Navan vs Zoho Expense
Side-by-side comparison of features, pricing, and integrations.
Quick Verdict
Navan offers fewer features (30 vs 36) and fewer integrations (5 vs 9). Starting price: Navan at Free vs Zoho Expense at $4.3/mo. Navan has 28 unique features while Zoho Expense has 34 unique features, with 2 features in common.
| Navan | Zoho Expense | |
|---|---|---|
| Category | Expense Management | Expense Management |
| Total Features | 30 | 36 |
| AI-Powered Features | 3 | 3 |
| Starting Price | Free | $4.3/mo |
| Pricing Tiers | 2 | 4 |
| Integrations | 5 | 9 |
| Shared Features | 2 | |
| Shared Integrations | 1 | |
| Data Quality | 80% | 80% |
Feature Comparison by Category
Administration (1 vs 0)
| Feature | Navan | Zoho Expense |
|---|---|---|
| Back Office Capabilities |
Analytics (1 vs 0)
| Feature | Navan | Zoho Expense |
|---|---|---|
| AI-Powered Insights |
Automation (2 vs 4)
| Feature | Navan | Zoho Expense |
|---|---|---|
| Automated Expense Categorization | ||
| Automated Itinerary Management | ||
| Automated Per Diem Calculations | ||
| Itemized Receipt Autoscan | ||
| Mileage Auto Capture | ||
| Receipt Autoscan |
Booking (3 vs 0)
| Feature | Navan | Zoho Expense |
|---|---|---|
| Corporate Negotiated Rates | ||
| Global Travel Inventory | ||
| Self-Serve Booking Changes |
Card Management (0 vs 1)
| Feature | Navan | Zoho Expense |
|---|---|---|
| Corporate Card Management |
Compliance (1 vs 0)
| Feature | Navan | Zoho Expense |
|---|---|---|
| Policy Violation Flagging |
Compliance & Control (0 vs 4)
| Feature | Navan | Zoho Expense |
|---|---|---|
| Basic Audit Trail | ||
| Country-specific Editions | ||
| Global Tax Compliance | ||
| Policy Enforcement |
Customer Support (5 vs 0)
| Feature | Navan | Zoho Expense |
|---|---|---|
| 24/7 Travel Support | ||
| Dedicated Customer Success Manager | ||
| Designated Account Executive | ||
| Enterprise Travel Support | ||
| Reed & Mackay Premium Service |
Data Management (0 vs 1)
| Feature | Navan | Zoho Expense |
|---|---|---|
| SFTP Exports |
Document Management (0 vs 1)
| Feature | Navan | Zoho Expense |
|---|---|---|
| Receipt Storage |
Enterprise Features (0 vs 1)
| Feature | Navan | Zoho Expense |
|---|---|---|
| Multi-entity Expense Management |
Expense Management (2 vs 5)
| Feature | Navan | Zoho Expense |
|---|---|---|
| Attendee Expense Management | ||
| Customer/Project Tracking | ||
| Expense Centralization | ||
| Expense Reporting | ||
| Mileage Tracking | ||
| Receipt Scanning | ||
| Split Expenses |
Financial Control (0 vs 2)
| Feature | Navan | Zoho Expense |
|---|---|---|
| Budget Management | ||
| Live Budget Tracking |
Financial Management (0 vs 1)
| Feature | Navan | Zoho Expense |
|---|---|---|
| Cash Advance Management |
Implementation (1 vs 0)
| Feature | Navan | Zoho Expense |
|---|---|---|
| Custom Implementation |
Integration (0 vs 1)
| Feature | Navan | Zoho Expense |
|---|---|---|
| ERP Integration |
Integrations (3 vs 0)
| Feature | Navan | Zoho Expense |
|---|---|---|
| ERP Integration | ||
| ERP Integrations | ||
| HRIS Integrations |
Localization (0 vs 2)
| Feature | Navan | Zoho Expense |
|---|---|---|
| Multi-currency Support | ||
| Multi-language Support |
Mobile (1 vs 0)
| Feature | Navan | Zoho Expense |
|---|---|---|
| Mobile App |
Payment Processing (0 vs 1)
| Feature | Navan | Zoho Expense |
|---|---|---|
| ACH Payments |
Payments (2 vs 0)
| Feature | Navan | Zoho Expense |
|---|---|---|
| Corporate Card Management | ||
| Multiple Payment Options |
Policy Management (2 vs 0)
| Feature | Navan | Zoho Expense |
|---|---|---|
| Spend Guardrails | ||
| Unlimited Policy Workflows |
Reporting (2 vs 0)
| Feature | Navan | Zoho Expense |
|---|---|---|
| Customizable Reports | ||
| Real-Time Expense Visibility |
Reporting & Analytics (0 vs 2)
| Feature | Navan | Zoho Expense |
|---|---|---|
| Audit Trail Reporting | ||
| Real-time Expense Insights |
Rewards (1 vs 0)
| Feature | Navan | Zoho Expense |
|---|---|---|
| Navan Rewards |
Safety & Compliance (1 vs 0)
| Feature | Navan | Zoho Expense |
|---|---|---|
| Duty of Care |
Security & Compliance (0 vs 4)
| Feature | Navan | Zoho Expense |
|---|---|---|
| Fraud Detection | ||
| IP Whitelisting | ||
| Multi-factor Authentication | ||
| Single Sign-On (SSO) |
Travel Management (2 vs 2)
| Feature | Navan | Zoho Expense |
|---|---|---|
| Global Program Coverage | ||
| One-Stop Travel Shop | ||
| Travel Booking | ||
| Travel Management Desk |
User Management (0 vs 2)
| Feature | Navan | Zoho Expense |
|---|---|---|
| Custom User Roles | ||
| Expense Access Delegation |
Workflow Management (0 vs 2)
| Feature | Navan | Zoho Expense |
|---|---|---|
| Advanced Approval Management | ||
| Custom Approval Workflows |
Unique Features
Only in Navan (28)
Back Office Capabilities
AI-Powered Insights
Automated Expense Categorization
Automated Itinerary Management
Corporate Negotiated Rates
Global Travel Inventory
Self-Serve Booking Changes
Policy Violation Flagging
24/7 Travel Support
Dedicated Customer Success Manager
Designated Account Executive
Enterprise Travel Support
Reed & Mackay Premium Service
Expense Centralization
Receipt Scanning
Custom Implementation
ERP Integrations
HRIS Integrations
Mobile App
Multiple Payment Options
+ 8 more unique features
Only in Zoho Expense (34)
Automated Per Diem Calculations
Itemized Receipt Autoscan
Mileage Auto Capture
Receipt Autoscan
Basic Audit Trail
Country-specific Editions
Global Tax Compliance
Policy Enforcement
SFTP Exports
Receipt Storage
Multi-entity Expense Management
Attendee Expense Management
Customer/Project Tracking
Expense Reporting
Mileage Tracking
Split Expenses
Budget Management
Live Budget Tracking
Cash Advance Management
Multi-currency Support
+ 14 more unique features
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