PayPal vs SumUp
Side-by-side comparison of features, pricing, and integrations.
Quick Verdict
PayPal offers more features (66 vs 28) and more integrations (10 vs 2). Starting price: PayPal at Contact Sales vs SumUp at $99/mo. PayPal has 65 unique features while SumUp has 27 unique features, with 1 features in common.
| PayPal | SumUp | |
|---|---|---|
| Category | Payment Processing | Payment Processing |
| Total Features | 66 | 28 |
| AI-Powered Features | 0 | 1 |
| Starting Price | Contact Sales | $99/mo |
| Pricing Tiers | 0 | 5 |
| Integrations | 10 | 2 |
| Shared Features | 1 | |
| Shared Integrations | 0 | |
| Data Quality | 75% | 60% |
Feature Comparison by Category
API (7 vs 0)
| Feature | PayPal | SumUp |
|---|---|---|
| Get Transaction Details API | ||
| Instant Payment Notification | ||
| Mass Pay API | ||
| Payment Data Transfer | ||
| Refund API | ||
| Transaction Search API | ||
| Web Services/API Suite |
Account Management (1 vs 0)
| Feature | PayPal | SumUp |
|---|---|---|
| Multi-User Access |
Banking (0 vs 2)
| Feature | PayPal | SumUp |
|---|---|---|
| Business Bank Account | ||
| SumUp MasterCard Debit Card |
Billing (2 vs 0)
| Feature | PayPal | SumUp |
|---|---|---|
| Credit Card Statement Name | ||
| Invoicing |
Buyer Tools (1 vs 0)
| Feature | PayPal | SumUp |
|---|---|---|
| Gift Certificates |
Checkout (3 vs 0)
| Feature | PayPal | SumUp |
|---|---|---|
| Auto Return | ||
| Checkout with PayPal Account Optional | ||
| Custom Payment Pages |
Core POS (0 vs 1)
| Feature | PayPal | SumUp |
|---|---|---|
| Point of Sale System |
Credit Products (5 vs 0)
| Feature | PayPal | SumUp |
|---|---|---|
| PayPal Cashback Mastercard | ||
| PayPal Credit Card | ||
| PayPal Extras Mastercard | ||
| PayPal Smart Connect | ||
| eBay Mastercard |
Cryptocurrency (1 vs 0)
| Feature | PayPal | SumUp |
|---|---|---|
| Cryptocurrency Trading |
Customer Engagement (0 vs 3)
| Feature | PayPal | SumUp |
|---|---|---|
| Customer Rewards | ||
| Fivestars Rewards Integration | ||
| Loyalty Program - SumUp Connect |
Customer Management (0 vs 1)
| Feature | PayPal | SumUp |
|---|---|---|
| Customer Database |
Developer Tools (3 vs 0)
| Feature | PayPal | SumUp |
|---|---|---|
| Developer Central | ||
| PayPal Developer Network | ||
| Sandbox |
Ecommerce Tools (3 vs 0)
| Feature | PayPal | SumUp |
|---|---|---|
| Buy Now Buttons | ||
| Shopping Cart | ||
| Subscription Password Management |
Global Payments (1 vs 0)
| Feature | PayPal | SumUp |
|---|---|---|
| Currency Manager |
Hardware (0 vs 4)
| Feature | PayPal | SumUp |
|---|---|---|
| Card Readers | ||
| SumUp Kiosk | ||
| SumUp Plus Card Reader | ||
| SumUp Solo Card Reader |
Installment Payments (3 vs 0)
| Feature | PayPal | SumUp |
|---|---|---|
| Pay Monthly | ||
| Pay Monthly In Store | ||
| Pay in 4 |
Inventory (0 vs 2)
| Feature | PayPal | SumUp |
|---|---|---|
| Inventory Management | ||
| Product Catalog Management |
Invoicing (0 vs 1)
| Feature | PayPal | SumUp |
|---|---|---|
| SumUp Invoicing |
Localization (1 vs 0)
| Feature | PayPal | SumUp |
|---|---|---|
| Language Preference Toggle |
Marketing (1 vs 4)
| Feature | PayPal | SumUp |
|---|---|---|
| AI Enhanced Promotions | ||
| Automated Marketing | ||
| Google Review Boost | ||
| Online Logo Center | ||
| SMS & Email Promotions |
Mobile (1 vs 1)
| Feature | PayPal | SumUp |
|---|---|---|
| Mobile Send Money | ||
| SumUp App |
Money Transfer (5 vs 0)
| Feature | PayPal | SumUp |
|---|---|---|
| Mass Pay | ||
| Pool | ||
| Request Money | ||
| Send Money | ||
| Split Bill |
Onboarding (0 vs 1)
| Feature | PayPal | SumUp |
|---|---|---|
| Dedicated Installation and Training |
Operations (0 vs 1)
| Feature | PayPal | SumUp |
|---|---|---|
| Employee Schedule Tracking |
Payment Methods (2 vs 0)
| Feature | PayPal | SumUp |
|---|---|---|
| ATM/Debit Card | ||
| PayPal Debit Card |
Payment Processing (4 vs 0)
| Feature | PayPal | SumUp |
|---|---|---|
| Donations | ||
| Payment Request Wizard | ||
| Refunds | ||
| Subscriptions and Recurring Payments |
Payments (0 vs 2)
| Feature | PayPal | SumUp |
|---|---|---|
| Payment Processing - In-Person | ||
| Payment Processing - Online & Manual Entry |
Policy (0 vs 1)
| Feature | PayPal | SumUp |
|---|---|---|
| Money-Back Guarantee |
Protection (3 vs 0)
| Feature | PayPal | SumUp |
|---|---|---|
| Money-Back Guarantee | ||
| PayPal Buyer Protection | ||
| Seller Protection Policy |
Reporting (6 vs 1)
| Feature | PayPal | SumUp |
|---|---|---|
| Advanced Search | ||
| Downloadable Logs | ||
| History Log | ||
| Monthly Account Statements | ||
| Sales Reporting | ||
| Scheduled Downloadable Log | ||
| Settlement & Reconciliation System |
Rewards (3 vs 0)
| Feature | PayPal | SumUp |
|---|---|---|
| Cash Back Rewards | ||
| Monthly Category Bonus | ||
| PayPal Preferred |
Savings (1 vs 0)
| Feature | PayPal | SumUp |
|---|---|---|
| PayPal Savings Account |
Security (2 vs 1)
| Feature | PayPal | SumUp |
|---|---|---|
| Encrypted Website Payments | ||
| Industry Security Standards | ||
| Payment Encryption |
Shipping (3 vs 0)
| Feature | PayPal | SumUp |
|---|---|---|
| Packing Slip | ||
| Shipping Calculator | ||
| Shipping Center |
Support (1 vs 1)
| Feature | PayPal | SumUp |
|---|---|---|
| 24/7 Customer Support | ||
| Buyer Complaint Process |
Tax (1 vs 0)
| Feature | PayPal | SumUp |
|---|---|---|
| Sales Tax Calculator |
Transactions (0 vs 1)
| Feature | PayPal | SumUp |
|---|---|---|
| Digital Receipts |
eBay Tools (2 vs 0)
| Feature | PayPal | SumUp |
|---|---|---|
| End of Auction Email | ||
| Pay for eBay Items (AuctionFinder) |
Unique Features
Only in PayPal (65)
Multi-User Access
Get Transaction Details API
Instant Payment Notification
Mass Pay API
Payment Data Transfer
Refund API
Transaction Search API
Web Services/API Suite
Credit Card Statement Name
Invoicing
Gift Certificates
Auto Return
Checkout with PayPal Account Optional
Custom Payment Pages
eBay Mastercard
PayPal Cashback Mastercard
PayPal Credit Card
PayPal Extras Mastercard
PayPal Smart Connect
Cryptocurrency Trading
+ 45 more unique features
Only in SumUp (27)
Business Bank Account
SumUp MasterCard Debit Card
Point of Sale System
Customer Rewards
Fivestars Rewards Integration
Loyalty Program - SumUp Connect
Customer Database
Card Readers
SumUp Kiosk
SumUp Plus Card Reader
SumUp Solo Card Reader
Inventory Management
Product Catalog Management
SumUp Invoicing
AI Enhanced Promotions
Automated Marketing
Google Review Boost
SMS & Email Promotions
SumUp App
Dedicated Installation and Training
+ 7 more unique features
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