Embrace Pet Insurance

embracepetinsurance.com
Financial Management
Few Days

Pet Insurance You Can Use at Any Licensed Vet

How to Replace Embrace Pet Insurance

Overview

Embrace Pet Insurance provides comprehensive coverage for dogs and cats, including illnesses, accidents, dental disease, and routine care. With no veterinary network restrictions, customers can visit any licensed vet and receive reimbursement for covered treatments. The company has served over 500,000 pets for 18+ years with fast claims processing and 24/7 telehealth support.

Features

17 features across 6 categories

Claims(3)

Direct Deposit Reimbursement

Approved claims are deposited directly into customer bank accounts for fast access to funds

Fast Claims Processing

90% of claims are paid within 10 days using direct deposit to customer accounts

Online Claim Submission

Simple claim process requiring only a photo of the invoice submitted via website or mobile app with no paperwork needed

Coverage(8)

Accident & Injury Coverage

Financial protection for unexpected incidents including broken bones, swallowed objects, poisoning, and other accidents

Acupuncture Coverage

Coverage for alternative treatments including acupuncture for pet health

Any Licensed Vet Access

Visit any licensed veterinarian, specialist, or emergency clinic anywhere in the U.S. with no network restrictions or limitations

Behavioral Therapy Coverage

Coverage for behavioral therapy and behavioral treatment for pets

Curable vs Incurable Pre-existing Condition Distinction

Distinction between curable pre-existing conditions (which may be covered after 12 months symptom-free) and incurable conditions (which are not covered)

Dental Disease Coverage

Coverage for unexpected dental work including tooth extractions, gingivitis care, and other dental treatments

Illness & Condition Coverage

Coverage for chronic conditions and serious illnesses including arthritis, Cushing's disease, asthma, lymphoma, diabetes, kidney failure, cancer, and more

Routine Care/Wellness PlanPremium

Optional wellness plan covering annual exams, vaccines, parasite control, and dental cleanings for preventive care and early detection

Customization(1)

Customizable Coverage Plans

Ability to personalize policy options to match individual pet needs and budget requirements

Also in: monday.com, Obsidian, Smartsheet

Rewards(1)

Wellness RewardsPremium

Rewards program integrated with routine care plans to help manage ongoing pet health costs

Also in: Pleo, Guusto, Brex

Support(3)

24/7 Telehealth Support

Round-the-clock telehealth services for pet health consultations and support

Medical History Review

Free service allowing customers to request claims adjusters review medical records to identify pre-existing conditions before policy purchase

Phone Support

Customer support available by phone at (800) 511-9172

Also in: Obsidian, 1Password, Bitwarden

Technology(1)

Mobile App

Mobile application for submitting claims, managing policies, and accessing account information

Cost Calculator

Pricing data not available for Embrace Pet Insurance. Check their website for current pricing.

Build vs Buy

Should you build a Embrace Pet Insurance alternative or buy the subscription? Estimate based on 17 features.

Buy Embrace Pet Insurance

Better Value
Monthly costContact Sales
3-year totalVaries
Time to deployDays

Build Your Own

Development cost$12,000
Maintenance$180/mo
3-year total$18,480
Dev time~1 months

Buying Embrace Pet Insurance saves ~$18,480 over 3 years vs building.

Estimates based on 17 features and a BuildScore of 4/5. Actual costs vary.