Navan vs Zoho Expense
Side-by-side comparison of features, pricing, and integrations.
Quick Verdict
Navan offers fewer features (33 vs 36) and fewer integrations (5 vs 9). Starting price: Navan at Free vs Zoho Expense at $4.3/mo. Navan has 31 unique features while Zoho Expense has 34 unique features, with 2 features in common.
| Navan | Zoho Expense | |
|---|---|---|
| Category | Expense Management | Expense Management |
| Total Features | 33 | 36 |
| AI-Powered Features | 4 | 3 |
| Starting Price | Free | $4.3/mo |
| Pricing Tiers | 2 | 4 |
| Integrations | 5 | 9 |
| Shared Features | 2 | |
| Shared Integrations | 1 | |
| Data Quality | 80% | 80% |
Feature Comparison by Category
AI (1 vs 0)
| Feature | Navan | Zoho Expense |
|---|---|---|
| AI-Powered Insights |
Administration (1 vs 0)
| Feature | Navan | Zoho Expense |
|---|---|---|
| Comprehensive Back Office Capabilities |
Automation (3 vs 4)
| Feature | Navan | Zoho Expense |
|---|---|---|
| Automated Per Diem Calculations | ||
| Automatic Expense Categorization | ||
| Automatic Reconciliation | ||
| Itemized Receipt Autoscan | ||
| Itinerary Automation | ||
| Mileage Auto Capture | ||
| Receipt Autoscan |
Card Management (0 vs 1)
| Feature | Navan | Zoho Expense |
|---|---|---|
| Corporate Card Management |
Compliance & Control (0 vs 4)
| Feature | Navan | Zoho Expense |
|---|---|---|
| Basic Audit Trail | ||
| Country-specific Editions | ||
| Global Tax Compliance | ||
| Policy Enforcement |
Compliance & Controls (4 vs 0)
| Feature | Navan | Zoho Expense |
|---|---|---|
| Duty of Care | ||
| Out-of-Policy Flagging | ||
| Policy and Approval Workflows | ||
| Spend Guardrails |
Data Management (0 vs 1)
| Feature | Navan | Zoho Expense |
|---|---|---|
| SFTP Exports |
Document Management (0 vs 1)
| Feature | Navan | Zoho Expense |
|---|---|---|
| Receipt Storage |
Enterprise Features (0 vs 1)
| Feature | Navan | Zoho Expense |
|---|---|---|
| Multi-entity Expense Management |
Expense Management (1 vs 5)
| Feature | Navan | Zoho Expense |
|---|---|---|
| Attendee Expense Management | ||
| Customer/Project Tracking | ||
| Expense Reporting | ||
| Mileage Tracking | ||
| Navan Expense | ||
| Split Expenses |
Financial Control (0 vs 2)
| Feature | Navan | Zoho Expense |
|---|---|---|
| Budget Management | ||
| Live Budget Tracking |
Financial Management (0 vs 1)
| Feature | Navan | Zoho Expense |
|---|---|---|
| Cash Advance Management |
Integration (0 vs 1)
| Feature | Navan | Zoho Expense |
|---|---|---|
| ERP Integration |
Integrations (2 vs 0)
| Feature | Navan | Zoho Expense |
|---|---|---|
| ERP Integration | ||
| HRIS Integrations |
Localization (0 vs 2)
| Feature | Navan | Zoho Expense |
|---|---|---|
| Multi-currency Support | ||
| Multi-language Support |
Loyalty & Rewards (2 vs 0)
| Feature | Navan | Zoho Expense |
|---|---|---|
| Loyalty Club Integration | ||
| Navan Rewards |
Mobile (2 vs 0)
| Feature | Navan | Zoho Expense |
|---|---|---|
| Mobile App | ||
| Receipt Scanning |
Payment Processing (0 vs 1)
| Feature | Navan | Zoho Expense |
|---|---|---|
| ACH Payments |
Payments (4 vs 0)
| Feature | Navan | Zoho Expense |
|---|---|---|
| Corporate Card Management | ||
| Navan Connect | ||
| Pay Your Way Payments | ||
| Reimbursement Management |
Reporting & Analytics (2 vs 2)
| Feature | Navan | Zoho Expense |
|---|---|---|
| Audit Trail Reporting | ||
| Customizable Reports | ||
| Real-Time Expense Visibility | ||
| Real-time Expense Insights |
Security & Compliance (0 vs 4)
| Feature | Navan | Zoho Expense |
|---|---|---|
| Fraud Detection | ||
| IP Whitelisting | ||
| Multi-factor Authentication | ||
| Single Sign-On (SSO) |
Support (6 vs 0)
| Feature | Navan | Zoho Expense |
|---|---|---|
| 24/7 Travel Support | ||
| Custom Implementation | ||
| Dedicated Customer Success Manager | ||
| Designated Account Executive | ||
| Enterprise-Grade Travel Support | ||
| Navan Pro |
Travel Booking (5 vs 0)
| Feature | Navan | Zoho Expense |
|---|---|---|
| Corporate Negotiated Rates | ||
| Global Travel Inventory | ||
| Multi-Transport Booking | ||
| Navan Travel | ||
| Self-Serve Booking |
Travel Management (0 vs 2)
| Feature | Navan | Zoho Expense |
|---|---|---|
| Travel Booking | ||
| Travel Management Desk |
User Management (0 vs 2)
| Feature | Navan | Zoho Expense |
|---|---|---|
| Custom User Roles | ||
| Expense Access Delegation |
Workflow Management (0 vs 2)
| Feature | Navan | Zoho Expense |
|---|---|---|
| Advanced Approval Management | ||
| Custom Approval Workflows |
Unique Features
Only in Navan (31)
Comprehensive Back Office Capabilities
AI-Powered Insights
Automatic Expense Categorization
Automatic Reconciliation
Itinerary Automation
Duty of Care
Out-of-Policy Flagging
Policy and Approval Workflows
Spend Guardrails
Navan Expense
HRIS Integrations
Loyalty Club Integration
Navan Rewards
Mobile App
Receipt Scanning
Navan Connect
Pay Your Way Payments
Reimbursement Management
Customizable Reports
Real-Time Expense Visibility
+ 11 more unique features
Only in Zoho Expense (34)
Automated Per Diem Calculations
Itemized Receipt Autoscan
Mileage Auto Capture
Receipt Autoscan
Basic Audit Trail
Country-specific Editions
Global Tax Compliance
Policy Enforcement
SFTP Exports
Receipt Storage
Multi-entity Expense Management
Attendee Expense Management
Customer/Project Tracking
Expense Reporting
Mileage Tracking
Split Expenses
Budget Management
Live Budget Tracking
Cash Advance Management
Multi-currency Support
+ 14 more unique features
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