By Miles
bymiles.co.ukBuild Difficulty: 4/5
A few focused days to build a solid replacement
Car insurance you pay by the mile
How to Replace By MilesOverview
Features
25 features across 17 categories
Compliance(1)
Authorized and regulated by the Financial Conduct Authority (FCA) for customer protection.
Customer Support(3)
Technical support available via email at a-team@bymiles.co.uk for activation issues.
Real-time customer support available through live chat in mobile app.
Customer support available by phone at 0330 088 3838.
Diagnostics(1)
Feature that reads car warning lights and engine codes through Miles Tracker and translates them into plain English explanations.
Hardware(2)
Direct connection to newer cars' mileometer for compatible vehicles, eliminating need for physical tracker device. Available for select car models.
Small matchbox-sized telematics device that plugs into car's OBD-II socket to measure miles driven and track journeys automatically.
Insurance Benefits(2)
Daily mileage costs capped at 150 miles. If customer drives more than 150 miles in a day, excess mileage is not charged.
Guaranteed protection of No Claims Bonus (NCD) included as standard. Customers never lose NCD years even if they make a claim.
Insurance Coverage(3)
Full comprehensive insurance policy covering theft, vandalism, and accidental damage while parked and comprehensive cover while driving.
Full coverage for driving in EU countries, Iceland, Liechtenstein, Norway, and Switzerland for up to 90 days per 12-month period.
Policies underwritten by an experienced panel of professional insurers.
Mobile(1)
Smartphone application for viewing individual journey costs, daily mileage, driving tools, and reminders for MOT and car tax.
Notifications(1)
Automated reminders for vehicle maintenance requirements like MOT and car tax through app/dashboard.
Policy Management(2)
Customers can make up to three self-serve policy changes per year at no charge.
Ability to retrieve quotes, manage existing policies, and access customer support through app and web dashboard.
Pricing Model(1)
Insurance cost based on actual miles driven rather than fixed annual premium. Fixed upfront fee covers car while parked, then variable per-mile rate for driving.
Quote Generation(1)
Fast online quote system providing insurance estimates in under a minute by answering simple questions.
Ratings(2)
Policies rated five stars by Defaqto, an independent financial company specializing in insurance product scoring.
Customer service rated 'Excellent' on Trustpilot review platform.
Safety(1)
GPS tracking feature available through Miles Tracker to locate vehicle.
Security(1)
Data security certified to ISO 27001 standard for secure handling of customer information.
Support(1)
Free extension cable available for Miles Tracker if OBD-II socket is in awkward location.
Tracking(1)
Automatic tracking and display of individual journey costs and mileage in app and dashboard.
Web Platform(1)
Online dashboard at dashboard.bymiles.co.uk for managing policy, viewing mileage data, and accessing driving tools.
Cost Calculator
Pricing data not available for By Miles. Check their website for current pricing.
Build vs Buy
Should you build a By Miles alternative or buy the subscription? Estimate based on 25 features.
Buy By Miles
Better ValueBuild Your Own
Buying By Miles saves ~$36,960 over 3 years vs building.
Estimates based on 25 features and a BuildScore of 4/5. Actual costs vary.