Affirm vs Stripe
Side-by-side comparison of features, pricing, and integrations.
Quick Verdict
Affirm offers fewer features (15 vs 43) and fewer integrations (2 vs 30). Starting price: Affirm at Contact Sales vs Stripe at Free. Affirm has 15 unique features while Stripe has 43 unique features, with 0 features in common.
| Affirm | Stripe | |
|---|---|---|
| Category | Payment Processing | Payment Processing |
| Total Features | 15 | 43 |
| AI-Powered Features | 1 | 3 |
| Starting Price | Contact Sales | Free |
| Pricing Tiers | 0 | 2 |
| Integrations | 2 | 30 |
| Shared Features | 0 | |
| Shared Integrations | 0 | |
| Data Quality | 40% | 72% |
Feature Comparison by Category
Accounting (0 vs 1)
| Feature | Affirm | Stripe |
|---|---|---|
| Financial Reporting |
Admin (0 vs 1)
| Feature | Affirm | Stripe |
|---|---|---|
| Dashboard |
Analytics (0 vs 1)
| Feature | Affirm | Stripe |
|---|---|---|
| Reports |
BNPL (0 vs 2)
| Feature | Affirm | Stripe |
|---|---|---|
| Afterpay | ||
| Klarna |
Bank Transfers (0 vs 2)
| Feature | Affirm | Stripe |
|---|---|---|
| ACH Transfers | ||
| International Wire Transfers |
Banking (1 vs 2)
| Feature | Affirm | Stripe |
|---|---|---|
| Affirm Money™ Account | ||
| Financial Connections | ||
| Treasury |
Billing (0 vs 3)
| Feature | Affirm | Stripe |
|---|---|---|
| Dunning Management | ||
| Subscription Billing | ||
| Usage Metering |
Browser Tool (1 vs 0)
| Feature | Affirm | Stripe |
|---|---|---|
| Google Chrome Extension |
Cards (0 vs 1)
| Feature | Affirm | Stripe |
|---|---|---|
| Issuing |
Checkout (0 vs 1)
| Feature | Affirm | Stripe |
|---|---|---|
| Payment Request Button |
Compliance (0 vs 2)
| Feature | Affirm | Stripe |
|---|---|---|
| PCI Compliance | ||
| Tax Compliance |
Credit Management (1 vs 0)
| Feature | Affirm | Stripe |
|---|---|---|
| Credit Check Without Impact |
Developer Tools (0 vs 4)
| Feature | Affirm | Stripe |
|---|---|---|
| API Documentation | ||
| SDK Libraries | ||
| Sandbox Environment | ||
| Test Mode |
Digital Wallets (0 vs 1)
| Feature | Affirm | Stripe |
|---|---|---|
| Apple Pay & Google Pay |
Disputes (0 vs 1)
| Feature | Affirm | Stripe |
|---|---|---|
| Disputes Management |
Fraud Detection (0 vs 1)
| Feature | Affirm | Stripe |
|---|---|---|
| Radar |
Hosted Solutions (0 vs 1)
| Feature | Affirm | Stripe |
|---|---|---|
| Hosted Payment Page |
Integration (0 vs 2)
| Feature | Affirm | Stripe |
|---|---|---|
| Low Code Platforms | ||
| Webhooks |
International (0 vs 2)
| Feature | Affirm | Stripe |
|---|---|---|
| Multi-Currency Support | ||
| SEPA Payments |
Invoicing (0 vs 1)
| Feature | Affirm | Stripe |
|---|---|---|
| Invoicing |
Local Payments (0 vs 1)
| Feature | Affirm | Stripe |
|---|---|---|
| iDEAL |
Marketplaces (0 vs 1)
| Feature | Affirm | Stripe |
|---|---|---|
| Marketplace Dashboard |
Mobile (1 vs 1)
| Feature | Affirm | Stripe |
|---|---|---|
| Mobile App | ||
| Mobile SDKs |
No-Code (0 vs 1)
| Feature | Affirm | Stripe |
|---|---|---|
| Payment Links |
Payment Integration (1 vs 0)
| Feature | Affirm | Stripe |
|---|---|---|
| Apple Pay Integration |
Payment Method (2 vs 0)
| Feature | Affirm | Stripe |
|---|---|---|
| Affirm Card™ | ||
| Virtual Card |
Payment Options (1 vs 0)
| Feature | Affirm | Stripe |
|---|---|---|
| Flexible Payment Plans |
Payment Plans (2 vs 0)
| Feature | Affirm | Stripe |
|---|---|---|
| Monthly Payment Plans | ||
| Pay in 4 Option |
Payments (0 vs 1)
| Feature | Affirm | Stripe |
|---|---|---|
| Payment Processing |
Payouts (0 vs 1)
| Feature | Affirm | Stripe |
|---|---|---|
| Payouts |
Platforms (0 vs 1)
| Feature | Affirm | Stripe |
|---|---|---|
| Connect |
Point of Sale (0 vs 1)
| Feature | Affirm | Stripe |
|---|---|---|
| Terminal |
Pricing (2 vs 0)
| Feature | Affirm | Stripe |
|---|---|---|
| No Fees Ever | ||
| Transparent Pricing |
Promotions (1 vs 0)
| Feature | Affirm | Stripe |
|---|---|---|
| Personalized Offers |
Reliability (0 vs 1)
| Feature | Affirm | Stripe |
|---|---|---|
| Idempotency |
Security (1 vs 3)
| Feature | Affirm | Stripe |
|---|---|---|
| 3D Secure | ||
| Role-Based Access Control | ||
| Secure Payments | ||
| Webhook Signing |
Sustainability (0 vs 1)
| Feature | Affirm | Stripe |
|---|---|---|
| Climate |
Tools (1 vs 0)
| Feature | Affirm | Stripe |
|---|---|---|
| Purchasing Power Calculator |
UI Components (0 vs 1)
| Feature | Affirm | Stripe |
|---|---|---|
| Stripe Elements |
Unique Features
Only in Affirm (15)
Affirm Money™ Account
Google Chrome Extension
Credit Check Without Impact
Mobile App
Apple Pay Integration
Affirm Card™
Virtual Card
Flexible Payment Plans
Monthly Payment Plans
Pay in 4 Option
No Fees Ever
Transparent Pricing
Personalized Offers
Secure Payments
Purchasing Power Calculator
Only in Stripe (43)
Financial Reporting
Dashboard
Reports
ACH Transfers
International Wire Transfers
Financial Connections
Treasury
Dunning Management
Subscription Billing
Usage Metering
Afterpay
Klarna
Issuing
Payment Request Button
PCI Compliance
Tax Compliance
API Documentation
Sandbox Environment
SDK Libraries
Test Mode
+ 23 more unique features
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