SaaSipedia

Affirm

affirm.com
Payment Processing
Weekend Project

Pay over time with flexible payment plans and no fees

How to Replace Affirm
Compare:vs PayWhirlvs Rebillyvs N26

Overview

Affirm is a buy now, pay later (BNPL) service that allows customers to make purchases and pay for them over time with flexible payment plans. The platform offers interest-free options, transparent pricing with no hidden fees, and works both online and in-store through the Affirm Card and mobile app.

Features

15 features across 12 categories

Banking(1)

Affirm Money™ AccountPremium

A bank account held with Cross River Bank offering FDIC insurance

Also in: Square, Lemonway, PayPal Business

Browser Tool(1)

Google Chrome Extension

Get the Affirm Google Chrome extension to discover exclusive offers and flexible payment options at your favorite online stores

Also in: UpLead, Cognism, Adapt.io

Credit Management(1)

Credit Check Without Impact

See what you can spend or explore plans without affecting your credit

Also in: Zopa

Mobile(1)

Mobile App

Download the app to get personalized offers, manage plans, and shop with Affirm

Also in: monday.com, Smartsheet, Calendly

Payment Integration(1)

Apple Pay Integration

Choose from personalized payment plans anywhere Apple Pay is accepted

Also in: Rydoo, Tookan, RevenueWell

Payment Method(2)

Affirm Card™Premium

The Affirm Card lets you shop online and in stores with the choice to pay in full or pay over time

Virtual Card

One-time-use Affirm virtual card for secure online purchases

Also in: TrueLayer

Payment Options(1)

Flexible Payment Plans

Pay over time with plans that fit your lifestyle—whether you prefer interest-free or more time to pay

Also in: Givecloud, HugeDomains - Wintac.com, Klarna

Payment Plans(2)

Monthly Payment Plans

Pay over 12 months or more with flexible monthly payment options at varying APR rates

Pay in 4 Option

0% APR interest-free payments split into 4 payments every 2 weeks

Pricing(2)

No Fees Ever

Buy now, pay later without any fees from Affirm. Your payments stay consistent, and you'll see any interest up front

Transparent Pricing

You'll know what you'll pay up front—no fine print

Promotions(1)

Personalized OffersAI

Get offers picked for you - Find flexible options and 0% APR specials to use at millions of places—online and in the app

Security(1)

Secure Payments

Affirm keeps your information safe and your payments secure

Tools(1)

Purchasing Power Calculator

Find out an estimate of how much you can spend with Affirm. Use your purchasing power all at once or for multiple purchases

Cost Calculator

Pricing data not available for Affirm. Check their website for current pricing.

Build vs Buy

Should you build a Affirm alternative or buy the subscription? Estimate based on 15 features.

Buy Affirm

Better Value
Monthly costContact Sales
3-year totalVaries
Time to deployDays

Build Your Own

Development cost$12,000
Maintenance$180/mo
3-year total$18,480
Dev time~1 months

Buying Affirm saves ~$18,480 over 3 years vs building.

Estimates based on 15 features and a BuildScore of 5/5. Actual costs vary.

Integrations

2 known integrations

Apple PayGoogle Chrome