Openly

openly.com
Financial Management
Few Days

Premium, Straightforward Home Insurance

How to Replace Openly

Overview

Openly is a premium home insurance provider that offers tailored, customizable coverage sold through independent agents. Built by independent agents for independent agents, the platform delivers flexible, transparent, and stress-free home insurance with personalized coverage options and superior claims experience.

Features

11 features across 6 categories

Agent Tools(1)

Agent PortalPremium

Platform for independent agents to manage quoting and customer relationships

Claims Management(1)

Seamless Claims ExperiencePremium

Dedicated claims team with integrated partner solutions ensures swift resolution and restoration after a covered loss

Coverage Availability(1)

Multi-State Coverage

Available in 24 states with plans to expand to more states across the country

Also in: CoverHound

Coverage Options(6)

Blanket Personal Property CoveragePremium

Up to $100,000 blanket coverage for personal property categories available as a customizable option

Customizable CoveragePremium

Homeowners can choose coverage that's right for them with flexible policy options tailored to their unique needs

Equipment Breakdown CoveragePremium

Optional equipment breakdown coverage available as a customizable add-on to policies

Guaranteed Replacement Cost CoveragePremium

Up to $5M in guaranteed replacement cost coverage available (subject to state regulations and policy conditions)

Liability CoveragePremium

Up to $1M in liability coverage included with comprehensive home insurance policies

Water Backup CoveragePremium

Optional water backup coverage available as a customizable add-on to policies

Risk Assessment(1)

Advanced Risk AssessmentAIPremium

Leverages data and advanced technology to accurately assess risks and offer competitive rates

User Tools(1)

Online Quote System

Ability to request quotes online through Openly agency partners

Cost Calculator

Pricing data not available for Openly. Check their website for current pricing.

Build vs Buy

Should you build a Openly alternative or buy the subscription? Estimate based on 11 features.

Buy Openly

Better Value
Monthly costContact Sales
3-year totalVaries
Time to deployDays

Build Your Own

Development cost$12,000
Maintenance$180/mo
3-year total$18,480
Dev time~1 months

Buying Openly saves ~$18,480 over 3 years vs building.

Estimates based on 11 features and a BuildScore of 4/5. Actual costs vary.