Relay vs SAP Concur
Side-by-side comparison of features, pricing, and integrations.
Quick Verdict
Relay offers fewer features (30 vs 42) and fewer integrations (3 vs 30). Starting price: Relay at $30/mo vs SAP Concur at $8/mo. Relay has 30 unique features while SAP Concur has 42 unique features, with 0 features in common.
| Relay | SAP Concur | |
|---|---|---|
| Category | Financial Management | Financial Management |
| Total Features | 30 | 42 |
| AI-Powered Features | 2 | 16 |
| Starting Price | $30/mo | $8/mo |
| Pricing Tiers | 3 | 4 |
| Integrations | 3 | 30 |
| Shared Features | 0 | |
| Shared Integrations | 0 | |
| Data Quality | 80% | 71% |
Feature Comparison by Category
AI (0 vs 7)
| Feature | Relay | SAP Concur |
|---|---|---|
| Chatbot Assistance | ||
| Duplicate Detection | ||
| Expense Matching | ||
| Fraud Detection | ||
| Invoice Duplicate Prevention | ||
| Predictive Spend Analytics | ||
| Receipt Recognition |
Admin (0 vs 2)
| Feature | Relay | SAP Concur |
|---|---|---|
| Employee Directory | ||
| Role-Based Access Control |
Analytics (0 vs 3)
| Feature | Relay | SAP Concur |
|---|---|---|
| Analytics & Insights | ||
| Budget Tracking | ||
| Intelligent Spend Visibility |
Automation (2 vs 0)
| Feature | Relay | SAP Concur |
|---|---|---|
| AI-Powered Automation and Insights | ||
| Customizable Bookkeeping Automation |
Banking (5 vs 0)
| Feature | Relay | SAP Concur |
|---|---|---|
| Credit Card Cash Back | ||
| High-Yield Savings Accounts | ||
| Multiple Checking Accounts | ||
| Virtual and Plastic Credit Cards | ||
| Virtual and Plastic Debit Cards |
Bills & Expenses (3 vs 0)
| Feature | Relay | SAP Concur |
|---|---|---|
| Batch Vendor Payments | ||
| Bill Management | ||
| Bill Payment Automation |
Collaboration (1 vs 0)
| Feature | Relay | SAP Concur |
|---|---|---|
| Collaboration Tools |
Compliance (0 vs 6)
| Feature | Relay | SAP Concur |
|---|---|---|
| Attendee Management | ||
| Audit Reports | ||
| Compliance Engine | ||
| GDPR Compliance | ||
| GST/HST/VAT Recovery | ||
| Policy Management |
Core (0 vs 10)
| Feature | Relay | SAP Concur |
|---|---|---|
| Advance Management | ||
| Cost Center Allocation | ||
| Currency Conversion | ||
| Data Export | ||
| Employee Reimbursement | ||
| Expense Management | ||
| Invoice Management | ||
| Mobile App | ||
| Payment Processing | ||
| Travel Management |
Customization (0 vs 1)
| Feature | Relay | SAP Concur |
|---|---|---|
| Custom Fields |
Expenses (4 vs 0)
| Feature | Relay | SAP Concur |
|---|---|---|
| Customizable Cards with Spend Policies | ||
| Expense Tracking | ||
| Receipt Collection & Storage | ||
| Spend Approval Requests |
Integration (0 vs 1)
| Feature | Relay | SAP Concur |
|---|---|---|
| API Access |
Integrations (2 vs 0)
| Feature | Relay | SAP Concur |
|---|---|---|
| Accounting Integrations | ||
| Partner Perks |
Invoice (0 vs 1)
| Feature | Relay | SAP Concur |
|---|---|---|
| Three-Way Matching |
Invoicing (5 vs 0)
| Feature | Relay | SAP Concur |
|---|---|---|
| AI-Powered Invoice Reminder | ||
| Auto Charge Card on File | ||
| Invoicing | ||
| Payment Request Links | ||
| Recurring Invoices |
Mobile (0 vs 2)
| Feature | Relay | SAP Concur |
|---|---|---|
| Mobile Receipt Capture | ||
| Mobile-First Design |
Payments (3 vs 0)
| Feature | Relay | SAP Concur |
|---|---|---|
| ACH Debit | ||
| Multiple Payment Methods | ||
| Same-Day ACH |
Pricing (1 vs 0)
| Feature | Relay | SAP Concur |
|---|---|---|
| No Hidden Fees or Minimums |
Reporting (1 vs 0)
| Feature | Relay | SAP Concur |
|---|---|---|
| Cash Flow Insights & Forecasts |
Security (2 vs 1)
| Feature | Relay | SAP Concur |
|---|---|---|
| FDIC Insurance | ||
| Single Sign-On | ||
| Visa Zero Liability Protection |
Support (1 vs 0)
| Feature | Relay | SAP Concur |
|---|---|---|
| Priority Customer Support |
Travel (0 vs 4)
| Feature | Relay | SAP Concur |
|---|---|---|
| Per Diem Management | ||
| Travel Booking Engine | ||
| Travel Consolidation | ||
| Travel Policy Enforcement |
Vendor (0 vs 1)
| Feature | Relay | SAP Concur |
|---|---|---|
| Supplier Invoice Portal |
Workflow (0 vs 3)
| Feature | Relay | SAP Concur |
|---|---|---|
| Approval Workflows | ||
| Delegate Approvers | ||
| Real-Time Approvals |
Unique Features
Only in Relay (30)
AI-Powered Automation and Insights
Customizable Bookkeeping Automation
Credit Card Cash Back
High-Yield Savings Accounts
Multiple Checking Accounts
Virtual and Plastic Credit Cards
Virtual and Plastic Debit Cards
Batch Vendor Payments
Bill Management
Bill Payment Automation
Collaboration Tools
Customizable Cards with Spend Policies
Expense Tracking
Receipt Collection & Storage
Spend Approval Requests
Accounting Integrations
Partner Perks
AI-Powered Invoice Reminder
Auto Charge Card on File
Invoicing
+ 10 more unique features
Only in SAP Concur (42)
Employee Directory
Role-Based Access Control
Chatbot Assistance
Duplicate Detection
Expense Matching
Fraud Detection
Invoice Duplicate Prevention
Predictive Spend Analytics
Receipt Recognition
Analytics & Insights
Budget Tracking
Intelligent Spend Visibility
Attendee Management
Audit Reports
Compliance Engine
GDPR Compliance
GST/HST/VAT Recovery
Policy Management
Advance Management
Cost Center Allocation
+ 22 more unique features
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