How to Build Your Own Tink
Replace Tink with a custom build. European open banking platform
Build Difficulty: 5/5
Build a working replacement in a weekend with AI tools
Estimated Timeline
Based on 26 features at Weekend Project difficulty, expect about One weekend with AI-assisted development.
Recommended Tech Stack
Full-stack React framework with API routes and server components
PostgreSQL database, auth, and real-time subscriptions
Utility-first styling for rapid UI development
Key Features to Replicate
Top features across 8 categories. See all 26 features
Data(8 features)
Business-level transaction data retrieval and analysis
Enriched financial data from multiple sources for better insights
Investment account data and portfolio information access
Loan account information and credit data access
Merchant data and business information access
+3 more in this category
Payments(5 features)
Automated payment processing for recurring or one-time transactions
Account-to-account payment solution enabling fast, secure, and user-friendly payments
Payment disbursement and settlement capabilities
Automatic fund movement and account management capabilities
Support for recurring payments with variable amounts
Risk Management(4 features)
Expense analysis and tracking for affordability assessment
Income verification and assessment for lending decisions
Advanced risk analysis and decision-making insights
Real-time risk indicators and warning signals for fraud prevention
Account Management(3 features)
Verification and validation of account information
Real-time account balance verification
Verification and validation of business account information
Development(3 features)
Developer-friendly SDKs for fast and easy product building
Plug-and-play cloud-based platform with one API for all connectivity needs
Interactive demonstration of Tink Link implementation
Compliance(1 features)
Operate under Tink's PSD2 license without requiring your own
Integration(1 features)
Access to 6000+ connections to European banks and financial institutions
Security(1 features)
Security compliance covering Trust Service Criteria for Security & Availability
Cost Calculator
Pricing data not available for Tink. Check their website for current pricing.