Navan vs Zoho Expense
Side-by-side comparison of features, pricing, and integrations.
Quick Verdict
Navan offers fewer features (33 vs 36) and fewer integrations (5 vs 9). Starting price: Navan at Free vs Zoho Expense at $4.3/mo. Navan has 31 unique features while Zoho Expense has 34 unique features, with 2 features in common.
| Navan | Zoho Expense | |
|---|---|---|
| Category | Expense Management | Expense Management |
| Total Features | 33 | 36 |
| AI-Powered Features | 4 | 3 |
| Starting Price | Free | $4.3/mo |
| Pricing Tiers | 2 | 4 |
| Integrations | 5 | 9 |
| Shared Features | 2 | |
| Shared Integrations | 1 | |
| Data Quality | 80% | 80% |
Feature Comparison by Category
Analytics (2 vs 0)
| Feature | Navan | Zoho Expense |
|---|---|---|
| AI-Powered Insights | ||
| Real-Time Expense Visibility |
Automation (4 vs 4)
| Feature | Navan | Zoho Expense |
|---|---|---|
| Automated Expense Categorization | ||
| Automated Per Diem Calculations | ||
| Calendar Sync | ||
| Expense Reconciliation | ||
| Itemized Receipt Autoscan | ||
| Itinerary Email Automation | ||
| Mileage Auto Capture | ||
| Receipt Autoscan |
Back Office (1 vs 0)
| Feature | Navan | Zoho Expense |
|---|---|---|
| Comprehensive Back Office Capabilities |
Card Management (0 vs 1)
| Feature | Navan | Zoho Expense |
|---|---|---|
| Corporate Card Management |
Compliance (3 vs 0)
| Feature | Navan | Zoho Expense |
|---|---|---|
| Out-of-Policy Transaction Flagging | ||
| Policy and Approval Workflows | ||
| Spend Guardrails |
Compliance & Control (0 vs 4)
| Feature | Navan | Zoho Expense |
|---|---|---|
| Basic Audit Trail | ||
| Country-specific Editions | ||
| Global Tax Compliance | ||
| Policy Enforcement |
Data Management (0 vs 1)
| Feature | Navan | Zoho Expense |
|---|---|---|
| SFTP Exports |
Document Management (0 vs 1)
| Feature | Navan | Zoho Expense |
|---|---|---|
| Receipt Storage |
Enterprise Features (0 vs 1)
| Feature | Navan | Zoho Expense |
|---|---|---|
| Multi-entity Expense Management |
Expense Management (2 vs 5)
| Feature | Navan | Zoho Expense |
|---|---|---|
| Attendee Expense Management | ||
| Customer/Project Tracking | ||
| Expense Reporting | ||
| Mileage Tracking | ||
| Navan Expense | ||
| Receipt Scanning | ||
| Split Expenses |
Financial Control (0 vs 2)
| Feature | Navan | Zoho Expense |
|---|---|---|
| Budget Management | ||
| Live Budget Tracking |
Financial Management (0 vs 1)
| Feature | Navan | Zoho Expense |
|---|---|---|
| Cash Advance Management |
Integration (2 vs 1)
| Feature | Navan | Zoho Expense |
|---|---|---|
| ERP Integration | ||
| HRIS Integrations |
Localization (0 vs 2)
| Feature | Navan | Zoho Expense |
|---|---|---|
| Multi-currency Support | ||
| Multi-language Support |
Mobile (1 vs 0)
| Feature | Navan | Zoho Expense |
|---|---|---|
| Mobile App |
Payment Processing (0 vs 1)
| Feature | Navan | Zoho Expense |
|---|---|---|
| ACH Payments |
Payments (3 vs 0)
| Feature | Navan | Zoho Expense |
|---|---|---|
| Corporate Card Management | ||
| Navan Connect | ||
| Reimbursement Management |
Reporting (1 vs 0)
| Feature | Navan | Zoho Expense |
|---|---|---|
| Customizable Reports |
Reporting & Analytics (0 vs 2)
| Feature | Navan | Zoho Expense |
|---|---|---|
| Audit Trail Reporting | ||
| Real-time Expense Insights |
Rewards (1 vs 0)
| Feature | Navan | Zoho Expense |
|---|---|---|
| Navan Rewards Program |
Safety (1 vs 0)
| Feature | Navan | Zoho Expense |
|---|---|---|
| Duty of Care Tracking |
Security & Compliance (0 vs 4)
| Feature | Navan | Zoho Expense |
|---|---|---|
| Fraud Detection | ||
| IP Whitelisting | ||
| Multi-factor Authentication | ||
| Single Sign-On (SSO) |
Support (6 vs 0)
| Feature | Navan | Zoho Expense |
|---|---|---|
| 24/7 Travel Support | ||
| Custom Implementation | ||
| Dedicated Customer Success Manager | ||
| Designated Account Executive | ||
| Enterprise-Grade Travel Support | ||
| Navan Pro |
Travel Booking (4 vs 0)
| Feature | Navan | Zoho Expense |
|---|---|---|
| Corporate Negotiated Rates | ||
| Global Travel Inventory | ||
| Loyalty Club Integration | ||
| Self-Serve Booking Changes |
Travel Management (2 vs 2)
| Feature | Navan | Zoho Expense |
|---|---|---|
| Global Program Coverage | ||
| Navan Travel | ||
| Travel Booking | ||
| Travel Management Desk |
User Management (0 vs 2)
| Feature | Navan | Zoho Expense |
|---|---|---|
| Custom User Roles | ||
| Expense Access Delegation |
Workflow Management (0 vs 2)
| Feature | Navan | Zoho Expense |
|---|---|---|
| Advanced Approval Management | ||
| Custom Approval Workflows |
Unique Features
Only in Navan (31)
AI-Powered Insights
Real-Time Expense Visibility
Automated Expense Categorization
Calendar Sync
Expense Reconciliation
Itinerary Email Automation
Comprehensive Back Office Capabilities
Out-of-Policy Transaction Flagging
Policy and Approval Workflows
Spend Guardrails
Navan Expense
Receipt Scanning
HRIS Integrations
Mobile App
Navan Connect
Reimbursement Management
Customizable Reports
Navan Rewards Program
Duty of Care Tracking
24/7 Travel Support
+ 11 more unique features
Only in Zoho Expense (34)
Automated Per Diem Calculations
Itemized Receipt Autoscan
Mileage Auto Capture
Receipt Autoscan
Basic Audit Trail
Country-specific Editions
Global Tax Compliance
Policy Enforcement
SFTP Exports
Receipt Storage
Multi-entity Expense Management
Attendee Expense Management
Customer/Project Tracking
Expense Reporting
Mileage Tracking
Split Expenses
Budget Management
Live Budget Tracking
Cash Advance Management
Multi-currency Support
+ 14 more unique features
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