Manage employee reimbursements with automated workflows
Schedule payments and process bulk payments to suppliers
Procurement(3)
Employee-friendly purchase intake for procurement requests
Create and manage purchase orders within the platform
Manage vendors and verify vendor information
Reporting(2)
Real-time insights on budget utilization against forecasts
Generate trip reports with intelligent grouping of expenses
Security(4)
ISO 27001 certification for information security management
Industry-leading PCI DSS Level 1 compliance for payment security
SOC 2 compliance certification for security and availability
Single sign-on support for Okta, Microsoft Entra, GSuite, JumpCloud
Spending(1)
Track and manage company subscriptions
Travel(3)
Book, pay, and manage compliant business travel anywhere in the world
Define and enforce custom travel policies for employees
Book hotels and flights globally with zero markup
Workflow(3)
Create custom approval workflows for handling discrepancies
Intelligent approval workflows with custom request intake
Submit trip requests and receive proactive approvals
Pricing
Travel
- ✓Book, pay, and manage compliant business travel anywhere in the world
- ✓Global hotel and flight booking
- ✓Custom travel policy
- ✓Agentic memory for personal preferences
- ✓Trip requests and proactive approvals
- ✓Built-in agentic payments
- ✓Automated expense reports
- ✓Automated invoice generation
Cards & Expenses
- ✓Real-time spend control for global teams
- ✓Connect any credit card program
- ✓Real-time expense creation on card spend
- ✓Integrations with 40+ ERP/Accounting/HR systems
- ✓Mobile app & automatic receipt chasing
- ✓Reimbursements
- ✓Payhawk Visa credit cards (optional)
Bill Payments
- ✓End-to-end bill management
- ✓Advanced approval workflow designer
- ✓Vendor management and verification
- ✓Scheduled and bulk payments
- ✓Advanced OCR
- ✓AI-powered smart line item splitting
- ✓Employee-friendly purchase intake
Procure to Pay
- ✓Purchase order management
- ✓Employee-friendly purchase intake
- ✓2-way and 3-way matching
- ✓Discrepancy detection by amount and percentages
- ✓Custom discrepancy approval workflows
Payhawk Complete
Popular- ✓Travel - Book, pay, and manage compliant business travel anywhere in the world
- ✓Global hotel and flight booking with zero markup
- ✓Custom travel policy
- ✓Agentic memory for personal preferences
- ✓Trip requests and proactive approvals
- ✓Built-in agentic payments
- ✓Automated invoice generation
- ✓Trip Reports with smart grouping
- ✓Real-time reconciliation
- ✓Cards & Expenses - Put cards spend policies, and expense reports on autopilot
- ✓Connect any credit card program
- ✓Real-time expense creation on card spend
- ✓Spend policy and controls
- ✓Integrations with 40+ ERP/Accounting/HR systems
- ✓Mobile app & automatic receipt chasing
- ✓Reimbursements
- ✓Payhawk Visa credit cards (optional)
- ✓Bill Payments - Manage bills, workflows, and supplier payments with ease
- ✓End-to-end bill management
- ✓Advanced approval workflow designer
- ✓Vendor management and verification
- ✓Scheduled and bulk payments
- ✓Advanced OCR
- ✓AI-powered smart line item splitting
- ✓Employee-friendly purchase intake
- ✓Procure to Pay - Simplify procurement from purchasing to payment
- ✓Purchase order management
- ✓Employee-friendly purchase intake
- ✓2-way and 3-way matching
- ✓Discrepancy detection by amount and percentages
- ✓Custom discrepancy approval workflows
- ✓Intelligent workflow approvals and custom request intake
- ✓Unlimited employee seats, card transactions, and document processing
- ✓Live accounting integrations to Xero, QBO, or Exact Online & unlimited custom exports
- ✓50+ HRIS integrations like Hibob, Deel, Personio, BambooHR, etc
- ✓AI-powered data extraction in 65+ languages
- ✓Multi-entity environment with consolidated master data and settings
- ✓SSO / SAML for Okta, Microsoft Entra, GSuite, JumpCloud, and more
- ✓Industry-leading security with PCI DSS Level 1 security, ISO 27001, and SOC 2
- ✓Full AI Office of the CFO package: Financial Controller Agent, Travel Agent, Procurement Agent, and Payments agent
Cost Calculator
Keep Paying Payhawk
Build It Yourself
Total Cost Comparison
DIY hosting estimate based on Vercel + Supabase free/pro tiers (~$20/mo). Build time estimated from 49 features at very easy complexity.
Build vs Buy
Should you build a Payhawk alternative or buy the subscription? Estimate based on 49 features.
Buy Payhawk
Build Your Own
Better ValueBuilding could save ~$70,680 over 3 years.
Estimates based on 49 features and a BuildScore of 5/5. Actual costs vary.
Integrations
22 known integrations