Solaris

solarisbank.com
Financial Management
Few Days

Empowering you to offer embedded financial services

How to Replace Solaris

Overview

Solaris is a German technology company with a full banking license that provides a Banking-as-a-Service platform enabling businesses to embed compliant digital banking services into their products. The platform handles all regulatory complexities while allowing partners to focus on their customers. It operates seamlessly across all EU countries with cutting-edge APIs for building custom banking products.

Features

16 features across 9 categories

API(1)

RESTful APIs

Advanced RESTful APIs designed for scalability and international expansion with smart API accessible services for managing user data in real-time throughout the entire customer lifecycle.

Banking(1)

Digital Banking Accounts

Provide checking, savings, sub-accounts or multi-accounts on your brand. Support consumers, freelancers, and businesses with local or virtual IBANs.

Cards(3)

Credit Cards

Issue and manage physical or virtual credit cards for any customer segment.

Debit Cards

Issue and manage physical or virtual debit cards for any customer segment.

Prepaid Cards

Issue and manage physical or virtual prepaid cards for any customer segment.

Also in: Stripe, Payoneer, Novo

Compliance(1)

EU Banking License

German banking license enabling seamless operation in all EU countries with handling of all regulatory complexities.

Also in: Insider CDP, Airtable, 1Password

Data Management(1)

Data Mesh Architecture

State-of-the-art data mesh architecture to leverage essential data for decision making, planning, forecasting, and regulatory compliance.

Also in: monday.com, Notion, Airtable

Identity Verification(2)

Know-Your-Business (KYB) Platform

Onboard businesses in minutes with fully digital, secure, and compliant KYB flows.

Know-Your-Customer (KYC) Platform

Onboard individuals in minutes with fully digital, secure, and compliant KYC flows.

Infrastructure(1)

Cloud-based Banking Infrastructure

Entire banking infrastructure is cloud-based to create exceptional banking experiences for partners' customers.

Lending(2)

BNPL - Splitpay

Offer Buy Now Pay Later functionality with installment payment options through Splitpay.

Consumer Lending

Offer paperless, fast, and mobile lending options in your own branding with overdrafts, installments and consumer loans.

Also in: Plaid, Nubank, Novo

Payments(4)

Batch Payments

Enable your customers to send or receive batch payments.

SEPA Credit Transfer

Enable your customers to send or receive payments with SEPA Credit Transfer.

SEPA Direct Debit

Enable your customers to send or receive payments with SEPA Direct Debit.

SEPA Instant

Enable your customers to send or receive payments with SEPA Instant transfers.

Cost Calculator

Pricing data not available for Solaris. Check their website for current pricing.

Build vs Buy

Should you build a Solaris alternative or buy the subscription? Estimate based on 16 features.

Buy Solaris

Better Value
Monthly costContact Sales
3-year totalVaries
Time to deployDays

Build Your Own

Development cost$12,000
Maintenance$180/mo
3-year total$18,480
Dev time~1 months

Buying Solaris saves ~$18,480 over 3 years vs building.

Estimates based on 16 features and a BuildScore of 4/5. Actual costs vary.