Square Payroll

squareup.com/payroll
HR & Payroll
Weekend Project

Make payroll a breeze

How to Replace Square Payroll

Overview

Square Payroll is an online payroll software that helps businesses easily run payroll, pay taxes, and stay ahead of compliance. It integrates with Square's POS system and dashboard to streamline employee payments, tax filings, and compliance management. The platform offers flexible pricing with unlimited pay runs per month and support for both W-2 employees and 1099 contractors.

Features

45 features across 17 categories

Account Management(2)

No Long-Term Contracts

Cancel anytime with no commitment or long-term contracts required

Seasonal Inactivity

Free seasonal account inactivity option

Also in: Keeper, 1Password, Bitwarden

Automation(1)

Auto Payroll

Set payroll to run automatically every pay period

Also in: monday.com, Notion, Airtable

Benefits(3)

401(k) Retirement BenefitsPremium

Offer 401(k) retirement plans to employees through Guideline partnership with affordable, transparent pricing

Benefit Deductions and Company Contributions

Handle benefit deductions and company contributions

Health InsurancePremium

Offer medical, dental, and vision insurance plans with no-hassle enrollment through SimplyInsured partnership

Also in: Justworks, Wagmo, 1Password

Community(1)

Seller Community

Access to community forum and resources

Also in: Squarespace, Hugging Face, Obsidian

Compliance(3)

Federal and State Compliance Alerts

Receive alerts about federal and state compliance requirements

New-Hire Reporting

Automatically report new hires according to state regulations when adding employees to payroll

Workers' CompensationPremium

Pay-as-you-go workers' compensation that syncs with payroll

Also in: Insider CDP, Airtable, 1Password

Employee Communication(1)

Digital Pay Stubs

Provide employees with digital pay stubs

Integration(2)

Integrated POS Payroll

Pay employees from your dashboard with direct integration to Square POS system

QuickBooks Online Integration

Automatically sync payroll data with QuickBooks Online for accounting

Also in: monday.com, Notion, Airtable

Mobile(1)

Square Team App

Mobile app for managing team and running payroll from anywhere, clock in/out, track hours, and view pay stubs

Also in: monday.com, Smartsheet, Calendly

Onboarding(1)

Employee Self-Onboarding

Allow employees to enter their own details during onboarding

Payment(5)

Direct Deposit Options

Offer two-day and four-day direct deposit processing, with next-day option available

Instant DepositPremium

Team members using Cash App can access pay two calendar days before original pay date

Instant Payments

Run payroll as little as one day prior to employees' pay date using Square balance funds

Multiple Payment Methods

Pay employees via direct deposit, paper check, or Cash App

Split Direct Deposits

Allow employees to split direct deposits to multiple bank accounts

Payroll Processing(8)

Commission Tracking

Automatically track commission rates across team from Square POS

Contractor Payroll

Specialized payroll solution for contractors with automatic 1099-NEC form generation and filing

Multiple Pay Rates

Handle employees with multiple pay rates, commissions, bonuses, and tips

Off-Cycle Payments

Process off-cycle payments to employees

Overtime Calculations

Automatically calculate overtime for employees

Post-Tax Deductions and Garnishments

Process post-tax deductions and garnishments for employees

Two-Day Payroll

Submit payroll up to two business days before employee pay date

Unlimited Pay Runs

Run unlimited payroll cycles per month at no extra cost

Reporting(3)

Custom Reports

Create custom reports with specific payroll data

Labor Cost Reporting

Gain visibility into labor costs including all wages and tips

Square Payroll Reports

View and download reports showing paycheck details, employee totals, and company totals

Resources(1)

The Bottom Line Blog

Access to business blog with payroll and HR resources

Scheduling(1)

Scheduling

Create, manage, and publish team schedules up to 10 days out

Support(3)

Live Payroll Specialist Support

Customer support from live payroll specialists available M-F 6 a.m. - 6 p.m. PT

Online Support Center

Access to online support resources and documentation

Paid Amendment ServicesPremium

Services to amend payroll records

Tax Compliance(7)

Automated Federal Tax Filings

Automatically file federal payroll taxes on behalf of the business

Automated State Tax Filings

Automatically file state payroll taxes including state income taxes and SUTA where applicable

Automatic Payroll Tax Calculations

System automatically calculates federal and state payroll taxes

Digital Tax Form Delivery

Provide digital delivery of W-2s and 1099s to employees

Multiple Tax Jurisdiction Support

Support for payroll processing across multiple states and localities with appropriate tax calculations

Paper W-2/1099 MailingPremium

Option to mail paper copies of W-2s and 1099s to employees for an annual fee of $3 per form

W-2 and 1099-NEC Generation and Filing

Generate and file W-2s and Form 1099-NECs automatically in January for the prior tax year

Time Tracking(2)

Timecard Import

Import timecards from Square POS or Square Team App directly into payroll

Tip Tracking and Importing

Import tips directly from Square POS and calculate them automatically for accurate payroll runs

Pricing

Full-Service Payroll

Popular
$35/mo + $6 per person paid per month
  • Unlimited pay runs per month
  • No commitment, no long-term contracts
  • Simple onboarding
  • Pay by check, direct deposit, or Cash App
  • Auto payroll
  • Off-cycle payments
  • Multistate payroll
  • Multiple pay rates
  • Two-day and four-day direct deposit
  • Next-day direct deposit
  • Square Team App
  • Employee self-onboarding
  • Free seasonal inactivity
  • Timecard import
  • Scheduling up to 10 days out
  • Direct-tip tracking and importing
  • Overtime calculations
  • Labor-cost reporting
  • Automatic payroll tax calculations
  • Automated federal tax payments and filings
  • Automated state tax payments and filings
  • Digital delivery of W2s/1099s
  • Mail paper copies of W2s/1099s (add-on)
  • New-hire reporting
  • Multiple tax jurisdiction support
  • Federal and state compliance alerts
  • Workers compensation add-on
  • Paid amendment services add-on
  • Instant Deposit
  • Benefit deductions and company contributions
  • Post-tax deductions and garnishments
  • Split direct deposits to multiple bank accounts
  • Digital pay stubs
  • Square Team App for employees
  • Live support for account setup
  • Square Payroll specialist support
  • Online support center
  • The Bottom Line blog
  • Seller Community
  • Square Payroll reports
  • Custom reports
  • QuickBooks Online integration

Contractor-Only Payroll

$6 per person paid per month
  • Unlimited pay runs per month
  • No commitment, no long-term contracts
  • Simple onboarding
  • Pay by check, direct deposit, or Cash App
  • Square Team App
  • Employee self-onboarding
  • Timecard import
  • Automatic payroll tax calculations
  • Digital delivery of W2s/1099s
  • Multiple tax jurisdiction support
  • Instant Deposit
  • Split direct deposits to multiple bank accounts
  • Digital pay stubs
  • Square Team App for employees
  • Live support for account setup
  • Square Payroll specialist support
  • Online support center
  • The Bottom Line blog
  • Seller Community
  • Square Payroll reports
  • Custom reports
  • QuickBooks Online integration

Cost Calculator

Keep Paying Square Payroll

Monthly$6/mo
Yearly$72/yr
5-Year Total$360

Build It Yourself

Est. Build Time~3 hrs
Hosting$20/mo
DifficultyVery Easy

Total Cost Comparison

1 Year
SaaS
$72
DIY
$240
3 Years
SaaS
$216
DIY
$720
5 Years
SaaS
$360
DIY
$1.2k

DIY hosting estimate based on Vercel + Supabase free/pro tiers (~$20/mo). Build time estimated from 45 features at very easy complexity.

Build vs Buy

Should you build a Square Payroll alternative or buy the subscription? Estimate based on 45 features.

Buy Square Payroll

Better Value
Monthly cost$60/mo
3-year total$2,160
Time to deployDays

Build Your Own

Development cost$24,000
Maintenance$360/mo
3-year total$36,960
Dev time~2 months

Buying Square Payroll saves ~$34,800 over 3 years vs building.

Estimates based on 45 features and a BuildScore of 5/5. Actual costs vary.

Integrations

6 known integrations

Cash AppGuidelineQuickBooks OnlineSimplyInsuredSquare POSSquare Team App