PayWhirl vs SumUp
Side-by-side comparison of features, pricing, and integrations.
Quick Verdict
PayWhirl offers more features (41 vs 28) and more integrations (18 vs 2). Starting price: PayWhirl at $49/mo vs SumUp at $99/mo. PayWhirl has 41 unique features while SumUp has 28 unique features, with 0 features in common.
| PayWhirl | SumUp | |
|---|---|---|
| Category | Payment Processing | Payment Processing |
| Total Features | 41 | 28 |
| AI-Powered Features | 2 | 1 |
| Starting Price | $49/mo | $99/mo |
| Pricing Tiers | 5 | 5 |
| Integrations | 18 | 2 |
| Shared Features | 0 | |
| Shared Integrations | 0 | |
| Data Quality | 85% | 60% |
Feature Comparison by Category
Analytics & AI (1 vs 0)
| Feature | PayWhirl | SumUp |
|---|---|---|
| Predictive Growth & Forecasting |
Automation (1 vs 0)
| Feature | PayWhirl | SumUp |
|---|---|---|
| Automatic Payment Scheduling |
Banking (0 vs 2)
| Feature | PayWhirl | SumUp |
|---|---|---|
| Business Bank Account | ||
| SumUp MasterCard Debit Card |
Communication (1 vs 0)
| Feature | PayWhirl | SumUp |
|---|---|---|
| Customizable Emails & Invoices |
Core Billing (3 vs 0)
| Feature | PayWhirl | SumUp |
|---|---|---|
| Custom Billing Schedule Chaining | ||
| Custom Subscription Management | ||
| Recurring Billing & Subscriptions |
Core POS (0 vs 1)
| Feature | PayWhirl | SumUp |
|---|---|---|
| Point of Sale System |
Customer Engagement (0 vs 3)
| Feature | PayWhirl | SumUp |
|---|---|---|
| Customer Rewards | ||
| Fivestars Rewards Integration | ||
| Loyalty Program - SumUp Connect |
Customer Management (1 vs 1)
| Feature | PayWhirl | SumUp |
|---|---|---|
| Customer Database | ||
| Customer Portal |
Customization (2 vs 0)
| Feature | PayWhirl | SumUp |
|---|---|---|
| Brand Customization | ||
| White Label |
Data Management (1 vs 0)
| Feature | PayWhirl | SumUp |
|---|---|---|
| Data Export |
Hardware (0 vs 4)
| Feature | PayWhirl | SumUp |
|---|---|---|
| Card Readers | ||
| SumUp Kiosk | ||
| SumUp Plus Card Reader | ||
| SumUp Solo Card Reader |
Integration (8 vs 0)
| Feature | PayWhirl | SumUp |
|---|---|---|
| API Flexibility | ||
| Additional Gateway Support | ||
| Customizable Checkout Funnel | ||
| Embedded Payment Widgets | ||
| Featured Gateway Integrations | ||
| Multiple Payment Gateway Support | ||
| REST API | ||
| Shopify Integration |
Internationalization (1 vs 0)
| Feature | PayWhirl | SumUp |
|---|---|---|
| Multi-Currency Support |
Inventory (0 vs 2)
| Feature | PayWhirl | SumUp |
|---|---|---|
| Inventory Management | ||
| Product Catalog Management |
Invoicing (0 vs 1)
| Feature | PayWhirl | SumUp |
|---|---|---|
| SumUp Invoicing |
Marketing (0 vs 4)
| Feature | PayWhirl | SumUp |
|---|---|---|
| AI Enhanced Promotions | ||
| Automated Marketing | ||
| Google Review Boost | ||
| SMS & Email Promotions |
Mobile (0 vs 1)
| Feature | PayWhirl | SumUp |
|---|---|---|
| SumUp App |
Onboarding (1 vs 1)
| Feature | PayWhirl | SumUp |
|---|---|---|
| Dedicated Installation and Training | ||
| Free Trial |
Operations (0 vs 1)
| Feature | PayWhirl | SumUp |
|---|---|---|
| Employee Schedule Tracking |
Payment Processing (4 vs 0)
| Feature | PayWhirl | SumUp |
|---|---|---|
| Accept Payments Anywhere | ||
| International Card Support | ||
| Multiple Payment Methods | ||
| One-Time Payments |
Payments (0 vs 2)
| Feature | PayWhirl | SumUp |
|---|---|---|
| Payment Processing - In-Person | ||
| Payment Processing - Online & Manual Entry |
Policy (0 vs 1)
| Feature | PayWhirl | SumUp |
|---|---|---|
| Money-Back Guarantee |
Reporting (0 vs 1)
| Feature | PayWhirl | SumUp |
|---|---|---|
| Sales Reporting |
Reporting & Analytics (9 vs 0)
| Feature | PayWhirl | SumUp |
|---|---|---|
| Churn Report | ||
| Customer Churn Monitoring | ||
| Customer Lifetime Value (LTV) Analytics | ||
| Customer Report | ||
| Growth Forecast | ||
| MRR Report | ||
| Monthly Recurring Revenue (MRR) Tracking | ||
| Revenue by Location | ||
| Subscription Report |
Security (4 vs 1)
| Feature | PayWhirl | SumUp |
|---|---|---|
| Industry Security Standards | ||
| No Payment Data Storage | ||
| SSL & TLS Encryption | ||
| Secure Gateway Connections | ||
| Tokenized Payment Storage |
Support (3 vs 1)
| Feature | PayWhirl | SumUp |
|---|---|---|
| 24/7 Customer Support | ||
| Account Managers | ||
| Phone Support | ||
| Priority Tickets |
Testing (1 vs 0)
| Feature | PayWhirl | SumUp |
|---|---|---|
| Test Gateway |
Transactions (0 vs 1)
| Feature | PayWhirl | SumUp |
|---|---|---|
| Digital Receipts |
Unique Features
Only in PayWhirl (41)
Predictive Growth & Forecasting
Automatic Payment Scheduling
Customizable Emails & Invoices
Custom Billing Schedule Chaining
Custom Subscription Management
Recurring Billing & Subscriptions
Customer Portal
Brand Customization
White Label
Data Export
Additional Gateway Support
API Flexibility
Customizable Checkout Funnel
Embedded Payment Widgets
Featured Gateway Integrations
Multiple Payment Gateway Support
REST API
Shopify Integration
Multi-Currency Support
Free Trial
+ 21 more unique features
Only in SumUp (28)
Business Bank Account
SumUp MasterCard Debit Card
Point of Sale System
Customer Rewards
Fivestars Rewards Integration
Loyalty Program - SumUp Connect
Customer Database
Card Readers
SumUp Kiosk
SumUp Plus Card Reader
SumUp Solo Card Reader
Inventory Management
Product Catalog Management
SumUp Invoicing
AI Enhanced Promotions
Automated Marketing
Google Review Boost
SMS & Email Promotions
SumUp App
Dedicated Installation and Training
+ 8 more unique features
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