PayPal vs Stripe
Side-by-side comparison of features, pricing, and integrations.
Quick Verdict
PayPal offers more features (66 vs 43) and fewer integrations (10 vs 30). Starting price: PayPal at Contact Sales vs Stripe at Free. PayPal has 65 unique features while Stripe has 42 unique features, with 1 features in common.
| PayPal | Stripe | |
|---|---|---|
| Category | Payment Processing | Payment Processing |
| Total Features | 66 | 43 |
| AI-Powered Features | 0 | 3 |
| Starting Price | Contact Sales | Free |
| Pricing Tiers | 0 | 2 |
| Integrations | 10 | 30 |
| Shared Features | 1 | |
| Shared Integrations | 0 | |
| Data Quality | 75% | 72% |
Feature Comparison by Category
API (7 vs 0)
| Feature | PayPal | Stripe |
|---|---|---|
| Get Transaction Details API | ||
| Instant Payment Notification | ||
| Mass Pay API | ||
| Payment Data Transfer | ||
| Refund API | ||
| Transaction Search API | ||
| Web Services/API Suite |
Account Management (1 vs 0)
| Feature | PayPal | Stripe |
|---|---|---|
| Multi-User Access |
Accounting (0 vs 1)
| Feature | PayPal | Stripe |
|---|---|---|
| Financial Reporting |
Admin (0 vs 1)
| Feature | PayPal | Stripe |
|---|---|---|
| Dashboard |
Analytics (0 vs 1)
| Feature | PayPal | Stripe |
|---|---|---|
| Reports |
BNPL (0 vs 2)
| Feature | PayPal | Stripe |
|---|---|---|
| Afterpay | ||
| Klarna |
Bank Transfers (0 vs 2)
| Feature | PayPal | Stripe |
|---|---|---|
| ACH Transfers | ||
| International Wire Transfers |
Banking (0 vs 2)
| Feature | PayPal | Stripe |
|---|---|---|
| Financial Connections | ||
| Treasury |
Billing (2 vs 3)
| Feature | PayPal | Stripe |
|---|---|---|
| Credit Card Statement Name | ||
| Dunning Management | ||
| Invoicing | ||
| Subscription Billing | ||
| Usage Metering |
Buyer Tools (1 vs 0)
| Feature | PayPal | Stripe |
|---|---|---|
| Gift Certificates |
Cards (0 vs 1)
| Feature | PayPal | Stripe |
|---|---|---|
| Issuing |
Checkout (3 vs 1)
| Feature | PayPal | Stripe |
|---|---|---|
| Auto Return | ||
| Checkout with PayPal Account Optional | ||
| Custom Payment Pages | ||
| Payment Request Button |
Compliance (0 vs 2)
| Feature | PayPal | Stripe |
|---|---|---|
| PCI Compliance | ||
| Tax Compliance |
Credit Products (5 vs 0)
| Feature | PayPal | Stripe |
|---|---|---|
| PayPal Cashback Mastercard | ||
| PayPal Credit Card | ||
| PayPal Extras Mastercard | ||
| PayPal Smart Connect | ||
| eBay Mastercard |
Cryptocurrency (1 vs 0)
| Feature | PayPal | Stripe |
|---|---|---|
| Cryptocurrency Trading |
Developer Tools (3 vs 4)
| Feature | PayPal | Stripe |
|---|---|---|
| API Documentation | ||
| Developer Central | ||
| PayPal Developer Network | ||
| SDK Libraries | ||
| Sandbox | ||
| Sandbox Environment | ||
| Test Mode |
Digital Wallets (0 vs 1)
| Feature | PayPal | Stripe |
|---|---|---|
| Apple Pay & Google Pay |
Disputes (0 vs 1)
| Feature | PayPal | Stripe |
|---|---|---|
| Disputes Management |
Ecommerce Tools (3 vs 0)
| Feature | PayPal | Stripe |
|---|---|---|
| Buy Now Buttons | ||
| Shopping Cart | ||
| Subscription Password Management |
Fraud Detection (0 vs 1)
| Feature | PayPal | Stripe |
|---|---|---|
| Radar |
Global Payments (1 vs 0)
| Feature | PayPal | Stripe |
|---|---|---|
| Currency Manager |
Hosted Solutions (0 vs 1)
| Feature | PayPal | Stripe |
|---|---|---|
| Hosted Payment Page |
Installment Payments (3 vs 0)
| Feature | PayPal | Stripe |
|---|---|---|
| Pay Monthly | ||
| Pay Monthly In Store | ||
| Pay in 4 |
Integration (0 vs 2)
| Feature | PayPal | Stripe |
|---|---|---|
| Low Code Platforms | ||
| Webhooks |
International (0 vs 2)
| Feature | PayPal | Stripe |
|---|---|---|
| Multi-Currency Support | ||
| SEPA Payments |
Invoicing (0 vs 1)
| Feature | PayPal | Stripe |
|---|---|---|
| Invoicing |
Local Payments (0 vs 1)
| Feature | PayPal | Stripe |
|---|---|---|
| iDEAL |
Localization (1 vs 0)
| Feature | PayPal | Stripe |
|---|---|---|
| Language Preference Toggle |
Marketing (1 vs 0)
| Feature | PayPal | Stripe |
|---|---|---|
| Online Logo Center |
Marketplaces (0 vs 1)
| Feature | PayPal | Stripe |
|---|---|---|
| Marketplace Dashboard |
Mobile (1 vs 1)
| Feature | PayPal | Stripe |
|---|---|---|
| Mobile SDKs | ||
| Mobile Send Money |
Money Transfer (5 vs 0)
| Feature | PayPal | Stripe |
|---|---|---|
| Mass Pay | ||
| Pool | ||
| Request Money | ||
| Send Money | ||
| Split Bill |
No-Code (0 vs 1)
| Feature | PayPal | Stripe |
|---|---|---|
| Payment Links |
Payment Methods (2 vs 0)
| Feature | PayPal | Stripe |
|---|---|---|
| ATM/Debit Card | ||
| PayPal Debit Card |
Payment Processing (4 vs 0)
| Feature | PayPal | Stripe |
|---|---|---|
| Donations | ||
| Payment Request Wizard | ||
| Refunds | ||
| Subscriptions and Recurring Payments |
Payments (0 vs 1)
| Feature | PayPal | Stripe |
|---|---|---|
| Payment Processing |
Payouts (0 vs 1)
| Feature | PayPal | Stripe |
|---|---|---|
| Payouts |
Platforms (0 vs 1)
| Feature | PayPal | Stripe |
|---|---|---|
| Connect |
Point of Sale (0 vs 1)
| Feature | PayPal | Stripe |
|---|---|---|
| Terminal |
Protection (3 vs 0)
| Feature | PayPal | Stripe |
|---|---|---|
| Money-Back Guarantee | ||
| PayPal Buyer Protection | ||
| Seller Protection Policy |
Reliability (0 vs 1)
| Feature | PayPal | Stripe |
|---|---|---|
| Idempotency |
Reporting (6 vs 0)
| Feature | PayPal | Stripe |
|---|---|---|
| Advanced Search | ||
| Downloadable Logs | ||
| History Log | ||
| Monthly Account Statements | ||
| Scheduled Downloadable Log | ||
| Settlement & Reconciliation System |
Rewards (3 vs 0)
| Feature | PayPal | Stripe |
|---|---|---|
| Cash Back Rewards | ||
| Monthly Category Bonus | ||
| PayPal Preferred |
Savings (1 vs 0)
| Feature | PayPal | Stripe |
|---|---|---|
| PayPal Savings Account |
Security (2 vs 3)
| Feature | PayPal | Stripe |
|---|---|---|
| 3D Secure | ||
| Encrypted Website Payments | ||
| Payment Encryption | ||
| Role-Based Access Control | ||
| Webhook Signing |
Shipping (3 vs 0)
| Feature | PayPal | Stripe |
|---|---|---|
| Packing Slip | ||
| Shipping Calculator | ||
| Shipping Center |
Support (1 vs 0)
| Feature | PayPal | Stripe |
|---|---|---|
| Buyer Complaint Process |
Sustainability (0 vs 1)
| Feature | PayPal | Stripe |
|---|---|---|
| Climate |
Tax (1 vs 0)
| Feature | PayPal | Stripe |
|---|---|---|
| Sales Tax Calculator |
UI Components (0 vs 1)
| Feature | PayPal | Stripe |
|---|---|---|
| Stripe Elements |
eBay Tools (2 vs 0)
| Feature | PayPal | Stripe |
|---|---|---|
| End of Auction Email | ||
| Pay for eBay Items (AuctionFinder) |
Unique Features
Only in PayPal (65)
Multi-User Access
Get Transaction Details API
Instant Payment Notification
Mass Pay API
Payment Data Transfer
Refund API
Transaction Search API
Web Services/API Suite
Credit Card Statement Name
Gift Certificates
Auto Return
Checkout with PayPal Account Optional
Custom Payment Pages
eBay Mastercard
PayPal Cashback Mastercard
PayPal Credit Card
PayPal Extras Mastercard
PayPal Smart Connect
Cryptocurrency Trading
Developer Central
+ 45 more unique features
Only in Stripe (42)
Financial Reporting
Dashboard
Reports
ACH Transfers
International Wire Transfers
Financial Connections
Treasury
Dunning Management
Subscription Billing
Usage Metering
Afterpay
Klarna
Issuing
Payment Request Button
PCI Compliance
Tax Compliance
API Documentation
Sandbox Environment
SDK Libraries
Test Mode
+ 22 more unique features
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