SAP Concur vs Zoho Expense
Side-by-side comparison of features, pricing, and integrations.
Quick Verdict
SAP Concur offers fewer features (20 vs 36) and fewer integrations (7 vs 9). Starting price: SAP Concur at Contact Sales vs Zoho Expense at $4.3/mo. SAP Concur has 20 unique features while Zoho Expense has 36 unique features, with 0 features in common.
| SAP Concur | Zoho Expense | |
|---|---|---|
| Category | Expense Management | Expense Management |
| Total Features | 20 | 36 |
| AI-Powered Features | 5 | 3 |
| Starting Price | Contact Sales | $4.3/mo |
| Pricing Tiers | 0 | 4 |
| Integrations | 7 | 9 |
| Shared Features | 0 | |
| Shared Integrations | 1 | |
| Data Quality | 50% | 80% |
Feature Comparison by Category
AI (2 vs 0)
| Feature | SAP Concur | Zoho Expense |
|---|---|---|
| AI-Driven Tools | ||
| Joule with SAP Concur |
AI / Automation (1 vs 0)
| Feature | SAP Concur | Zoho Expense |
|---|---|---|
| Intelligent Audit |
AI / Compliance (1 vs 0)
| Feature | SAP Concur | Zoho Expense |
|---|---|---|
| Concur Detect by Oversight |
AI / Mobile (1 vs 0)
| Feature | SAP Concur | Zoho Expense |
|---|---|---|
| ExpenseIt |
Analytics (1 vs 0)
| Feature | SAP Concur | Zoho Expense |
|---|---|---|
| Sustainability Tools |
Automation (0 vs 4)
| Feature | SAP Concur | Zoho Expense |
|---|---|---|
| Automated Per Diem Calculations | ||
| Itemized Receipt Autoscan | ||
| Mileage Auto Capture | ||
| Receipt Autoscan |
Card Management (0 vs 1)
| Feature | SAP Concur | Zoho Expense |
|---|---|---|
| Corporate Card Management |
Compliance (2 vs 0)
| Feature | SAP Concur | Zoho Expense |
|---|---|---|
| Global Regulatory Management | ||
| Verify |
Compliance & Control (0 vs 4)
| Feature | SAP Concur | Zoho Expense |
|---|---|---|
| Basic Audit Trail | ||
| Country-specific Editions | ||
| Global Tax Compliance | ||
| Policy Enforcement |
Data Management (0 vs 1)
| Feature | SAP Concur | Zoho Expense |
|---|---|---|
| SFTP Exports |
Document Management (0 vs 1)
| Feature | SAP Concur | Zoho Expense |
|---|---|---|
| Receipt Storage |
Enterprise Features (0 vs 1)
| Feature | SAP Concur | Zoho Expense |
|---|---|---|
| Multi-entity Expense Management |
Expense Management (3 vs 5)
| Feature | SAP Concur | Zoho Expense |
|---|---|---|
| Attendee Expense Management | ||
| Concur Expense | ||
| Concur Request | ||
| Customer/Project Tracking | ||
| Drive | ||
| Expense Reporting | ||
| Mileage Tracking | ||
| Split Expenses |
Financial Control (0 vs 2)
| Feature | SAP Concur | Zoho Expense |
|---|---|---|
| Budget Management | ||
| Live Budget Tracking |
Financial Management (0 vs 1)
| Feature | SAP Concur | Zoho Expense |
|---|---|---|
| Cash Advance Management |
Integration (1 vs 1)
| Feature | SAP Concur | Zoho Expense |
|---|---|---|
| ERP Integration | ||
| Pre-built Integrations |
Invoice Management (1 vs 0)
| Feature | SAP Concur | Zoho Expense |
|---|---|---|
| Concur Invoice |
Localization (0 vs 2)
| Feature | SAP Concur | Zoho Expense |
|---|---|---|
| Multi-currency Support | ||
| Multi-language Support |
Payment Processing (0 vs 1)
| Feature | SAP Concur | Zoho Expense |
|---|---|---|
| ACH Payments |
Policy Management (1 vs 0)
| Feature | SAP Concur | Zoho Expense |
|---|---|---|
| Policy Templates |
Reporting & Analytics (1 vs 2)
| Feature | SAP Concur | Zoho Expense |
|---|---|---|
| Audit Trail Reporting | ||
| Real-time Expense Insights | ||
| Unified Spend Data |
Security & Compliance (0 vs 4)
| Feature | SAP Concur | Zoho Expense |
|---|---|---|
| Fraud Detection | ||
| IP Whitelisting | ||
| Multi-factor Authentication | ||
| Single Sign-On (SSO) |
Support (2 vs 0)
| Feature | SAP Concur | Zoho Expense |
|---|---|---|
| 24/7 Support | ||
| User Support Desk |
Travel Management (2 vs 2)
| Feature | SAP Concur | Zoho Expense |
|---|---|---|
| Concur Travel | ||
| Concur TripLink | ||
| Travel Booking | ||
| Travel Management Desk |
User Management (0 vs 2)
| Feature | SAP Concur | Zoho Expense |
|---|---|---|
| Custom User Roles | ||
| Expense Access Delegation |
Workflow Automation (1 vs 0)
| Feature | SAP Concur | Zoho Expense |
|---|---|---|
| Configurable Workflows |
Workflow Management (0 vs 2)
| Feature | SAP Concur | Zoho Expense |
|---|---|---|
| Advanced Approval Management | ||
| Custom Approval Workflows |
Unique Features
Only in SAP Concur (20)
AI-Driven Tools
Joule with SAP Concur
Intelligent Audit
Concur Detect by Oversight
ExpenseIt
Sustainability Tools
Global Regulatory Management
Verify
Concur Expense
Concur Request
Drive
Pre-built Integrations
Concur Invoice
Policy Templates
Unified Spend Data
24/7 Support
User Support Desk
Concur Travel
Concur TripLink
Configurable Workflows
Only in Zoho Expense (36)
Automated Per Diem Calculations
Itemized Receipt Autoscan
Mileage Auto Capture
Receipt Autoscan
Corporate Card Management
Basic Audit Trail
Country-specific Editions
Global Tax Compliance
Policy Enforcement
SFTP Exports
Receipt Storage
Multi-entity Expense Management
Attendee Expense Management
Customer/Project Tracking
Expense Reporting
Mileage Tracking
Split Expenses
Budget Management
Live Budget Tracking
Cash Advance Management
+ 16 more unique features
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