Plaid
plaid.comBuild Difficulty: 4/5
A few focused days to build a solid replacement
Enabling all companies to build fintech solutions
How to Replace PlaidOverview
Features
35 features across 21 categories
Account Data(1)
Instantly confirm account balances
Authentication(1)
Help customers fund accounts faster
Compliance(2)
Stay AML and PEP compliant
Compliance and support for regulated industries
Customization(1)
Customize the Plaid Link experience
Financial Data(3)
Access financial data for underwriting
Easily understand customer debt
Refresh statements by date
Fraud Detection(3)
Stop fraud with industry insights
Stop identity fraud, account takeovers, and risky payments with ML-powered fraud signals
Fraud intelligence system
Identity Verification(3)
Verify bank account ownership
Match bank account ownership
Verify good users and stop bad ones
Income Verification(1)
Verify income and paystubs
Investments(2)
Get a holistic view of investments
Authorize investment transfers
Lending(1)
Real-time lending insights for smarter underwriting to say yes to more qualified borrowers and reduce risk
Onboarding(2)
The internet's fastest financial onboarding to increase conversion, fight fraud, and onboard customers in seconds
Onboard customers instantly
Open Banking(1)
Meet open banking requirements and make it easy for customers to connect to financial apps they need
Payments(2)
Fast and secure payments designed to deliver higher conversion rates and increase revenue
Transfer money between accounts
Pricing(1)
Volume-based pricing discounts
Product Access(1)
Early access to new Plaid beta products
Risk Management(2)
Get risk insights for underwriting
Prevent NSFs and other returns
Security(1)
SSO access to Plaid Dashboard
Support(4)
Dedicated account management
Help with integrating Plaid into your platform
Platform support package included
Premium technical support
Transaction Data(1)
Access 24 months of transaction data
User Control(1)
Portal for customers to manage their data connections and control access
Pricing
Pay as You Go
- ✓Access to GA products
- ✓Unlimited live API calls
- ✓Link customization
- ✓Standard pricing
- ✓Auth
- ✓Balance
- ✓Identity
- ✓Identity Match
- ✓Investments Move
- ✓Assets
- ✓Income
- ✓Statements
- ✓Enrich
- ✓Investments
- ✓Liabilities
- ✓Transactions
- ✓Identity Verification
- ✓Monitor
- ✓Beacon
Growth
- ✓Everything in Pay as You Go
- ✓Discounted product rates
- ✓Platform support package
- ✓Single Sign-On for Plaid Dashboard
- ✓Access to beta products
- ✓Volume discounts
- ✓Integration assistance
- ✓Premium support
- ✓Account Management
- ✓Auth
- ✓Balance
- ✓Identity
- ✓Identity Match
- ✓Investments Move
- ✓Assets
- ✓Income
- ✓Statements
- ✓Enrich
- ✓Investments
- ✓Liabilities
- ✓Transactions
- ✓Identity Verification
- ✓Monitor
- ✓Beacon
- ✓Layer
- ✓Signal
- ✓Transfer
- ✓Consumer Report
- ✓Protect
Custom
- ✓Everything in Growth
- ✓Custom solutions
- ✓Volume-based pricing
- ✓Support for regulated industries
- ✓Access to beta products
- ✓Volume discounts
- ✓Integration assistance
- ✓Premium support
- ✓Account Management
Cost Calculator
Pricing data not available for Plaid. Check their website for current pricing.
Build vs Buy
Should you build a Plaid alternative or buy the subscription? Estimate based on 35 features.
Buy Plaid
Better ValueBuild Your Own
Buying Plaid saves ~$36,960 over 3 years vs building.
Estimates based on 35 features and a BuildScore of 4/5. Actual costs vary.