Navan vs Payhawk
Side-by-side comparison of features, pricing, and integrations.
Quick Verdict
Navan offers fewer features (33 vs 49) and fewer integrations (5 vs 22). Starting price: Navan at Free vs Payhawk at $299/mo. Navan has 30 unique features while Payhawk has 46 unique features, with 3 features in common.
| Navan | Payhawk | |
|---|---|---|
| Category | Expense Management | Expense Management |
| Total Features | 33 | 49 |
| AI-Powered Features | 4 | 15 |
| Starting Price | Free | $299/mo |
| Pricing Tiers | 2 | 5 |
| Integrations | 5 | 22 |
| Shared Features | 3 | |
| Shared Integrations | 0 | |
| Data Quality | 80% | 90% |
Feature Comparison by Category
AI (0 vs 9)
| Feature | Navan | Payhawk |
|---|---|---|
| AI-Powered Data Extraction | ||
| Advanced OCR | ||
| Agentic Memory | ||
| Built-in Agentic Payments | ||
| Financial Controller Agent | ||
| Payments Agent | ||
| Procurement Agent | ||
| Smart Line Item Splitting | ||
| Travel Agent |
Admin (0 vs 2)
| Feature | Navan | Payhawk |
|---|---|---|
| Multi-Entity Environment | ||
| Unlimited Employee Seats |
Analytics (2 vs 0)
| Feature | Navan | Payhawk |
|---|---|---|
| AI-Powered Insights | ||
| Real-Time Expense Visibility |
Automation (4 vs 6)
| Feature | Navan | Payhawk |
|---|---|---|
| 2-Way and 3-Way Matching | ||
| Automated Expense Categorization | ||
| Automated Expense Reports | ||
| Automatic Categorization | ||
| Automatic Receipt Chasing | ||
| Calendar Sync | ||
| Expense Reconciliation | ||
| Itinerary Email Automation | ||
| Real-time Receipt Matching | ||
| Real-time Reconciliation |
Back Office (1 vs 0)
| Feature | Navan | Payhawk |
|---|---|---|
| Comprehensive Back Office Capabilities |
Compliance (3 vs 0)
| Feature | Navan | Payhawk |
|---|---|---|
| Out-of-Policy Transaction Flagging | ||
| Policy and Approval Workflows | ||
| Spend Guardrails |
Controls (0 vs 3)
| Feature | Navan | Payhawk |
|---|---|---|
| Discrepancy Detection | ||
| Real-time Card Controls | ||
| Spend Policy Management |
Expense Management (2 vs 0)
| Feature | Navan | Payhawk |
|---|---|---|
| Navan Expense | ||
| Receipt Scanning |
Integration (2 vs 5)
| Feature | Navan | Payhawk |
|---|---|---|
| ERP Integration | ||
| ERP Integrations | ||
| Enterprise HRIS Integrations | ||
| Export Templates and API | ||
| HRIS Integrations | ||
| Live Accounting Integrations |
Mobile (1 vs 1)
| Feature | Navan | Payhawk |
|---|---|---|
| Mobile App |
Payment (0 vs 7)
| Feature | Navan | Payhawk |
|---|---|---|
| Bill Payment | ||
| Bring Your Own Cards | ||
| Credit Line | ||
| Multi-Currency Support | ||
| Payhawk Cards | ||
| Reimbursement Management | ||
| Scheduled and Bulk Payments |
Payments (3 vs 0)
| Feature | Navan | Payhawk |
|---|---|---|
| Corporate Card Management | ||
| Navan Connect | ||
| Reimbursement Management |
Procurement (0 vs 3)
| Feature | Navan | Payhawk |
|---|---|---|
| Purchase Intake | ||
| Purchase Order Management | ||
| Vendor Management |
Reporting (1 vs 2)
| Feature | Navan | Payhawk |
|---|---|---|
| Budget Tracking | ||
| Customizable Reports | ||
| Trip Reports with Smart Grouping |
Rewards (1 vs 0)
| Feature | Navan | Payhawk |
|---|---|---|
| Navan Rewards Program |
Safety (1 vs 0)
| Feature | Navan | Payhawk |
|---|---|---|
| Duty of Care Tracking |
Security (0 vs 4)
| Feature | Navan | Payhawk |
|---|---|---|
| ISO 27001 Certification | ||
| PCI DSS Level 1 Security | ||
| SOC 2 Compliance | ||
| SSO / SAML |
Spending (0 vs 1)
| Feature | Navan | Payhawk |
|---|---|---|
| Subscription Management |
Support (6 vs 0)
| Feature | Navan | Payhawk |
|---|---|---|
| 24/7 Travel Support | ||
| Custom Implementation | ||
| Dedicated Customer Success Manager | ||
| Designated Account Executive | ||
| Enterprise-Grade Travel Support | ||
| Navan Pro |
Travel (0 vs 3)
| Feature | Navan | Payhawk |
|---|---|---|
| Business Travel Management | ||
| Custom Travel Policy | ||
| Global Hotel and Flight Booking |
Travel Booking (4 vs 0)
| Feature | Navan | Payhawk |
|---|---|---|
| Corporate Negotiated Rates | ||
| Global Travel Inventory | ||
| Loyalty Club Integration | ||
| Self-Serve Booking Changes |
Travel Management (2 vs 0)
| Feature | Navan | Payhawk |
|---|---|---|
| Global Program Coverage | ||
| Navan Travel |
Workflow (0 vs 3)
| Feature | Navan | Payhawk |
|---|---|---|
| Custom Discrepancy Workflows | ||
| Intelligent Workflow Approvals | ||
| Trip Requests and Proactive Approvals |
Unique Features
Only in Navan (30)
AI-Powered Insights
Real-Time Expense Visibility
Automated Expense Categorization
Calendar Sync
Expense Reconciliation
Itinerary Email Automation
Comprehensive Back Office Capabilities
Out-of-Policy Transaction Flagging
Policy and Approval Workflows
Spend Guardrails
Navan Expense
Receipt Scanning
ERP Integration
Corporate Card Management
Navan Connect
Customizable Reports
Navan Rewards Program
Duty of Care Tracking
24/7 Travel Support
Custom Implementation
+ 10 more unique features
Only in Payhawk (46)
Multi-Entity Environment
Unlimited Employee Seats
Advanced OCR
Agentic Memory
AI-Powered Data Extraction
Built-in Agentic Payments
Financial Controller Agent
Payments Agent
Procurement Agent
Smart Line Item Splitting
Travel Agent
2-Way and 3-Way Matching
Automated Expense Reports
Automatic Categorization
Automatic Receipt Chasing
Real-time Receipt Matching
Real-time Reconciliation
Discrepancy Detection
Real-time Card Controls
Spend Policy Management
+ 26 more unique features
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