QuickBooks vs Xero
Side-by-side comparison of features, pricing, and integrations.
Quick Verdict
QuickBooks offers more features (72 vs 35) and more integrations (9 vs 6). Starting price: QuickBooks at $19/mo vs Xero at $3.75/mo. QuickBooks has 67 unique features while Xero has 30 unique features, with 5 features in common.
| QuickBooks | Xero | |
|---|---|---|
| Category | Accounting Software | Accounting Software |
| Total Features | 72 | 35 |
| AI-Powered Features | 10 | 4 |
| Starting Price | $19/mo | $3.75/mo |
| Pricing Tiers | 4 | 3 |
| Integrations | 9 | 6 |
| Shared Features | 5 | |
| Shared Integrations | 0 | |
| Data Quality | 90% | 80% |
Feature Comparison by Category
AI (9 vs 4)
| Feature | QuickBooks | Xero |
|---|---|---|
| AI Financial Data Exploration | ||
| AI Task Automation | ||
| AI-Powered Business Questions | ||
| Accounting AI | ||
| Business Tax AI | ||
| Customer AI | ||
| Finance AI | ||
| Intuit Intelligence | ||
| JAX AI Financial Superagent | ||
| Payments AI | ||
| Payroll AI | ||
| Project Management AI | ||
| Sales Tax AI |
Accounting (0 vs 3)
| Feature | QuickBooks | Xero |
|---|---|---|
| Bill Management | ||
| Multi-Currency Support | ||
| Paperless Record Keeping |
Analytics (0 vs 2)
| Feature | QuickBooks | Xero |
|---|---|---|
| KPI and Ratio Analysis | ||
| Trend Analysis |
Automation (2 vs 4)
| Feature | QuickBooks | Xero |
|---|---|---|
| Automated Bookkeeping | ||
| Automated Invoicing | ||
| Automated Workflows | ||
| Bank Transaction Reconciliation | ||
| Data Capture with Hubdoc | ||
| Invoice Reminders |
Banking (3 vs 0)
| Feature | QuickBooks | Xero |
|---|---|---|
| Deposit Sweep Program | ||
| QuickBooks Checking Account | ||
| QuickBooks Checking with Envelopes |
Bill Management (1 vs 0)
| Feature | QuickBooks | Xero |
|---|---|---|
| Bill Management |
Cloud (1 vs 0)
| Feature | QuickBooks | Xero |
|---|---|---|
| Cloud Accounting |
Collaboration (2 vs 1)
| Feature | QuickBooks | Xero |
|---|---|---|
| Accountant Access | ||
| Multi-User Access | ||
| Real-time Collaboration |
Data Management (1 vs 0)
| Feature | QuickBooks | Xero |
|---|---|---|
| Data Backup and Restore |
Expense Management (4 vs 2)
| Feature | QuickBooks | Xero |
|---|---|---|
| Employee Expense Submission | ||
| Expense Organization | ||
| Expense Tracking | ||
| Mileage Tracking | ||
| Receipt Capture |
Financial Management (1 vs 0)
| Feature | QuickBooks | Xero |
|---|---|---|
| Cash Flow Management |
Financial Planning (2 vs 0)
| Feature | QuickBooks | Xero |
|---|---|---|
| Budget Planning | ||
| Cash Flow Forecasting |
Financing (1 vs 0)
| Feature | QuickBooks | Xero |
|---|---|---|
| QuickBooks Capital |
HR (3 vs 1)
| Feature | QuickBooks | Xero |
|---|---|---|
| 401(k) Retirement Plans | ||
| HR Services | ||
| Health Insurance Benefits | ||
| Leave Management |
Integration (3 vs 3)
| Feature | QuickBooks | Xero |
|---|---|---|
| App Store Integration | ||
| Bank Feed Integration | ||
| Bank and Credit Card Sync | ||
| Data Import from Other Software | ||
| Excel Sync | ||
| Mailchimp Integration |
Inventory (1 vs 1)
| Feature | QuickBooks | Xero |
|---|---|---|
| Inventory Management |
Invoicing (4 vs 0)
| Feature | QuickBooks | Xero |
|---|---|---|
| Batch Invoicing | ||
| Employee Time to Invoices | ||
| Invoicing | ||
| Professional Invoices |
Mobile (1 vs 1)
| Feature | QuickBooks | Xero |
|---|---|---|
| Mobile App |
Organization (1 vs 0)
| Feature | QuickBooks | Xero |
|---|---|---|
| Class and Location Tracking |
Payments (4 vs 2)
| Feature | QuickBooks | Xero |
|---|---|---|
| ACH Payments | ||
| Contractor Payments | ||
| Instant Deposit | ||
| Online Bill Payments | ||
| Online Invoice Payments | ||
| QuickBooks Payments |
Payroll (8 vs 0)
| Feature | QuickBooks | Xero |
|---|---|---|
| Auto Payroll | ||
| Direct Deposit | ||
| Next-Day Direct Deposit | ||
| Payroll Accuracy Guarantee | ||
| Payroll Management | ||
| Payroll Tax Penalty Protection | ||
| Same-Day Direct Deposit | ||
| Workers' Comp Administration |
Project Management (1 vs 1)
| Feature | QuickBooks | Xero |
|---|---|---|
| Project Profitability Tracking | ||
| Project Tracking |
Reporting (4 vs 5)
| Feature | QuickBooks | Xero |
|---|---|---|
| Cash Flow Forecasting | ||
| Comprehensive Reports | ||
| Custom KPIs and Dashboards | ||
| Customizable Reporting | ||
| Enhanced Reports | ||
| Financial Health Scorecards | ||
| Financial Reporting | ||
| Performance Dashboards | ||
| Real-time Reporting |
Sales (4 vs 1)
| Feature | QuickBooks | Xero |
|---|---|---|
| Appointment Scheduling | ||
| Customer Referral Capture | ||
| Email Integration for Leads | ||
| Estimates | ||
| Quotes and Estimates |
Security (1 vs 0)
| Feature | QuickBooks | Xero |
|---|---|---|
| User Permissions |
Support (6 vs 2)
| Feature | QuickBooks | Xero |
|---|---|---|
| 24/7 Online Support | ||
| 90-Day Onboarding Support | ||
| Instant Chat Support | ||
| Ongoing Guidance | ||
| Priority Support | ||
| QuickBooks Live Bookkeeping | ||
| QuickBooks Live Expert Assisted | ||
| Setup Guidance |
Tax (2 vs 2)
| Feature | QuickBooks | Xero |
|---|---|---|
| 1099 Management | ||
| Automated Tax Payments and Filings | ||
| Sales Tax Management | ||
| W-9 and 1099 Management |
Time Tracking (2 vs 0)
| Feature | QuickBooks | Xero |
|---|---|---|
| Billable Hours Tracking | ||
| Time Tracking |
Unique Features
Only in QuickBooks (67)
Accounting AI
Business Tax AI
Customer AI
Finance AI
Intuit Intelligence
Payments AI
Payroll AI
Project Management AI
Sales Tax AI
Automated Bookkeeping
Automated Workflows
Deposit Sweep Program
QuickBooks Checking Account
QuickBooks Checking with Envelopes
Cloud Accounting
Accountant Access
Multi-User Access
Data Backup and Restore
Expense Organization
Mileage Tracking
+ 47 more unique features
Only in Xero (30)
Multi-Currency Support
Paperless Record Keeping
AI Financial Data Exploration
AI Task Automation
AI-Powered Business Questions
JAX AI Financial Superagent
KPI and Ratio Analysis
Trend Analysis
Automated Invoicing
Bank Transaction Reconciliation
Data Capture with Hubdoc
Invoice Reminders
Real-time Collaboration
Employee Expense Submission
Leave Management
App Store Integration
Bank Feed Integration
Data Import from Other Software
Online Bill Payments
Online Invoice Payments
+ 10 more unique features
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