N26 vs SumUp
Side-by-side comparison of features, pricing, and integrations.
Quick Verdict
N26 offers more features (39 vs 28) and more integrations (5 vs 2). Starting price: N26 at $4.9/mo vs SumUp at $99/mo. N26 has 39 unique features while SumUp has 28 unique features, with 0 features in common.
| N26 | SumUp | |
|---|---|---|
| Category | Payment Processing | Payment Processing |
| Total Features | 39 | 28 |
| AI-Powered Features | 0 | 1 |
| Starting Price | $4.9/mo | $99/mo |
| Pricing Tiers | 4 | 5 |
| Integrations | 5 | 2 |
| Shared Features | 0 | |
| Shared Integrations | 0 | |
| Data Quality | 80% | 60% |
Feature Comparison by Category
Account Management (4 vs 0)
| Feature | N26 | SumUp |
|---|---|---|
| Bank Account Switching | ||
| Cards for Under 18s | ||
| Shared Spaces | ||
| Spaces Sub-accounts |
Account Types (1 vs 0)
| Feature | N26 | SumUp |
|---|---|---|
| Freelancer Account |
Add-ons (1 vs 0)
| Feature | N26 | SumUp |
|---|---|---|
| N26 SIM Mobile Plans |
Banking (0 vs 2)
| Feature | N26 | SumUp |
|---|---|---|
| Business Bank Account | ||
| SumUp MasterCard Debit Card |
Budgeting & Analytics (1 vs 0)
| Feature | N26 | SumUp |
|---|---|---|
| Budgeting Automations |
Cards (3 vs 0)
| Feature | N26 | SumUp |
|---|---|---|
| Metal Card | ||
| Physical Card | ||
| Virtual Card |
Core POS (0 vs 1)
| Feature | N26 | SumUp |
|---|---|---|
| Point of Sale System |
Credit & Lending (3 vs 0)
| Feature | N26 | SumUp |
|---|---|---|
| Credit | ||
| Installments | ||
| Overdraft |
Customer Engagement (0 vs 3)
| Feature | N26 | SumUp |
|---|---|---|
| Customer Rewards | ||
| Fivestars Rewards Integration | ||
| Loyalty Program - SumUp Connect |
Customer Management (0 vs 1)
| Feature | N26 | SumUp |
|---|---|---|
| Customer Database |
Hardware (0 vs 4)
| Feature | N26 | SumUp |
|---|---|---|
| Card Readers | ||
| SumUp Kiosk | ||
| SumUp Plus Card Reader | ||
| SumUp Solo Card Reader |
Insurance (9 vs 0)
| Feature | N26 | SumUp |
|---|---|---|
| Baggage Cover Insurance | ||
| Emergency Medical Transport Insurance | ||
| Emergency Medical and Dental Insurance | ||
| Mobile Phone Insurance | ||
| Personal Liability Insurance | ||
| Purchase Protection | ||
| Travel and Baggage Delay Insurance | ||
| Trip Cancellation Insurance | ||
| Trip Interruption Insurance |
Inventory (0 vs 2)
| Feature | N26 | SumUp |
|---|---|---|
| Inventory Management | ||
| Product Catalog Management |
Invoicing (0 vs 1)
| Feature | N26 | SumUp |
|---|---|---|
| SumUp Invoicing |
Marketing (0 vs 4)
| Feature | N26 | SumUp |
|---|---|---|
| AI Enhanced Promotions | ||
| Automated Marketing | ||
| Google Review Boost | ||
| SMS & Email Promotions |
Mobile (0 vs 1)
| Feature | N26 | SumUp |
|---|---|---|
| SumUp App |
Onboarding (0 vs 1)
| Feature | N26 | SumUp |
|---|---|---|
| Dedicated Installation and Training |
Operations (0 vs 1)
| Feature | N26 | SumUp |
|---|---|---|
| Employee Schedule Tracking |
Payments (0 vs 2)
| Feature | N26 | SumUp |
|---|---|---|
| Payment Processing - In-Person | ||
| Payment Processing - Online & Manual Entry |
Payments & Withdrawals (3 vs 0)
| Feature | N26 | SumUp |
|---|---|---|
| ATM Withdrawals | ||
| Cash26 Deposits and Withdrawals | ||
| Worldwide Card Payments |
Platform (1 vs 0)
| Feature | N26 | SumUp |
|---|---|---|
| Mobile App |
Policy (0 vs 1)
| Feature | N26 | SumUp |
|---|---|---|
| Money-Back Guarantee |
Reporting (0 vs 1)
| Feature | N26 | SumUp |
|---|---|---|
| Sales Reporting |
Rewards & Cashback (1 vs 0)
| Feature | N26 | SumUp |
|---|---|---|
| Travel Cashback |
Rewards & Offers (1 vs 0)
| Feature | N26 | SumUp |
|---|---|---|
| Partner Offers |
Security (0 vs 1)
| Feature | N26 | SumUp |
|---|---|---|
| Industry Security Standards |
Security & Onboarding (1 vs 0)
| Feature | N26 | SumUp |
|---|---|---|
| ID Verification |
Security & Protection (1 vs 0)
| Feature | N26 | SumUp |
|---|---|---|
| Deposit Protection |
Support (2 vs 1)
| Feature | N26 | SumUp |
|---|---|---|
| 24/7 Chat Support | ||
| 24/7 Customer Support | ||
| Phone Support |
Transactions (0 vs 1)
| Feature | N26 | SumUp |
|---|---|---|
| Digital Receipts |
Travel Benefits (2 vs 0)
| Feature | N26 | SumUp |
|---|---|---|
| Airport Lounge Access | ||
| Travel eSIM |
Wealth & Investments (4 vs 0)
| Feature | N26 | SumUp |
|---|---|---|
| Cryptocurrency Trading | ||
| Investment Plans | ||
| Ready-made Funds | ||
| Stocks and ETFs Trading |
Wealth & Savings (1 vs 0)
| Feature | N26 | SumUp |
|---|---|---|
| Savings Interest Rate |
Unique Features
Only in N26 (39)
Bank Account Switching
Cards for Under 18s
Shared Spaces
Spaces Sub-accounts
Freelancer Account
N26 SIM Mobile Plans
Budgeting Automations
Metal Card
Physical Card
Virtual Card
Credit
Installments
Overdraft
Baggage Cover Insurance
Emergency Medical and Dental Insurance
Emergency Medical Transport Insurance
Mobile Phone Insurance
Personal Liability Insurance
Purchase Protection
Travel and Baggage Delay Insurance
+ 19 more unique features
Only in SumUp (28)
Business Bank Account
SumUp MasterCard Debit Card
Point of Sale System
Customer Rewards
Fivestars Rewards Integration
Loyalty Program - SumUp Connect
Customer Database
Card Readers
SumUp Kiosk
SumUp Plus Card Reader
SumUp Solo Card Reader
Inventory Management
Product Catalog Management
SumUp Invoicing
AI Enhanced Promotions
Automated Marketing
Google Review Boost
SMS & Email Promotions
SumUp App
Dedicated Installation and Training
+ 8 more unique features
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