Tink
tink.comBuild Difficulty: 5/5
Build a working replacement in a weekend with AI tools
European open banking platform
How to Replace TinkOverview
Features
26 features across 8 categories
Account Management(3)
Verification and validation of account information
Real-time account balance verification
Verification and validation of business account information
Compliance(1)
Operate under Tink's PSD2 license without requiring your own
Data(8)
Business-level transaction data retrieval and analysis
Enriched financial data from multiple sources for better insights
Investment account data and portfolio information access
Loan account information and credit data access
Merchant data and business information access
Personal financial management and insights tools
Aggregate both PSD2 and non-PSD2 data through reliable connections
Transaction data retrieval and analysis with on-demand and background refresh options
Development(3)
Developer-friendly SDKs for fast and easy product building
Plug-and-play cloud-based platform with one API for all connectivity needs
Interactive demonstration of Tink Link implementation
Integration(1)
Access to 6000+ connections to European banks and financial institutions
Payments(5)
Automated payment processing for recurring or one-time transactions
Account-to-account payment solution enabling fast, secure, and user-friendly payments
Payment disbursement and settlement capabilities
Automatic fund movement and account management capabilities
Support for recurring payments with variable amounts
Risk Management(4)
Expense analysis and tracking for affordability assessment
Income verification and assessment for lending decisions
Advanced risk analysis and decision-making insights
Real-time risk indicators and warning signals for fraud prevention
Security(1)
Security compliance covering Trust Service Criteria for Security & Availability
Pricing
Standard
- ✓Current, Savings and Credit card accounts
- ✓On-demand data refresh
- ✓Background data refresh
- ✓Tink's PSD2 license
- ✓Account Check
- ✓Transactions
Enterprise
Popular- ✓Current, Savings and Credit card accounts
- ✓On-demand data refresh
- ✓Background data refresh
- ✓Tink or your own PSD2 license
- ✓Guaranteed response and resolution times
- ✓Account Check
- ✓Transactions
- ✓Risk Insights
- ✓Business Transactions
- ✓Money Manager
- ✓Income Check
- ✓Payment Initiation
- ✓Business Account Check
- ✓Expense Check
- ✓Premium support
- ✓Tailored offering
Cost Calculator
Pricing data not available for Tink. Check their website for current pricing.
Build vs Buy
Should you build a Tink alternative or buy the subscription? Estimate based on 26 features.
Buy Tink
Better ValueBuild Your Own
Buying Tink saves ~$18,480 over 3 years vs building.
Estimates based on 26 features and a BuildScore of 5/5. Actual costs vary.