Thought Machine

Used for product creation and configuration within Vault Core

Cloud-native core banking platform built from scratch to run in the cloud, enabling banks to run any product including current accounts, savings accounts, credit cards, loans, and mortgages

All product creation done in Vault Core's configuration layer using smart contracts system, with rich library of pre-integrated solutions and pre-configured smart contracts

Cloud agnostic platform allowing banks to deploy on any cloud infrastructure provider or as SaaS, giving banks complete choice of hosting options

Developed from scratch without legacy or pre-cloud code, running natively in the cloud with horizontal scaling, continuous deployment, high availability, and self-healing capabilities

Built from the ground up to take full advantage of cloud-native computing, enabling elastic, highly available and flexible core banking system with load-based scaling

Built with API-first design giving banks complete control to connect to services and technologies from other vendors

Growing collection of solutions and integrations with best-in-class technology vendors

Vault Payments launched with card issuing and processing support on the Mastercard network

Enables real-time payment processing capabilities with SEPA instant payments support

Cloud-native payments processing platform designed to enable banks to run all payment types for every method, scheme, and region in the world with complete control over payment lifecycle

Platform engineered for ISO 20022 standard compliance and efficiency in payments

Catalogue of more than 200 preconfigured financial products that banks can launch directly

Enables banks to run any product, payment scheme, or type on a single platform without constraints or dependencies, with complete control over build, test, and launch processes

Complete resource for support, knowledge and training on the Vault platform