Mastercard vs Stripe
Side-by-side comparison of features, pricing, and integrations.
Quick Verdict
Mastercard offers fewer features (39 vs 43) and fewer integrations (0 vs 30). Starting price: Mastercard at Contact Sales vs Stripe at Free. Mastercard has 39 unique features while Stripe has 43 unique features, with 0 features in common.
| Mastercard | Stripe | |
|---|---|---|
| Category | Payment Processing | Payment Processing |
| Total Features | 39 | 43 |
| AI-Powered Features | 2 | 3 |
| Starting Price | Contact Sales | Free |
| Pricing Tiers | 0 | 2 |
| Integrations | 0 | 30 |
| Shared Features | 0 | |
| Shared Integrations | 0 | |
| Data Quality | 50% | 72% |
Feature Comparison by Category
AI (2 vs 0)
| Feature | Mastercard | Stripe |
|---|---|---|
| Mastercard Agent Pay | ||
| Personalization Engine |
Accounting (0 vs 1)
| Feature | Mastercard | Stripe |
|---|---|---|
| Financial Reporting |
Admin (0 vs 1)
| Feature | Mastercard | Stripe |
|---|---|---|
| Dashboard |
Analytics (4 vs 1)
| Feature | Mastercard | Stripe |
|---|---|---|
| Insights & Intelligence | ||
| Mastercard Business Intelligence | ||
| Mastercard Economics Institute | ||
| Reports | ||
| SpendingPulse |
BNPL (0 vs 2)
| Feature | Mastercard | Stripe |
|---|---|---|
| Afterpay | ||
| Klarna |
Bank Transfers (0 vs 2)
| Feature | Mastercard | Stripe |
|---|---|---|
| ACH Transfers | ||
| International Wire Transfers |
Banking (0 vs 2)
| Feature | Mastercard | Stripe |
|---|---|---|
| Financial Connections | ||
| Treasury |
Billing (0 vs 3)
| Feature | Mastercard | Stripe |
|---|---|---|
| Dunning Management | ||
| Subscription Billing | ||
| Usage Metering |
Business Solutions (7 vs 0)
| Feature | Mastercard | Stripe |
|---|---|---|
| Commercial Payments | ||
| Consumer Acquisition & Engagement | ||
| Consumer Payments | ||
| Mastercard Engage | ||
| Merchant Cloud | ||
| Money Movement | ||
| Open Finance |
Cards (4 vs 1)
| Feature | Mastercard | Stripe |
|---|---|---|
| Credit Cards | ||
| Debit Cards | ||
| Gift Cards | ||
| Issuing | ||
| Prepaid Cards |
Checkout (0 vs 1)
| Feature | Mastercard | Stripe |
|---|---|---|
| Payment Request Button |
Compliance (0 vs 2)
| Feature | Mastercard | Stripe |
|---|---|---|
| PCI Compliance | ||
| Tax Compliance |
Developer Tools (1 vs 4)
| Feature | Mastercard | Stripe |
|---|---|---|
| API Documentation | ||
| Digital Labs | ||
| SDK Libraries | ||
| Sandbox Environment | ||
| Test Mode |
Digital Wallets (0 vs 1)
| Feature | Mastercard | Stripe |
|---|---|---|
| Apple Pay & Google Pay |
Disputes (0 vs 1)
| Feature | Mastercard | Stripe |
|---|---|---|
| Disputes Management |
Fraud Detection (0 vs 1)
| Feature | Mastercard | Stripe |
|---|---|---|
| Radar |
Hosted Solutions (0 vs 1)
| Feature | Mastercard | Stripe |
|---|---|---|
| Hosted Payment Page |
Integration (0 vs 2)
| Feature | Mastercard | Stripe |
|---|---|---|
| Low Code Platforms | ||
| Webhooks |
International (0 vs 2)
| Feature | Mastercard | Stripe |
|---|---|---|
| Multi-Currency Support | ||
| SEPA Payments |
Invoicing (0 vs 1)
| Feature | Mastercard | Stripe |
|---|---|---|
| Invoicing |
Local Payments (0 vs 1)
| Feature | Mastercard | Stripe |
|---|---|---|
| iDEAL |
Marketplaces (0 vs 1)
| Feature | Mastercard | Stripe |
|---|---|---|
| Marketplace Dashboard |
Mobile (0 vs 1)
| Feature | Mastercard | Stripe |
|---|---|---|
| Mobile SDKs |
No-Code (0 vs 1)
| Feature | Mastercard | Stripe |
|---|---|---|
| Payment Links |
Partner Program (2 vs 0)
| Feature | Mastercard | Stripe |
|---|---|---|
| Network Enablement Partners | ||
| Start Path |
Payment Methods (3 vs 0)
| Feature | Mastercard | Stripe |
|---|---|---|
| Click to Pay | ||
| Contactless Payments | ||
| Payment Passkeys |
Payments (0 vs 1)
| Feature | Mastercard | Stripe |
|---|---|---|
| Payment Processing |
Payouts (0 vs 1)
| Feature | Mastercard | Stripe |
|---|---|---|
| Payouts |
Platforms (0 vs 1)
| Feature | Mastercard | Stripe |
|---|---|---|
| Connect |
Point of Sale (0 vs 1)
| Feature | Mastercard | Stripe |
|---|---|---|
| Terminal |
Reliability (0 vs 1)
| Feature | Mastercard | Stripe |
|---|---|---|
| Idempotency |
Research (1 vs 0)
| Feature | Mastercard | Stripe |
|---|---|---|
| Policy Center for Digital Economy |
Rewards (1 vs 0)
| Feature | Mastercard | Stripe |
|---|---|---|
| Priceless Experiences |
Security (3 vs 3)
| Feature | Mastercard | Stripe |
|---|---|---|
| 3D Secure | ||
| Cybersecurity & Fraud Prevention | ||
| Mastercard ID Theft Protection | ||
| Role-Based Access Control | ||
| Safety and Security Benefits | ||
| Webhook Signing |
Services (2 vs 0)
| Feature | Mastercard | Stripe |
|---|---|---|
| Advisory Services | ||
| rePower Prepaid Card Reload |
Social Impact (4 vs 0)
| Feature | Mastercard | Stripe |
|---|---|---|
| Kids4Tech | ||
| Mastercard Center for Inclusive Growth | ||
| Mastercard Community Pass | ||
| Mastercard Strive |
Sustainability (3 vs 1)
| Feature | Mastercard | Stripe |
|---|---|---|
| Carbon Calculator | ||
| Climate | ||
| Digital First Card Program | ||
| Priceless Planet Coalition |
Tools (2 vs 0)
| Feature | Mastercard | Stripe |
|---|---|---|
| ATM Locator | ||
| Currency Converter |
UI Components (0 vs 1)
| Feature | Mastercard | Stripe |
|---|---|---|
| Stripe Elements |
Unique Features
Only in Mastercard (39)
Mastercard Agent Pay
Personalization Engine
Insights & Intelligence
Mastercard Business Intelligence
Mastercard Economics Institute
SpendingPulse
Commercial Payments
Consumer Acquisition & Engagement
Consumer Payments
Mastercard Engage
Merchant Cloud
Money Movement
Open Finance
Credit Cards
Debit Cards
Gift Cards
Prepaid Cards
Digital Labs
Network Enablement Partners
Start Path
+ 19 more unique features
Only in Stripe (43)
Financial Reporting
Dashboard
Reports
ACH Transfers
International Wire Transfers
Financial Connections
Treasury
Dunning Management
Subscription Billing
Usage Metering
Afterpay
Klarna
Issuing
Payment Request Button
PCI Compliance
Tax Compliance
API Documentation
Sandbox Environment
SDK Libraries
Test Mode
+ 23 more unique features
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