H&R Block
hrblock.comBuild Difficulty: 4/5
A few focused days to build a solid replacement
America's #1 full-service tax preparer
How to Replace H&R BlockOverview
Features
42 features across 15 categories
Account Management(1)
Secure account to store tax documents, chat with tax pros, and track refunds
Business Services(5)
Full-service bookkeeping for small businesses
Help with forming and structuring a business
Tools and tips for content creators to file taxes and grow their business
Payroll processing for small businesses
Tax preparation services for self-employed, S corps, C corps, and partnerships
Communication(2)
Secure messaging to communicate with assigned tax professional
Virtual call option to speak directly with tax professional
Core Filing(1)
Step-by-step instructions to file taxes online at your own pace on any device
Educational Resources(2)
63-hour income tax course for learning tax preparation
Resource center with tax articles, tax questions, and life stage guides
Financial Products(8)
Loan product for tax refund advances
Prepaid debit card for receiving tax refunds
Get up to $4,000 within minutes of filing with a tax pro with no fees or interest
Financial product to manage refund processing
Get federal refunds up to 5 days early through Spruce
Mobile banking app for managing finances
Cash back rewards program for Spruce debit card
Savings account with variable APY through Spruce
Guarantees(3)
Guarantee to reimburse penalties and interest if H&R Block makes an error
Guarantee to correct bookkeeping errors at no additional charge
If H&R Block error results in smaller refund, refund tax prep fee and file amended return free
Mobile(1)
Mobile applications including MyBlock and Spruce mobile banking
Pricing(2)
Free online filing for simple tax situations (approximately 52% of filers qualify)
Upfront pricing with notification of any changes
Professional Services(6)
Work with a dedicated tax pro in-person or online to handle all tax filing
Schedule appointments to work with tax pros in person at neighborhood offices
Assistance with Individual Taxpayer Identification Number applications
Tax pro review, sign, and file your return after you complete it online
Services to help with IRS tax notices
Work with tax pros from home via virtual calls and secure chat
Review Services(1)
Free review of past 3 years of tax returns to find missed money or errors
Security(1)
Identity protection service for tax filing
Specialized Services(1)
Tax preparation for U.S. expats and international tax situations
Support(4)
24/7 AI-powered chat for real-time support at any step of tax prep
Online help center with support articles
Live assistance from tax professionals during tax preparation
Unlimited access to expert help for Deluxe, Premium, and Self-Employed products
Tools(4)
Tool to estimate refund or tax liability owed
Checklist to prepare documents needed for tax filing
Calculator tool for Form W-4 withholding calculations
Tool to track refund status
Pricing
Free Online Edition
- ✓Online tax filing for simple returns
- ✓W-2 income filing
- ✓Limited interest and dividend income up to $1,500
- ✓Earned Income Tax Credit (EITC)
- ✓Child Tax Credit (CTC)
- ✓Unemployment income filing
- ✓Student loan interest deduction
- ✓Retirement plan distributions
- ✓Standard deduction
- ✓Step-by-step guided filing
- ✓File on any device
Do-It-Yourself with Tax Pro Review
- ✓File your own taxes online
- ✓Tax pro review, sign, and file
- ✓Expert error checking
- ✓Savings identification
- ✓Secure chat with pro
- ✓Virtual call support
Full-Service Tax Prep
- ✓Dedicated tax pro handles everything
- ✓In-person or online service
- ✓One-on-one guidance
- ✓Choose your pro or get matched
- ✓File in as little as one hour
- ✓Support for all tax situations
- ✓Unlimited expert help
- ✓Generative AI chat support
- ✓Live tax pro help
- ✓24/7 support
Cost Calculator
Pricing data not available for H&R Block. Check their website for current pricing.
Build vs Buy
Should you build a H&R Block alternative or buy the subscription? Estimate based on 42 features.
Buy H&R Block
Better ValueBuild Your Own
Buying H&R Block saves ~$55,440 over 3 years vs building.
Estimates based on 42 features and a BuildScore of 4/5. Actual costs vary.