Smile vs Temenos

Side-by-side comparison of features, pricing, and integrations.

Quick Verdict

Smile offers more features (54 vs 10) and more integrations (6 vs 1). Starting price: Smile at $79/mo vs Temenos at Contact Sales. Smile has 54 unique features while Temenos has 10 unique features, with 0 features in common.

SmileTemenos
CategoryFinancial ManagementFinancial Management
Total Features5410
AI-Powered Features00
Starting Price$79/moContact Sales
Pricing Tiers50
Integrations61
Shared Features0
Shared Integrations0
Data Quality90%30%

Feature Comparison by Category

Administration (2 vs 0)

FeatureSmileTemenos
Admin Roles
Audit Logs

Analytics & Reporting (10 vs 0)

FeatureSmileTemenos
Analytics Page
Custom Reports
Financial Reports
Full Data Exports
Loyalty Benchmarks
Performance Benchmarks
Points & Referral Insights
Pre-built Loyalty Reports
ROI & CLV Insights
VIP & Member Segment Insights

Checkout (2 vs 0)

FeatureSmileTemenos
Checkout Extensions
Redeem Points at Checkout

Compliance & Risk (0 vs 3)

FeatureSmileTemenos
AML Activities
Financial Crime Mitigation
KYC Management

Configuration (1 vs 0)

FeatureSmileTemenos
Points Expiration

Core Banking (0 vs 1)

FeatureSmileTemenos
Core Banking

Core Features (4 vs 0)

FeatureSmileTemenos
Loyalty Hub
Points Program
Referral Program
VIP & Membership Program

Customization (2 vs 0)

FeatureSmileTemenos
Add Smile to Store Navigation
Dedicated Loyalty Page

Developer Tools (3 vs 0)

FeatureSmileTemenos
API Access
Custom API Rate Limits
Front-end JavaScript SDK

Digital Banking (0 vs 2)

FeatureSmileTemenos
Digital Banking
Personalized Experiences

Email Marketing (1 vs 0)

FeatureSmileTemenos
Klaviyo Integration

Engagement (1 vs 0)

FeatureSmileTemenos
Nudges (On-site Reminders)

Gamification (1 vs 0)

FeatureSmileTemenos
10+ Ways to Earn Points

Integration (4 vs 0)

FeatureSmileTemenos
Data Warehouse Sync
Embedded Blocks
Integrations
Shopify Metafields Sync

On-site Content (3 vs 0)

FeatureSmileTemenos
Embed Points on Account Page
Embed Points on Product Pages
Embed on Order Thank You Page

Onboarding (2 vs 0)

FeatureSmileTemenos
Dedicated Launch Plan
White-glove Migration

POS Integration (1 vs 0)

FeatureSmileTemenos
Shopify POS Integration

Payments (0 vs 3)

FeatureSmileTemenos
Money Movement & Management
Payments
Real-time Processing

Promotions (2 vs 0)

FeatureSmileTemenos
Points Bonus Events
Promotions Engine

Redemption (3 vs 0)

FeatureSmileTemenos
Redeem Points for Discounts
Redeem Points for Free Products
Redeem Points for Free Shipping

Reliability (1 vs 0)

FeatureSmileTemenos
99.9% Historical Uptime

Security (6 vs 0)

FeatureSmileTemenos
Advanced Security
SOC-2 Compliance
Security Certification
Security Review
Shopify Plus Security
Shopify SSO

Support (4 vs 0)

FeatureSmileTemenos
Account Manager
Live Chat Support
Priority Support
Quarterly Program Monitoring

UI Components (1 vs 0)

FeatureSmileTemenos
Floating Loyalty Button

Wealth Management (0 vs 1)

FeatureSmileTemenos
Wealth Management

Unique Features

Only in Smile (54)

Admin Roles
Audit Logs
Analytics Page
Custom Reports
Financial Reports
Full Data Exports
Loyalty Benchmarks
Performance Benchmarks
Points & Referral Insights
Pre-built Loyalty Reports
ROI & CLV Insights
VIP & Member Segment Insights
Checkout Extensions
Redeem Points at Checkout
Points Expiration
Loyalty Hub
Points Program
Referral Program
VIP & Membership Program
Add Smile to Store Navigation

+ 34 more unique features

Only in Temenos (10)

AML Activities
Financial Crime Mitigation
KYC Management
Core Banking
Digital Banking
Personalized Experiences
Money Movement & Management
Payments
Real-time Processing
Wealth Management

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