N26 vs Tink
Side-by-side comparison of features, pricing, and integrations.
Quick Verdict
N26 offers more features (39 vs 26) and more integrations (5 vs 0). Starting price: N26 at $4.9/mo vs Tink at Contact Sales. N26 has 39 unique features while Tink has 26 unique features, with 0 features in common.
| N26 | Tink | |
|---|---|---|
| Category | Payment Processing | Payment Processing |
| Total Features | 39 | 26 |
| AI-Powered Features | 0 | 0 |
| Starting Price | $4.9/mo | Contact Sales |
| Pricing Tiers | 4 | 2 |
| Integrations | 5 | 0 |
| Shared Features | 0 | |
| Shared Integrations | 0 | |
| Data Quality | 80% | 60% |
Feature Comparison by Category
Account Management (4 vs 3)
| Feature | N26 | Tink |
|---|---|---|
| Account Check | ||
| Balance Check | ||
| Bank Account Switching | ||
| Business Account Check | ||
| Cards for Under 18s | ||
| Shared Spaces | ||
| Spaces Sub-accounts |
Account Types (1 vs 0)
| Feature | N26 | Tink |
|---|---|---|
| Freelancer Account |
Add-ons (1 vs 0)
| Feature | N26 | Tink |
|---|---|---|
| N26 SIM Mobile Plans |
Budgeting & Analytics (1 vs 0)
| Feature | N26 | Tink |
|---|---|---|
| Budgeting Automations |
Cards (3 vs 0)
| Feature | N26 | Tink |
|---|---|---|
| Metal Card | ||
| Physical Card | ||
| Virtual Card |
Compliance (0 vs 1)
| Feature | N26 | Tink |
|---|---|---|
| PSD2 License |
Credit & Lending (3 vs 0)
| Feature | N26 | Tink |
|---|---|---|
| Credit | ||
| Installments | ||
| Overdraft |
Data (0 vs 8)
| Feature | N26 | Tink |
|---|---|---|
| Business Transactions | ||
| Data Enrichment | ||
| Investments | ||
| Loans | ||
| Merchant Information | ||
| Money Manager | ||
| PSD2 and Non-PSD2 Data Aggregation | ||
| Transactions |
Development (0 vs 3)
| Feature | N26 | Tink |
|---|---|---|
| SDKs | ||
| Single API Integration | ||
| Tink Link Demo |
Insurance (9 vs 0)
| Feature | N26 | Tink |
|---|---|---|
| Baggage Cover Insurance | ||
| Emergency Medical Transport Insurance | ||
| Emergency Medical and Dental Insurance | ||
| Mobile Phone Insurance | ||
| Personal Liability Insurance | ||
| Purchase Protection | ||
| Travel and Baggage Delay Insurance | ||
| Trip Cancellation Insurance | ||
| Trip Interruption Insurance |
Integration (0 vs 1)
| Feature | N26 | Tink |
|---|---|---|
| 6000+ Bank Connections |
Payments (0 vs 5)
| Feature | N26 | Tink |
|---|---|---|
| Auto Payments | ||
| Pay by Bank | ||
| Payouts | ||
| Sweeping | ||
| Variable Recurring Payments |
Payments & Withdrawals (3 vs 0)
| Feature | N26 | Tink |
|---|---|---|
| ATM Withdrawals | ||
| Cash26 Deposits and Withdrawals | ||
| Worldwide Card Payments |
Platform (1 vs 0)
| Feature | N26 | Tink |
|---|---|---|
| Mobile App |
Rewards & Cashback (1 vs 0)
| Feature | N26 | Tink |
|---|---|---|
| Travel Cashback |
Rewards & Offers (1 vs 0)
| Feature | N26 | Tink |
|---|---|---|
| Partner Offers |
Risk Management (0 vs 4)
| Feature | N26 | Tink |
|---|---|---|
| Expense Check | ||
| Income Check | ||
| Risk Insights | ||
| Risk Signals |
Security (0 vs 1)
| Feature | N26 | Tink |
|---|---|---|
| SOC 2 Type II Compliance |
Security & Onboarding (1 vs 0)
| Feature | N26 | Tink |
|---|---|---|
| ID Verification |
Security & Protection (1 vs 0)
| Feature | N26 | Tink |
|---|---|---|
| Deposit Protection |
Support (2 vs 0)
| Feature | N26 | Tink |
|---|---|---|
| 24/7 Chat Support | ||
| Phone Support |
Travel Benefits (2 vs 0)
| Feature | N26 | Tink |
|---|---|---|
| Airport Lounge Access | ||
| Travel eSIM |
Wealth & Investments (4 vs 0)
| Feature | N26 | Tink |
|---|---|---|
| Cryptocurrency Trading | ||
| Investment Plans | ||
| Ready-made Funds | ||
| Stocks and ETFs Trading |
Wealth & Savings (1 vs 0)
| Feature | N26 | Tink |
|---|---|---|
| Savings Interest Rate |
Unique Features
Only in N26 (39)
Bank Account Switching
Cards for Under 18s
Shared Spaces
Spaces Sub-accounts
Freelancer Account
N26 SIM Mobile Plans
Budgeting Automations
Metal Card
Physical Card
Virtual Card
Credit
Installments
Overdraft
Baggage Cover Insurance
Emergency Medical and Dental Insurance
Emergency Medical Transport Insurance
Mobile Phone Insurance
Personal Liability Insurance
Purchase Protection
Travel and Baggage Delay Insurance
+ 19 more unique features
Only in Tink (26)
Account Check
Balance Check
Business Account Check
PSD2 License
Business Transactions
Data Enrichment
Investments
Loans
Merchant Information
Money Manager
PSD2 and Non-PSD2 Data Aggregation
Transactions
SDKs
Single API Integration
Tink Link Demo
6000+ Bank Connections
Auto Payments
Pay by Bank
Payouts
Sweeping
+ 6 more unique features
Want to build your own alternative to N26 or Tink?
Analyze it with Reap