Payhawk vs Navan
Side-by-side comparison of features, pricing, and integrations.
Quick Verdict
Payhawk offers more features (49 vs 33) and more integrations (22 vs 5). Starting price: Payhawk at $299/mo vs Navan at Free. Payhawk has 46 unique features while Navan has 30 unique features, with 3 features in common.
| Payhawk | Navan | |
|---|---|---|
| Category | Expense Management | Expense Management |
| Total Features | 49 | 33 |
| AI-Powered Features | 15 | 4 |
| Starting Price | $299/mo | Free |
| Pricing Tiers | 5 | 2 |
| Integrations | 22 | 5 |
| Shared Features | 3 | |
| Shared Integrations | 0 | |
| Data Quality | 90% | 80% |
Feature Comparison by Category
AI (9 vs 1)
| Feature | Payhawk | Navan |
|---|---|---|
| AI-Powered Data Extraction | ||
| AI-Powered Insights | ||
| Advanced OCR | ||
| Agentic Memory | ||
| Built-in Agentic Payments | ||
| Financial Controller Agent | ||
| Payments Agent | ||
| Procurement Agent | ||
| Smart Line Item Splitting | ||
| Travel Agent |
Admin (2 vs 0)
| Feature | Payhawk | Navan |
|---|---|---|
| Multi-Entity Environment | ||
| Unlimited Employee Seats |
Administration (0 vs 1)
| Feature | Payhawk | Navan |
|---|---|---|
| Comprehensive Back Office Capabilities |
Automation (6 vs 3)
| Feature | Payhawk | Navan |
|---|---|---|
| 2-Way and 3-Way Matching | ||
| Automated Expense Reports | ||
| Automatic Categorization | ||
| Automatic Expense Categorization | ||
| Automatic Receipt Chasing | ||
| Automatic Reconciliation | ||
| Itinerary Automation | ||
| Real-time Receipt Matching | ||
| Real-time Reconciliation |
Compliance & Controls (0 vs 4)
| Feature | Payhawk | Navan |
|---|---|---|
| Duty of Care | ||
| Out-of-Policy Flagging | ||
| Policy and Approval Workflows | ||
| Spend Guardrails |
Controls (3 vs 0)
| Feature | Payhawk | Navan |
|---|---|---|
| Discrepancy Detection | ||
| Real-time Card Controls | ||
| Spend Policy Management |
Expense Management (0 vs 1)
| Feature | Payhawk | Navan |
|---|---|---|
| Navan Expense |
Integration (5 vs 0)
| Feature | Payhawk | Navan |
|---|---|---|
| ERP Integrations | ||
| Enterprise HRIS Integrations | ||
| Export Templates and API | ||
| HRIS Integrations | ||
| Live Accounting Integrations |
Integrations (0 vs 2)
| Feature | Payhawk | Navan |
|---|---|---|
| ERP Integration | ||
| HRIS Integrations |
Loyalty & Rewards (0 vs 2)
| Feature | Payhawk | Navan |
|---|---|---|
| Loyalty Club Integration | ||
| Navan Rewards |
Mobile (1 vs 2)
| Feature | Payhawk | Navan |
|---|---|---|
| Mobile App | ||
| Receipt Scanning |
Payment (7 vs 0)
| Feature | Payhawk | Navan |
|---|---|---|
| Bill Payment | ||
| Bring Your Own Cards | ||
| Credit Line | ||
| Multi-Currency Support | ||
| Payhawk Cards | ||
| Reimbursement Management | ||
| Scheduled and Bulk Payments |
Payments (0 vs 4)
| Feature | Payhawk | Navan |
|---|---|---|
| Corporate Card Management | ||
| Navan Connect | ||
| Pay Your Way Payments | ||
| Reimbursement Management |
Procurement (3 vs 0)
| Feature | Payhawk | Navan |
|---|---|---|
| Purchase Intake | ||
| Purchase Order Management | ||
| Vendor Management |
Reporting (2 vs 0)
| Feature | Payhawk | Navan |
|---|---|---|
| Budget Tracking | ||
| Trip Reports with Smart Grouping |
Reporting & Analytics (0 vs 2)
| Feature | Payhawk | Navan |
|---|---|---|
| Customizable Reports | ||
| Real-Time Expense Visibility |
Security (4 vs 0)
| Feature | Payhawk | Navan |
|---|---|---|
| ISO 27001 Certification | ||
| PCI DSS Level 1 Security | ||
| SOC 2 Compliance | ||
| SSO / SAML |
Spending (1 vs 0)
| Feature | Payhawk | Navan |
|---|---|---|
| Subscription Management |
Support (0 vs 6)
| Feature | Payhawk | Navan |
|---|---|---|
| 24/7 Travel Support | ||
| Custom Implementation | ||
| Dedicated Customer Success Manager | ||
| Designated Account Executive | ||
| Enterprise-Grade Travel Support | ||
| Navan Pro |
Travel (3 vs 0)
| Feature | Payhawk | Navan |
|---|---|---|
| Business Travel Management | ||
| Custom Travel Policy | ||
| Global Hotel and Flight Booking |
Travel Booking (0 vs 5)
| Feature | Payhawk | Navan |
|---|---|---|
| Corporate Negotiated Rates | ||
| Global Travel Inventory | ||
| Multi-Transport Booking | ||
| Navan Travel | ||
| Self-Serve Booking |
Workflow (3 vs 0)
| Feature | Payhawk | Navan |
|---|---|---|
| Custom Discrepancy Workflows | ||
| Intelligent Workflow Approvals | ||
| Trip Requests and Proactive Approvals |
Unique Features
Only in Payhawk (46)
Multi-Entity Environment
Unlimited Employee Seats
Advanced OCR
Agentic Memory
AI-Powered Data Extraction
Built-in Agentic Payments
Financial Controller Agent
Payments Agent
Procurement Agent
Smart Line Item Splitting
Travel Agent
2-Way and 3-Way Matching
Automated Expense Reports
Automatic Categorization
Automatic Receipt Chasing
Real-time Receipt Matching
Real-time Reconciliation
Discrepancy Detection
Real-time Card Controls
Spend Policy Management
+ 26 more unique features
Only in Navan (30)
Comprehensive Back Office Capabilities
AI-Powered Insights
Automatic Expense Categorization
Automatic Reconciliation
Itinerary Automation
Duty of Care
Out-of-Policy Flagging
Policy and Approval Workflows
Spend Guardrails
Navan Expense
ERP Integration
Loyalty Club Integration
Navan Rewards
Receipt Scanning
Corporate Card Management
Navan Connect
Pay Your Way Payments
Customizable Reports
Real-Time Expense Visibility
24/7 Travel Support
+ 10 more unique features
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