SumUp

sumup.com
Payment Processing
Weekend Project

Smart POS systems to grow your business

How to Replace SumUp

Overview

SumUp is a financial technology platform that provides point-of-sale systems, card readers, and payment processing solutions for small businesses. It enables merchants to accept card payments, manage orders, process transactions, and engage customers through loyalty programs and marketing tools. The platform combines hardware and software to help businesses run operations, manage finances, and grow their customer base.

Features

28 features across 17 categories

Banking(2)

Business Bank AccountPremium

Hassle-free business banking with no monthly fees and access to business finances

SumUp MasterCard Debit CardPremium

Spend worldwide with MasterCard acceptance, next-day payouts, and 24/7 fund access

Core POS(1)

Point of Sale System

Cloud-based POS software to seamlessly run transactions, track employee schedules, and manage inventory

Customer Engagement(3)

Customer RewardsPremium

Offer rewards to incentivize regular and one-time customers to return

Fivestars Rewards Integration

Customers can discover your business through Fivestars App and access savings and rewards

Loyalty Program - SumUp ConnectPremium

Customizable loyalty program to turn first-time customers into regulars with rewards and incentives

Customer Management(1)

Customer DatabasePremium

Store and manage customer information for targeted marketing and relationship building

Also in: Jobber, QuickBooks, Setmore

Hardware(4)

Card Readers

Portable, wireless card readers that connect via Bluetooth to accept card payments anywhere

SumUp KioskPremium

Self-service kiosk to free up staff time, increase order value, and decrease customer wait times

SumUp Plus Card Reader

Simplest card reader that connects to phone via Bluetooth for on-the-go transactions

SumUp Solo Card Reader

Card reader with access to sales reports, digital receipts, and more directly from the device

Inventory(2)

Inventory Management

Keep track of inventory levels and manage stock

Product Catalog Management

Customize and manage your product catalog directly from the app

Invoicing(1)

SumUp Invoicing

Free invoicing tool to send payment requests to customers with online payment links

Also in: PayPal Business, Square, Acuity Scheduling

Marketing(4)

AI Enhanced PromotionsAIPremium

Daily AI-enhanced SMS and email promotions for advanced growth marketing

Automated MarketingPremium

Automate promotional campaigns and customer engagement through email and SMS

Google Review BoostPremium

Tools to increase Google reviews and online visibility

SMS & Email PromotionsPremium

Send targeted SMS and email promotions to customers to drive engagement

Also in: Squarespace, monday.com, WordPress.com

Mobile(1)

SumUp App

Mobile app to access dashboards, track sales, manage accounts, customize product catalog, and send invoices remotely

Onboarding(1)

Dedicated Installation and TrainingPremium

Professional setup and training support for POS system implementation

Operations(1)

Employee Schedule Tracking

Track and manage employee schedules within the POS system

Payments(2)

Payment Processing - In-Person

Accept debit and credit card payments when card is present via tap, dip, or swipe

Payment Processing - Online & Manual Entry

Accept online payments and manually entered card transactions for e-commerce and remote sales

Policy(1)

Money-Back Guarantee

30-day money-back guarantee from date of delivery for peace-of-mind

Reporting(1)

Sales Reporting

Track and analyze sales data through comprehensive dashboards

Security(1)

Industry Security Standards

Operate in accordance with highest card payment industry security standards

Support(1)

24/7 Customer Support

Access to U.S.-based support team and online help resources available around the clock

Transactions(1)

Digital Receipts

Generate and send digital receipts to customers

Pricing

POS with Connect Lite

$99/month
  • Cloud-based POS
  • Customer Database
  • Dedicated installation and training

POS with Connect Plus

$199/month
  • Money Back Guarantee
  • Cloud-based POS
  • Customer Database
  • Dedicated installation and training
  • Customer rewards and automated marketing
  • Two standard SMS and email promotions per month

POS with Connect Pro

$289/month
  • Money Back Guarantee
  • Cloud-based POS
  • Customer Database
  • Dedicated installation and training
  • Customer rewards and automated marketing
  • Daily AI enhanced SMS and email promotions
  • Google review boost

Card Readers

Custom
  • Portable payment acceptance
  • Bluetooth connectivity
  • Digital receipts
  • Sales reports

SumUp Invoicing

Free
  • Free invoice sending
  • Online payment links
  • 2.9% + 15¢ per transaction fee

Cost Calculator

Keep Paying SumUp

Monthly$99/mo
Yearly$1.2k/yr
5-Year Total$5.9k

Build It Yourself

Est. Build Time~2 hrs
Hosting$20/mo
DifficultyVery Easy

Total Cost Comparison

1 YearSave $948
SaaS
$1.2k
DIY
$240
3 YearsSave $2.8k
SaaS
$3.6k
DIY
$720
5 YearsSave $4.7k
SaaS
$5.9k
DIY
$1.2k

DIY hosting estimate based on Vercel + Supabase free/pro tiers (~$20/mo). Build time estimated from 28 features at very easy complexity.

Build vs Buy

Should you build a SumUp alternative or buy the subscription? Estimate based on 28 features.

Buy SumUp

Monthly cost$990/mo
3-year total$35,640
Time to deployDays

Build Your Own

Better Value
Development cost$12,000
Maintenance$180/mo
3-year total$18,480
Dev time~1 months

Building could save ~$17,160 over 3 years.

Estimates based on 28 features and a BuildScore of 5/5. Actual costs vary.

Integrations

2 known integrations

Fivestars AppGoogle Reviews