Marqeta vs N26
Side-by-side comparison of features, pricing, and integrations.
Quick Verdict
Marqeta offers fewer features (24 vs 39) and fewer integrations (3 vs 5). Starting price: Marqeta at Contact Sales vs N26 at $4.9/mo. Marqeta has 24 unique features while N26 has 39 unique features, with 0 features in common.
| Marqeta | N26 | |
|---|---|---|
| Category | Payment Processing | Payment Processing |
| Total Features | 24 | 39 |
| AI-Powered Features | 0 | 0 |
| Starting Price | Contact Sales | $4.9/mo |
| Pricing Tiers | 0 | 4 |
| Integrations | 3 | 5 |
| Shared Features | 0 | |
| Shared Integrations | 0 | |
| Data Quality | 50% | 80% |
Feature Comparison by Category
Account Management (0 vs 4)
| Feature | Marqeta | N26 |
|---|---|---|
| Bank Account Switching | ||
| Cards for Under 18s | ||
| Shared Spaces | ||
| Spaces Sub-accounts |
Account Types (0 vs 1)
| Feature | Marqeta | N26 |
|---|---|---|
| Freelancer Account |
Add-ons (0 vs 1)
| Feature | Marqeta | N26 |
|---|---|---|
| N26 SIM Mobile Plans |
Analytics & Reporting (1 vs 0)
| Feature | Marqeta | N26 |
|---|---|---|
| Data Insights |
Budgeting & Analytics (0 vs 1)
| Feature | Marqeta | N26 |
|---|---|---|
| Budgeting Automations |
Card Products (4 vs 0)
| Feature | Marqeta | N26 |
|---|---|---|
| Credit Cards | ||
| Debit Cards | ||
| Prepaid Cards | ||
| Virtual Cards |
Cards (0 vs 3)
| Feature | Marqeta | N26 |
|---|---|---|
| Metal Card | ||
| Physical Card | ||
| Virtual Card |
Compliance (1 vs 0)
| Feature | Marqeta | N26 |
|---|---|---|
| PCI Widgets |
Core Functionality (2 vs 0)
| Feature | Marqeta | N26 |
|---|---|---|
| Card Issuing | ||
| Program Management |
Credit & Lending (0 vs 3)
| Feature | Marqeta | N26 |
|---|---|---|
| Credit | ||
| Installments | ||
| Overdraft |
Developer Tools (4 vs 0)
| Feature | Marqeta | N26 |
|---|---|---|
| Core API | ||
| Developer Portal | ||
| DiVA API | ||
| Open APIs |
Infrastructure (2 vs 0)
| Feature | Marqeta | N26 |
|---|---|---|
| Global Operations | ||
| High Availability |
Insurance (0 vs 9)
| Feature | Marqeta | N26 |
|---|---|---|
| Baggage Cover Insurance | ||
| Emergency Medical Transport Insurance | ||
| Emergency Medical and Dental Insurance | ||
| Mobile Phone Insurance | ||
| Personal Liability Insurance | ||
| Purchase Protection | ||
| Travel and Baggage Delay Insurance | ||
| Trip Cancellation Insurance | ||
| Trip Interruption Insurance |
Payment Solutions (2 vs 0)
| Feature | Marqeta | N26 |
|---|---|---|
| Digital Wallets & Tokenization | ||
| JIT Funding |
Payments & Withdrawals (0 vs 3)
| Feature | Marqeta | N26 |
|---|---|---|
| ATM Withdrawals | ||
| Cash26 Deposits and Withdrawals | ||
| Worldwide Card Payments |
Platform (0 vs 1)
| Feature | Marqeta | N26 |
|---|---|---|
| Mobile App |
Rewards & Cashback (0 vs 1)
| Feature | Marqeta | N26 |
|---|---|---|
| Travel Cashback |
Rewards & Offers (0 vs 1)
| Feature | Marqeta | N26 |
|---|---|---|
| Partner Offers |
Risk & Compliance (3 vs 0)
| Feature | Marqeta | N26 |
|---|---|---|
| Compliance & Risk Management | ||
| Dynamic Spend Controls | ||
| RiskControl |
Security & Onboarding (0 vs 1)
| Feature | Marqeta | N26 |
|---|---|---|
| ID Verification |
Security & Protection (0 vs 1)
| Feature | Marqeta | N26 |
|---|---|---|
| Deposit Protection |
Solution Type (5 vs 0)
| Feature | Marqeta | N26 |
|---|---|---|
| Digital Banking | ||
| Expense Management | ||
| Incentives and Rewards | ||
| Online Travel | ||
| Small Business Lending |
Support (0 vs 2)
| Feature | Marqeta | N26 |
|---|---|---|
| 24/7 Chat Support | ||
| Phone Support |
Travel Benefits (0 vs 2)
| Feature | Marqeta | N26 |
|---|---|---|
| Airport Lounge Access | ||
| Travel eSIM |
Wealth & Investments (0 vs 4)
| Feature | Marqeta | N26 |
|---|---|---|
| Cryptocurrency Trading | ||
| Investment Plans | ||
| Ready-made Funds | ||
| Stocks and ETFs Trading |
Wealth & Savings (0 vs 1)
| Feature | Marqeta | N26 |
|---|---|---|
| Savings Interest Rate |
Unique Features
Only in Marqeta (24)
Data Insights
Credit Cards
Debit Cards
Prepaid Cards
Virtual Cards
PCI Widgets
Card Issuing
Program Management
Core API
Developer Portal
DiVA API
Open APIs
Global Operations
High Availability
Digital Wallets & Tokenization
JIT Funding
Compliance & Risk Management
Dynamic Spend Controls
RiskControl
Digital Banking
+ 4 more unique features
Only in N26 (39)
Bank Account Switching
Cards for Under 18s
Shared Spaces
Spaces Sub-accounts
Freelancer Account
N26 SIM Mobile Plans
Budgeting Automations
Metal Card
Physical Card
Virtual Card
Credit
Installments
Overdraft
Baggage Cover Insurance
Emergency Medical and Dental Insurance
Emergency Medical Transport Insurance
Mobile Phone Insurance
Personal Liability Insurance
Purchase Protection
Travel and Baggage Delay Insurance
+ 19 more unique features
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