SaaSipedia

Marqeta

marqeta.com
Payment Processing
Weekend Project

Modern Card Issuing & Payment Solutions

How to Replace Marqeta
Compare:vs PayWhirlvs Rebillyvs N26

Overview

Marqeta is a modern card issuing platform that enables enterprises to integrate end-to-end credit and payment solutions into their business processes. The platform provides flexible, scalable technology for creating tailored payment experiences, issuing virtual and physical cards, and managing payment infrastructure globally. It serves industries including on-demand delivery, expense management, retail, and digital banking.

Features

24 features across 9 categories

Analytics & Reporting(1)

Data Insights

Analytics and reporting on payment data and transactions

Also in: Ivanti, Ramp, Stampli

Card Products(4)

Credit Cards

Credit card issuing and management

Debit Cards

Debit card issuing and management

Prepaid Cards

Prepaid card issuing and management

Virtual Cards

Issue virtual cards for online and digital payment needs

Compliance(1)

PCI Widgets

PCI-compliant widgets for payment processing

Also in: Insider CDP, Airtable, 1Password

Core Functionality(2)

Card Issuing

Issue prepaid, debit, and credit cards with modern card issuing capabilities

Program Management

Manage card programs end-to-end

Also in: Perforce Akana API Management Platform, BrightPay, Roam Research

Developer Tools(4)

Core API

Core API for payment processing and card management

Developer Portal

Developer portal with documentation and guides

DiVA API

Reporting and analytics API for data insights

Open APIs

Open APIs and webhooks to create custom payment products and integrations

Also in: Jobber, Hugging Face, 1Password

Infrastructure(2)

Global Operations

Global-ready platform supporting 40+ countries across US, Europe, and Asia

High Availability

99.99% platform uptime and reliability

Also in: Litmos, marvel-app, LiveKit

Payment Solutions(2)

Digital Wallets & Tokenization

Support for digital wallets and card tokenization

JIT Funding

Just-In-Time funding capability for flexible payment management

Risk & Compliance(3)

Compliance & Risk Management

Compliance expertise and risk management capabilities

Dynamic Spend Controls

Control and manage spending with dynamic spend control rules

RiskControl

Fraud detection and risk management capabilities

Also in: ADManager Plus, Oracle Fusion Cloud ERP, Sign In Solutions

Solution Type(5)

Digital Banking

Solutions for digital banking use cases

Expense Management

Solutions for corporate expense management

Incentives and Rewards

Manage incentive and rewards programs

Online Travel

Solutions for online travel payment needs

Small Business Lending

Support for small business lending use cases

Cost Calculator

Pricing data not available for Marqeta. Check their website for current pricing.

Build vs Buy

Should you build a Marqeta alternative or buy the subscription? Estimate based on 24 features.

Buy Marqeta

Better Value
Monthly costContact Sales
3-year totalVaries
Time to deployDays

Build Your Own

Development cost$12,000
Maintenance$180/mo
3-year total$18,480
Dev time~1 months

Buying Marqeta saves ~$18,480 over 3 years vs building.

Estimates based on 24 features and a BuildScore of 5/5. Actual costs vary.

Integrations

3 known integrations

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