Xero
xero.comBuild Difficulty: 4/5
A few focused days to build a solid replacement
Know your numbers. Control your cash flow.
How to Replace XeroOverview
Features
35 features across 16 categories
AI(4)
Explore financial data with instant, easy-to-understand answers powered by AI
Automate routine tasks like creating and sending quotes and invoices through multiple channels (Xero, WhatsApp, SMS, email)
Get answers to business questions with access to real-time public information through JAX
AI assistant that answers business questions, automates tasks like creating invoices and quotes, and provides actionable insights
Accounting(3)
Enter and track bills with limits based on plan level
Track and manage transactions in multiple currencies
Centralize all financial records in one secure cloud-based location
Analytics(2)
Analyze key performance indicators and financial ratios
Analyze financial trends to make confident business decisions
Automation(4)
Create and send invoices automatically, with limits based on plan level
Reconcile bank transactions daily with automatic reconciliation available in higher tiers
Automatically pull bills and receipts into Xero through Hubdoc integration
Automated reminders for unpaid invoices
Collaboration(1)
Collaborate online in real-time with employees, bookkeepers, and accountants
Expense Management(2)
Allow employees to submit expenses for reimbursement
Claim and track business expenses, including mileage
Integration(3)
Access to Xero App Store with hundreds of business apps that integrate seamlessly
Automatically import bank transactions securely each business day
Import data from previous accounting software including charts of accounts, invoices, bills, contacts, and fixed assets
Inventory(1)
Optional Inventory Plus add-on for inventory tracking
Mobile(1)
Free iOS and Android app for managing accounting on the go
Payments(2)
Make online bill payments directly through the software with payment processing fees
Accept online payments directly through invoices with payment processing
Project Management(1)
Track projects and associated expenses and income
Reporting(5)
Forecast cash flow with 30-day or 180-day visibility depending on plan
Create custom financial reports tailored to business needs
Tailored financial health scorecards for business insight
Visualize business performance with customizable graphs and dashboards
Access up-to-date financial reports and insights instantly
Sales(1)
Create and send professional quotes, convertible to invoices
Support(2)
Access customer support team any time of day or night
Access to onboarding specialists during the first 90 days of subscription
Tax(2)
Track and manage sales tax obligations
Track and manage W-9 and 1099 tax forms
Pricing
Early
- ✓Track cash flow with the essentials
- ✓Send 20 invoices
- ✓Accept online invoice payments
- ✓Enter 5 bills
- ✓Make online bill payments
- ✓Reconcile bank transactions
- ✓Capture bills and receipts with Hubdoc
- ✓View real-time reports
- ✓W-9 + 1099 management
- ✓Sales tax
- ✓30 day cash flow forecast
- ✓Visualize performance with graphs
- ✓24/7 online support
- ✓One month free
Growing
Popular- ✓Go beyond the basics - automate tasks and access performance dashboards
- ✓Send unlimited invoices
- ✓Accept online invoice payments
- ✓Enter unlimited bills
- ✓Make online bill payments
- ✓Reconcile bank transactions
- ✓Auto-reconcile (Beta)
- ✓Capture bills and receipts with Hubdoc
- ✓View real-time reports
- ✓W-9 + 1099 management
- ✓Sales tax
- ✓30 day cash flow forecast
- ✓Visualize performance with graphs
- ✓Customize performance dashboards
- ✓Tailored financial health scorecards
- ✓24/7 online support
- ✓One month free
Established
- ✓Future proof your scaling business - with advanced tools and analytics
- ✓Send unlimited invoices
- ✓Accept online invoice payments
- ✓Enter unlimited bills
- ✓Make online bill payments
- ✓Reconcile bank transactions
- ✓Auto-reconcile (Beta)
- ✓Capture bills and receipts with Hubdoc
- ✓View real-time reports
- ✓W-9 + 1099 management
- ✓Sales tax
- ✓180 day cash flow forecast
- ✓Visualize performance with graphs
- ✓Customize performance dashboards
- ✓Tailored financial health scorecards
- ✓Analyze KPIs and ratios
- ✓Use multiple currencies
- ✓Track projects
- ✓Claim expenses
- ✓Inventory Plus (optional)
- ✓24/7 online support
- ✓One month free
Cost Calculator
Keep Paying Xero
Build It Yourself
Total Cost Comparison
DIY hosting estimate based on Vercel + Supabase free/pro tiers (~$20/mo). Build time estimated from 35 features at easy complexity.
Build vs Buy
Should you build a Xero alternative or buy the subscription? Estimate based on 35 features.
Buy Xero
Better ValueBuild Your Own
Buying Xero saves ~$35,610 over 3 years vs building.
Estimates based on 35 features and a BuildScore of 4/5. Actual costs vary.
Integrations
6 known integrations