SAP Concur vs Payhawk

Side-by-side comparison of features, pricing, and integrations.

Quick Verdict

SAP Concur offers fewer features (20 vs 49) and fewer integrations (7 vs 22). Starting price: SAP Concur at Contact Sales vs Payhawk at $299/mo. SAP Concur has 20 unique features while Payhawk has 49 unique features, with 0 features in common.

SAP ConcurPayhawk
CategoryExpense ManagementExpense Management
Total Features2049
AI-Powered Features515
Starting PriceContact Sales$299/mo
Pricing Tiers05
Integrations722
Shared Features0
Shared Integrations0
Data Quality50%90%

Feature Comparison by Category

AI (2 vs 9)

FeatureSAP ConcurPayhawk
AI-Driven Tools
AI-Powered Data Extraction
Advanced OCR
Agentic Memory
Built-in Agentic Payments
Financial Controller Agent
Joule with SAP Concur
Payments Agent
Procurement Agent
Smart Line Item Splitting
Travel Agent

AI / Automation (1 vs 0)

FeatureSAP ConcurPayhawk
Intelligent Audit

AI / Compliance (1 vs 0)

FeatureSAP ConcurPayhawk
Concur Detect by Oversight

AI / Mobile (1 vs 0)

FeatureSAP ConcurPayhawk
ExpenseIt

Admin (0 vs 2)

FeatureSAP ConcurPayhawk
Multi-Entity Environment
Unlimited Employee Seats

Analytics (1 vs 0)

FeatureSAP ConcurPayhawk
Sustainability Tools

Automation (0 vs 6)

FeatureSAP ConcurPayhawk
2-Way and 3-Way Matching
Automated Expense Reports
Automatic Categorization
Automatic Receipt Chasing
Real-time Receipt Matching
Real-time Reconciliation

Compliance (2 vs 0)

FeatureSAP ConcurPayhawk
Global Regulatory Management
Verify

Controls (0 vs 3)

FeatureSAP ConcurPayhawk
Discrepancy Detection
Real-time Card Controls
Spend Policy Management

Expense Management (3 vs 0)

FeatureSAP ConcurPayhawk
Concur Expense
Concur Request
Drive

Integration (1 vs 5)

FeatureSAP ConcurPayhawk
ERP Integrations
Enterprise HRIS Integrations
Export Templates and API
HRIS Integrations
Live Accounting Integrations
Pre-built Integrations

Invoice Management (1 vs 0)

FeatureSAP ConcurPayhawk
Concur Invoice

Mobile (0 vs 1)

FeatureSAP ConcurPayhawk
Mobile App

Payment (0 vs 7)

FeatureSAP ConcurPayhawk
Bill Payment
Bring Your Own Cards
Credit Line
Multi-Currency Support
Payhawk Cards
Reimbursement Management
Scheduled and Bulk Payments

Policy Management (1 vs 0)

FeatureSAP ConcurPayhawk
Policy Templates

Procurement (0 vs 3)

FeatureSAP ConcurPayhawk
Purchase Intake
Purchase Order Management
Vendor Management

Reporting (0 vs 2)

FeatureSAP ConcurPayhawk
Budget Tracking
Trip Reports with Smart Grouping

Reporting & Analytics (1 vs 0)

FeatureSAP ConcurPayhawk
Unified Spend Data

Security (0 vs 4)

FeatureSAP ConcurPayhawk
ISO 27001 Certification
PCI DSS Level 1 Security
SOC 2 Compliance
SSO / SAML

Spending (0 vs 1)

FeatureSAP ConcurPayhawk
Subscription Management

Support (2 vs 0)

FeatureSAP ConcurPayhawk
24/7 Support
User Support Desk

Travel (0 vs 3)

FeatureSAP ConcurPayhawk
Business Travel Management
Custom Travel Policy
Global Hotel and Flight Booking

Travel Management (2 vs 0)

FeatureSAP ConcurPayhawk
Concur Travel
Concur TripLink

Workflow (0 vs 3)

FeatureSAP ConcurPayhawk
Custom Discrepancy Workflows
Intelligent Workflow Approvals
Trip Requests and Proactive Approvals

Workflow Automation (1 vs 0)

FeatureSAP ConcurPayhawk
Configurable Workflows

Unique Features

Only in SAP Concur (20)

AI-Driven Tools
Joule with SAP Concur
Intelligent Audit
Concur Detect by Oversight
ExpenseIt
Sustainability Tools
Global Regulatory Management
Verify
Concur Expense
Concur Request
Drive
Pre-built Integrations
Concur Invoice
Policy Templates
Unified Spend Data
24/7 Support
User Support Desk
Concur Travel
Concur TripLink
Configurable Workflows

Only in Payhawk (49)

Multi-Entity Environment
Unlimited Employee Seats
Advanced OCR
Agentic Memory
AI-Powered Data Extraction
Built-in Agentic Payments
Financial Controller Agent
Payments Agent
Procurement Agent
Smart Line Item Splitting
Travel Agent
2-Way and 3-Way Matching
Automated Expense Reports
Automatic Categorization
Automatic Receipt Chasing
Real-time Receipt Matching
Real-time Reconciliation
Discrepancy Detection
Real-time Card Controls
Spend Policy Management

+ 29 more unique features

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