PayPal vs Mastercard
Side-by-side comparison of features, pricing, and integrations.
Quick Verdict
PayPal offers more features (66 vs 39) and more integrations (10 vs 0). Both start at Contact Sales. PayPal has 66 unique features while Mastercard has 39 unique features, with 0 features in common.
| PayPal | Mastercard | |
|---|---|---|
| Category | Payment Processing | Payment Processing |
| Total Features | 66 | 39 |
| AI-Powered Features | 0 | 2 |
| Starting Price | Contact Sales | Contact Sales |
| Pricing Tiers | 0 | 0 |
| Integrations | 10 | 0 |
| Shared Features | 0 | |
| Shared Integrations | 0 | |
| Data Quality | 75% | 50% |
Feature Comparison by Category
AI (0 vs 2)
| Feature | PayPal | Mastercard |
|---|---|---|
| Mastercard Agent Pay | ||
| Personalization Engine |
API (7 vs 0)
| Feature | PayPal | Mastercard |
|---|---|---|
| Get Transaction Details API | ||
| Instant Payment Notification | ||
| Mass Pay API | ||
| Payment Data Transfer | ||
| Refund API | ||
| Transaction Search API | ||
| Web Services/API Suite |
Account Management (1 vs 0)
| Feature | PayPal | Mastercard |
|---|---|---|
| Multi-User Access |
Analytics (0 vs 4)
| Feature | PayPal | Mastercard |
|---|---|---|
| Insights & Intelligence | ||
| Mastercard Business Intelligence | ||
| Mastercard Economics Institute | ||
| SpendingPulse |
Billing (2 vs 0)
| Feature | PayPal | Mastercard |
|---|---|---|
| Credit Card Statement Name | ||
| Invoicing |
Business Solutions (0 vs 7)
| Feature | PayPal | Mastercard |
|---|---|---|
| Commercial Payments | ||
| Consumer Acquisition & Engagement | ||
| Consumer Payments | ||
| Mastercard Engage | ||
| Merchant Cloud | ||
| Money Movement | ||
| Open Finance |
Buyer Tools (1 vs 0)
| Feature | PayPal | Mastercard |
|---|---|---|
| Gift Certificates |
Cards (0 vs 4)
| Feature | PayPal | Mastercard |
|---|---|---|
| Credit Cards | ||
| Debit Cards | ||
| Gift Cards | ||
| Prepaid Cards |
Checkout (3 vs 0)
| Feature | PayPal | Mastercard |
|---|---|---|
| Auto Return | ||
| Checkout with PayPal Account Optional | ||
| Custom Payment Pages |
Credit Products (5 vs 0)
| Feature | PayPal | Mastercard |
|---|---|---|
| PayPal Cashback Mastercard | ||
| PayPal Credit Card | ||
| PayPal Extras Mastercard | ||
| PayPal Smart Connect | ||
| eBay Mastercard |
Cryptocurrency (1 vs 0)
| Feature | PayPal | Mastercard |
|---|---|---|
| Cryptocurrency Trading |
Developer Tools (3 vs 1)
| Feature | PayPal | Mastercard |
|---|---|---|
| Developer Central | ||
| Digital Labs | ||
| PayPal Developer Network | ||
| Sandbox |
Ecommerce Tools (3 vs 0)
| Feature | PayPal | Mastercard |
|---|---|---|
| Buy Now Buttons | ||
| Shopping Cart | ||
| Subscription Password Management |
Global Payments (1 vs 0)
| Feature | PayPal | Mastercard |
|---|---|---|
| Currency Manager |
Installment Payments (3 vs 0)
| Feature | PayPal | Mastercard |
|---|---|---|
| Pay Monthly | ||
| Pay Monthly In Store | ||
| Pay in 4 |
Localization (1 vs 0)
| Feature | PayPal | Mastercard |
|---|---|---|
| Language Preference Toggle |
Marketing (1 vs 0)
| Feature | PayPal | Mastercard |
|---|---|---|
| Online Logo Center |
Mobile (1 vs 0)
| Feature | PayPal | Mastercard |
|---|---|---|
| Mobile Send Money |
Money Transfer (5 vs 0)
| Feature | PayPal | Mastercard |
|---|---|---|
| Mass Pay | ||
| Pool | ||
| Request Money | ||
| Send Money | ||
| Split Bill |
Partner Program (0 vs 2)
| Feature | PayPal | Mastercard |
|---|---|---|
| Network Enablement Partners | ||
| Start Path |
Payment Methods (2 vs 3)
| Feature | PayPal | Mastercard |
|---|---|---|
| ATM/Debit Card | ||
| Click to Pay | ||
| Contactless Payments | ||
| PayPal Debit Card | ||
| Payment Passkeys |
Payment Processing (4 vs 0)
| Feature | PayPal | Mastercard |
|---|---|---|
| Donations | ||
| Payment Request Wizard | ||
| Refunds | ||
| Subscriptions and Recurring Payments |
Protection (3 vs 0)
| Feature | PayPal | Mastercard |
|---|---|---|
| Money-Back Guarantee | ||
| PayPal Buyer Protection | ||
| Seller Protection Policy |
Reporting (6 vs 0)
| Feature | PayPal | Mastercard |
|---|---|---|
| Advanced Search | ||
| Downloadable Logs | ||
| History Log | ||
| Monthly Account Statements | ||
| Scheduled Downloadable Log | ||
| Settlement & Reconciliation System |
Research (0 vs 1)
| Feature | PayPal | Mastercard |
|---|---|---|
| Policy Center for Digital Economy |
Rewards (3 vs 1)
| Feature | PayPal | Mastercard |
|---|---|---|
| Cash Back Rewards | ||
| Monthly Category Bonus | ||
| PayPal Preferred | ||
| Priceless Experiences |
Savings (1 vs 0)
| Feature | PayPal | Mastercard |
|---|---|---|
| PayPal Savings Account |
Security (2 vs 3)
| Feature | PayPal | Mastercard |
|---|---|---|
| Cybersecurity & Fraud Prevention | ||
| Encrypted Website Payments | ||
| Mastercard ID Theft Protection | ||
| Payment Encryption | ||
| Safety and Security Benefits |
Services (0 vs 2)
| Feature | PayPal | Mastercard |
|---|---|---|
| Advisory Services | ||
| rePower Prepaid Card Reload |
Shipping (3 vs 0)
| Feature | PayPal | Mastercard |
|---|---|---|
| Packing Slip | ||
| Shipping Calculator | ||
| Shipping Center |
Social Impact (0 vs 4)
| Feature | PayPal | Mastercard |
|---|---|---|
| Kids4Tech | ||
| Mastercard Center for Inclusive Growth | ||
| Mastercard Community Pass | ||
| Mastercard Strive |
Support (1 vs 0)
| Feature | PayPal | Mastercard |
|---|---|---|
| Buyer Complaint Process |
Sustainability (0 vs 3)
| Feature | PayPal | Mastercard |
|---|---|---|
| Carbon Calculator | ||
| Digital First Card Program | ||
| Priceless Planet Coalition |
Tax (1 vs 0)
| Feature | PayPal | Mastercard |
|---|---|---|
| Sales Tax Calculator |
Tools (0 vs 2)
| Feature | PayPal | Mastercard |
|---|---|---|
| ATM Locator | ||
| Currency Converter |
eBay Tools (2 vs 0)
| Feature | PayPal | Mastercard |
|---|---|---|
| End of Auction Email | ||
| Pay for eBay Items (AuctionFinder) |
Unique Features
Only in PayPal (66)
Multi-User Access
Get Transaction Details API
Instant Payment Notification
Mass Pay API
Payment Data Transfer
Refund API
Transaction Search API
Web Services/API Suite
Credit Card Statement Name
Invoicing
Gift Certificates
Auto Return
Checkout with PayPal Account Optional
Custom Payment Pages
eBay Mastercard
PayPal Cashback Mastercard
PayPal Credit Card
PayPal Extras Mastercard
PayPal Smart Connect
Cryptocurrency Trading
+ 46 more unique features
Only in Mastercard (39)
Mastercard Agent Pay
Personalization Engine
Insights & Intelligence
Mastercard Business Intelligence
Mastercard Economics Institute
SpendingPulse
Commercial Payments
Consumer Acquisition & Engagement
Consumer Payments
Mastercard Engage
Merchant Cloud
Money Movement
Open Finance
Credit Cards
Debit Cards
Gift Cards
Prepaid Cards
Digital Labs
Network Enablement Partners
Start Path
+ 19 more unique features
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