Payhawk vs Soldo
Side-by-side comparison of features, pricing, and integrations.
Quick Verdict
Payhawk offers fewer features (49 vs 74) and more integrations (22 vs 17). Starting price: Payhawk at $299/mo vs Soldo at $21/mo. Payhawk has 45 unique features while Soldo has 70 unique features, with 4 features in common.
| Payhawk | Soldo | |
|---|---|---|
| Category | Expense Management | Expense Management |
| Total Features | 49 | 74 |
| AI-Powered Features | 15 | 2 |
| Starting Price | $299/mo | $21/mo |
| Pricing Tiers | 5 | 3 |
| Integrations | 22 | 17 |
| Shared Features | 4 | |
| Shared Integrations | 4 | |
| Data Quality | 90% | 95% |
Feature Comparison by Category
AI (9 vs 0)
| Feature | Payhawk | Soldo |
|---|---|---|
| AI-Powered Data Extraction | ||
| Advanced OCR | ||
| Agentic Memory | ||
| Built-in Agentic Payments | ||
| Financial Controller Agent | ||
| Payments Agent | ||
| Procurement Agent | ||
| Smart Line Item Splitting | ||
| Travel Agent |
Accounting (0 vs 2)
| Feature | Payhawk | Soldo |
|---|---|---|
| Fuel Invoice Reconciliation | ||
| VAT Rate Split Transactions |
Admin (2 vs 0)
| Feature | Payhawk | Soldo |
|---|---|---|
| Multi-Entity Environment | ||
| Unlimited Employee Seats |
Automation (6 vs 6)
| Feature | Payhawk | Soldo |
|---|---|---|
| 2-Way and 3-Way Matching | ||
| Auto-transfer Presets | ||
| Automated Expense Approval | ||
| Automated Expense Reports | ||
| Automatic Categorization | ||
| Automatic Receipt Chasing | ||
| Autotags | ||
| Expense Categorization Automation | ||
| Real-time Receipt Matching | ||
| Real-time Reconciliation | ||
| Receipt Capture & OCR | ||
| Receipt Matching & Verification |
Budget Management (0 vs 2)
| Feature | Payhawk | Soldo |
|---|---|---|
| Budget Allocation & Management | ||
| Company Wallets |
Compliance (0 vs 2)
| Feature | Payhawk | Soldo |
|---|---|---|
| Digital Archiving | ||
| Legge di Bilancio Compliance Report |
Controls (3 vs 0)
| Feature | Payhawk | Soldo |
|---|---|---|
| Discrepancy Detection | ||
| Real-time Card Controls | ||
| Spend Policy Management |
Core Functionality (0 vs 5)
| Feature | Payhawk | Soldo |
|---|---|---|
| Decentralized Spend Control | ||
| Expense Categories | ||
| Mobile App | ||
| Real-time Spend Tracking | ||
| Transaction Funding Source Selection |
Expense Management (0 vs 7)
| Feature | Payhawk | Soldo |
|---|---|---|
| Business Trips Management | ||
| Discretionary Spend Management | ||
| Mileage Reimbursement | ||
| Out-of-pocket Transactions | ||
| Transaction Attachments & Notes | ||
| Travel & Entertainment Tracking | ||
| Vehicle Management |
Governance (0 vs 7)
| Feature | Payhawk | Soldo |
|---|---|---|
| Card Rules & Presets | ||
| Expense Policies | ||
| Out-of-office Delegation | ||
| Role-based Access Control | ||
| Spend Controls & Limits | ||
| Teams & Entities Management | ||
| User Permissions & Roles |
Integration (5 vs 9)
| Feature | Payhawk | Soldo |
|---|---|---|
| Accounting Software Integrations | ||
| Custom Integrations | ||
| ERP Integrations | ||
| Enterprise HRIS Integrations | ||
| Export Templates and API | ||
| HR Integrations | ||
| HRIS Integrations | ||
| Live Accounting Integrations | ||
| Payroll CSV Export | ||
| Sandbox Environment | ||
| Travel & Entertainment Integrations | ||
| eCommerce Integrations |
Integration & Automation (0 vs 3)
| Feature | Payhawk | Soldo |
|---|---|---|
| Accounting Automation | ||
| Automatic Export to Accounting Systems | ||
| Bank Statement Reconciliation |
Mobile (1 vs 0)
| Feature | Payhawk | Soldo |
|---|---|---|
| Mobile App |
Payment (7 vs 0)
| Feature | Payhawk | Soldo |
|---|---|---|
| Bill Payment | ||
| Bring Your Own Cards | ||
| Credit Line | ||
| Multi-Currency Support | ||
| Payhawk Cards | ||
| Reimbursement Management | ||
| Scheduled and Bulk Payments |
Payment Methods (0 vs 13)
| Feature | Payhawk | Soldo |
|---|---|---|
| Apple Pay & Google Pay | ||
| Bank Transfer Delegation | ||
| Bank Transfers | ||
| Bulk Reimbursements via Bank Transfer | ||
| Card Instant Issuance | ||
| Debit Cards | ||
| Fuel Cards | ||
| Fuel Transactions - MCC Tracking | ||
| Multi-currency Support | ||
| Pre-paid Cards | ||
| Subscriptions & Online Ads Card | ||
| Temporary Virtual Cards | ||
| Virtual Cards |
Procurement (3 vs 0)
| Feature | Payhawk | Soldo |
|---|---|---|
| Purchase Intake | ||
| Purchase Order Management | ||
| Vendor Management |
Professional Services (0 vs 3)
| Feature | Payhawk | Soldo |
|---|---|---|
| Custom Reporting | ||
| Custom Setup & Onboarding | ||
| Professional Services Team Access |
Reporting (2 vs 0)
| Feature | Payhawk | Soldo |
|---|---|---|
| Budget Tracking | ||
| Trip Reports with Smart Grouping |
Reporting & Analytics (0 vs 8)
| Feature | Payhawk | Soldo |
|---|---|---|
| Expense Report Archiving | ||
| Expense Reports | ||
| Magic Table Data Export | ||
| Operational Spend Visibility | ||
| Overview Dashboard | ||
| Reimbursement Reports | ||
| Reporting & Analytics | ||
| Transaction Reports |
Security (4 vs 1)
| Feature | Payhawk | Soldo |
|---|---|---|
| ISO 27001 Certification | ||
| PCI DSS Level 1 Security | ||
| SOC 2 Compliance | ||
| SSO / SAML | ||
| Single Sign-On (SSO) |
Spending (1 vs 0)
| Feature | Payhawk | Soldo |
|---|---|---|
| Subscription Management |
Support (0 vs 2)
| Feature | Payhawk | Soldo |
|---|---|---|
| Business Hours Support | ||
| Customer Success Team Access |
Sustainability (0 vs 1)
| Feature | Payhawk | Soldo |
|---|---|---|
| CO2e Tracker |
Travel (3 vs 0)
| Feature | Payhawk | Soldo |
|---|---|---|
| Business Travel Management | ||
| Custom Travel Policy | ||
| Global Hotel and Flight Booking |
Workflow (3 vs 0)
| Feature | Payhawk | Soldo |
|---|---|---|
| Custom Discrepancy Workflows | ||
| Intelligent Workflow Approvals | ||
| Trip Requests and Proactive Approvals |
Workflow Automation (0 vs 3)
| Feature | Payhawk | Soldo |
|---|---|---|
| Custom Expense Approval Workflows | ||
| Requests & Approvals | ||
| Workflow Builder |
Unique Features
Only in Payhawk (45)
Multi-Entity Environment
Unlimited Employee Seats
Advanced OCR
Agentic Memory
AI-Powered Data Extraction
Built-in Agentic Payments
Financial Controller Agent
Payments Agent
Procurement Agent
Smart Line Item Splitting
Travel Agent
2-Way and 3-Way Matching
Automated Expense Reports
Automatic Categorization
Automatic Receipt Chasing
Real-time Receipt Matching
Real-time Reconciliation
Discrepancy Detection
Real-time Card Controls
Spend Policy Management
+ 25 more unique features
Only in Soldo (70)
Fuel Invoice Reconciliation
VAT Rate Split Transactions
Auto-transfer Presets
Automated Expense Approval
Autotags
Expense Categorization Automation
Receipt Capture & OCR
Receipt Matching & Verification
Budget Allocation & Management
Company Wallets
Digital Archiving
Legge di Bilancio Compliance Report
Decentralized Spend Control
Expense Categories
Real-time Spend Tracking
Transaction Funding Source Selection
Business Trips Management
Discretionary Spend Management
Mileage Reimbursement
Out-of-pocket Transactions
+ 50 more unique features
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