Affirm vs PayPal
Side-by-side comparison of features, pricing, and integrations.
Quick Verdict
Affirm offers fewer features (15 vs 66) and fewer integrations (2 vs 10). Both start at Contact Sales. Affirm has 15 unique features while PayPal has 66 unique features, with 0 features in common.
| Affirm | PayPal | |
|---|---|---|
| Category | Payment Processing | Payment Processing |
| Total Features | 15 | 66 |
| AI-Powered Features | 1 | 0 |
| Starting Price | Contact Sales | Contact Sales |
| Pricing Tiers | 0 | 0 |
| Integrations | 2 | 10 |
| Shared Features | 0 | |
| Shared Integrations | 0 | |
| Data Quality | 40% | 75% |
Feature Comparison by Category
API (0 vs 7)
| Feature | Affirm | PayPal |
|---|---|---|
| Get Transaction Details API | ||
| Instant Payment Notification | ||
| Mass Pay API | ||
| Payment Data Transfer | ||
| Refund API | ||
| Transaction Search API | ||
| Web Services/API Suite |
Account Management (0 vs 1)
| Feature | Affirm | PayPal |
|---|---|---|
| Multi-User Access |
Banking (1 vs 0)
| Feature | Affirm | PayPal |
|---|---|---|
| Affirm Money™ Account |
Billing (0 vs 2)
| Feature | Affirm | PayPal |
|---|---|---|
| Credit Card Statement Name | ||
| Invoicing |
Browser Tool (1 vs 0)
| Feature | Affirm | PayPal |
|---|---|---|
| Google Chrome Extension |
Buyer Tools (0 vs 1)
| Feature | Affirm | PayPal |
|---|---|---|
| Gift Certificates |
Checkout (0 vs 3)
| Feature | Affirm | PayPal |
|---|---|---|
| Auto Return | ||
| Checkout with PayPal Account Optional | ||
| Custom Payment Pages |
Credit Management (1 vs 0)
| Feature | Affirm | PayPal |
|---|---|---|
| Credit Check Without Impact |
Credit Products (0 vs 5)
| Feature | Affirm | PayPal |
|---|---|---|
| PayPal Cashback Mastercard | ||
| PayPal Credit Card | ||
| PayPal Extras Mastercard | ||
| PayPal Smart Connect | ||
| eBay Mastercard |
Cryptocurrency (0 vs 1)
| Feature | Affirm | PayPal |
|---|---|---|
| Cryptocurrency Trading |
Developer Tools (0 vs 3)
| Feature | Affirm | PayPal |
|---|---|---|
| Developer Central | ||
| PayPal Developer Network | ||
| Sandbox |
Ecommerce Tools (0 vs 3)
| Feature | Affirm | PayPal |
|---|---|---|
| Buy Now Buttons | ||
| Shopping Cart | ||
| Subscription Password Management |
Global Payments (0 vs 1)
| Feature | Affirm | PayPal |
|---|---|---|
| Currency Manager |
Installment Payments (0 vs 3)
| Feature | Affirm | PayPal |
|---|---|---|
| Pay Monthly | ||
| Pay Monthly In Store | ||
| Pay in 4 |
Localization (0 vs 1)
| Feature | Affirm | PayPal |
|---|---|---|
| Language Preference Toggle |
Marketing (0 vs 1)
| Feature | Affirm | PayPal |
|---|---|---|
| Online Logo Center |
Mobile (1 vs 1)
| Feature | Affirm | PayPal |
|---|---|---|
| Mobile App | ||
| Mobile Send Money |
Money Transfer (0 vs 5)
| Feature | Affirm | PayPal |
|---|---|---|
| Mass Pay | ||
| Pool | ||
| Request Money | ||
| Send Money | ||
| Split Bill |
Payment Integration (1 vs 0)
| Feature | Affirm | PayPal |
|---|---|---|
| Apple Pay Integration |
Payment Method (2 vs 0)
| Feature | Affirm | PayPal |
|---|---|---|
| Affirm Card™ | ||
| Virtual Card |
Payment Methods (0 vs 2)
| Feature | Affirm | PayPal |
|---|---|---|
| ATM/Debit Card | ||
| PayPal Debit Card |
Payment Options (1 vs 0)
| Feature | Affirm | PayPal |
|---|---|---|
| Flexible Payment Plans |
Payment Plans (2 vs 0)
| Feature | Affirm | PayPal |
|---|---|---|
| Monthly Payment Plans | ||
| Pay in 4 Option |
Payment Processing (0 vs 4)
| Feature | Affirm | PayPal |
|---|---|---|
| Donations | ||
| Payment Request Wizard | ||
| Refunds | ||
| Subscriptions and Recurring Payments |
Pricing (2 vs 0)
| Feature | Affirm | PayPal |
|---|---|---|
| No Fees Ever | ||
| Transparent Pricing |
Promotions (1 vs 0)
| Feature | Affirm | PayPal |
|---|---|---|
| Personalized Offers |
Protection (0 vs 3)
| Feature | Affirm | PayPal |
|---|---|---|
| Money-Back Guarantee | ||
| PayPal Buyer Protection | ||
| Seller Protection Policy |
Reporting (0 vs 6)
| Feature | Affirm | PayPal |
|---|---|---|
| Advanced Search | ||
| Downloadable Logs | ||
| History Log | ||
| Monthly Account Statements | ||
| Scheduled Downloadable Log | ||
| Settlement & Reconciliation System |
Rewards (0 vs 3)
| Feature | Affirm | PayPal |
|---|---|---|
| Cash Back Rewards | ||
| Monthly Category Bonus | ||
| PayPal Preferred |
Savings (0 vs 1)
| Feature | Affirm | PayPal |
|---|---|---|
| PayPal Savings Account |
Security (1 vs 2)
| Feature | Affirm | PayPal |
|---|---|---|
| Encrypted Website Payments | ||
| Payment Encryption | ||
| Secure Payments |
Shipping (0 vs 3)
| Feature | Affirm | PayPal |
|---|---|---|
| Packing Slip | ||
| Shipping Calculator | ||
| Shipping Center |
Support (0 vs 1)
| Feature | Affirm | PayPal |
|---|---|---|
| Buyer Complaint Process |
Tax (0 vs 1)
| Feature | Affirm | PayPal |
|---|---|---|
| Sales Tax Calculator |
Tools (1 vs 0)
| Feature | Affirm | PayPal |
|---|---|---|
| Purchasing Power Calculator |
eBay Tools (0 vs 2)
| Feature | Affirm | PayPal |
|---|---|---|
| End of Auction Email | ||
| Pay for eBay Items (AuctionFinder) |
Unique Features
Only in Affirm (15)
Affirm Money™ Account
Google Chrome Extension
Credit Check Without Impact
Mobile App
Apple Pay Integration
Affirm Card™
Virtual Card
Flexible Payment Plans
Monthly Payment Plans
Pay in 4 Option
No Fees Ever
Transparent Pricing
Personalized Offers
Secure Payments
Purchasing Power Calculator
Only in PayPal (66)
Multi-User Access
Get Transaction Details API
Instant Payment Notification
Mass Pay API
Payment Data Transfer
Refund API
Transaction Search API
Web Services/API Suite
Credit Card Statement Name
Invoicing
Gift Certificates
Auto Return
Checkout with PayPal Account Optional
Custom Payment Pages
eBay Mastercard
PayPal Cashback Mastercard
PayPal Credit Card
PayPal Extras Mastercard
PayPal Smart Connect
Cryptocurrency Trading
+ 46 more unique features
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