Plaid vs Relay
Side-by-side comparison of features, pricing, and integrations.
Quick Verdict
Plaid offers more features (35 vs 30) and fewer integrations (0 vs 3). Starting price: Plaid at Contact Sales vs Relay at $30/mo. Plaid has 35 unique features while Relay has 30 unique features, with 0 features in common.
| Plaid | Relay | |
|---|---|---|
| Category | Financial Management | Financial Management |
| Total Features | 35 | 30 |
| AI-Powered Features | 2 | 2 |
| Starting Price | Contact Sales | $30/mo |
| Pricing Tiers | 3 | 3 |
| Integrations | 0 | 3 |
| Shared Features | 0 | |
| Shared Integrations | 0 | |
| Data Quality | 70% | 80% |
Feature Comparison by Category
Account Data (1 vs 0)
| Feature | Plaid | Relay |
|---|---|---|
| Balance |
Authentication (1 vs 0)
| Feature | Plaid | Relay |
|---|---|---|
| Auth |
Automation (0 vs 2)
| Feature | Plaid | Relay |
|---|---|---|
| AI-Powered Automation and Insights | ||
| Customizable Bookkeeping Automation |
Banking (0 vs 5)
| Feature | Plaid | Relay |
|---|---|---|
| Credit Card Cash Back | ||
| High-Yield Savings Accounts | ||
| Multiple Checking Accounts | ||
| Virtual and Plastic Credit Cards | ||
| Virtual and Plastic Debit Cards |
Bills & Expenses (0 vs 3)
| Feature | Plaid | Relay |
|---|---|---|
| Batch Vendor Payments | ||
| Bill Management | ||
| Bill Payment Automation |
Collaboration (0 vs 1)
| Feature | Plaid | Relay |
|---|---|---|
| Collaboration Tools |
Compliance (2 vs 0)
| Feature | Plaid | Relay |
|---|---|---|
| Monitor | ||
| Support for Regulated Industries |
Customization (1 vs 0)
| Feature | Plaid | Relay |
|---|---|---|
| Link Customization |
Data Processing (1 vs 0)
| Feature | Plaid | Relay |
|---|---|---|
| Enrich |
Expenses (0 vs 4)
| Feature | Plaid | Relay |
|---|---|---|
| Customizable Cards with Spend Policies | ||
| Expense Tracking | ||
| Receipt Collection & Storage | ||
| Spend Approval Requests |
Financial Data (3 vs 0)
| Feature | Plaid | Relay |
|---|---|---|
| Assets | ||
| Liabilities | ||
| Statements |
Fraud Detection (3 vs 0)
| Feature | Plaid | Relay |
|---|---|---|
| Beacon | ||
| Network-Powered Fraud Signals | ||
| Protect |
Identity Verification (3 vs 0)
| Feature | Plaid | Relay |
|---|---|---|
| Identity | ||
| Identity Match | ||
| Identity Verification |
Income Verification (1 vs 0)
| Feature | Plaid | Relay |
|---|---|---|
| Income |
Integrations (0 vs 2)
| Feature | Plaid | Relay |
|---|---|---|
| Accounting Integrations | ||
| Partner Perks |
Investments (2 vs 0)
| Feature | Plaid | Relay |
|---|---|---|
| Investments | ||
| Investments Move |
Invoicing (0 vs 5)
| Feature | Plaid | Relay |
|---|---|---|
| AI-Powered Invoice Reminder | ||
| Auto Charge Card on File | ||
| Invoicing | ||
| Payment Request Links | ||
| Recurring Invoices |
Lending (1 vs 0)
| Feature | Plaid | Relay |
|---|---|---|
| Cash Flow Data |
Onboarding (2 vs 0)
| Feature | Plaid | Relay |
|---|---|---|
| Financial Onboarding | ||
| Layer |
Open Banking (1 vs 0)
| Feature | Plaid | Relay |
|---|---|---|
| Open Finance Solutions |
Payments (2 vs 3)
| Feature | Plaid | Relay |
|---|---|---|
| ACH Debit | ||
| Multiple Payment Methods | ||
| Same-Day ACH | ||
| Seamless Bank Payments | ||
| Transfer |
Pricing (1 vs 1)
| Feature | Plaid | Relay |
|---|---|---|
| No Hidden Fees or Minimums | ||
| Volume Discounts |
Product Access (1 vs 0)
| Feature | Plaid | Relay |
|---|---|---|
| Access to Beta Products |
Reporting (0 vs 1)
| Feature | Plaid | Relay |
|---|---|---|
| Cash Flow Insights & Forecasts |
Risk Management (2 vs 0)
| Feature | Plaid | Relay |
|---|---|---|
| Consumer Report | ||
| Signal |
Security (1 vs 2)
| Feature | Plaid | Relay |
|---|---|---|
| FDIC Insurance | ||
| Single Sign-On for Plaid Dashboard | ||
| Visa Zero Liability Protection |
Support (4 vs 1)
| Feature | Plaid | Relay |
|---|---|---|
| Account Management | ||
| Integration Assistance | ||
| Platform Support Package | ||
| Premium Support | ||
| Priority Customer Support |
Transaction Data (1 vs 0)
| Feature | Plaid | Relay |
|---|---|---|
| Transactions |
User Control (1 vs 0)
| Feature | Plaid | Relay |
|---|---|---|
| Plaid Portal |
Unique Features
Only in Plaid (35)
Balance
Auth
Monitor
Support for Regulated Industries
Link Customization
Enrich
Assets
Liabilities
Statements
Beacon
Network-Powered Fraud Signals
Protect
Identity
Identity Match
Identity Verification
Income
Investments
Investments Move
Cash Flow Data
Financial Onboarding
+ 15 more unique features
Only in Relay (30)
AI-Powered Automation and Insights
Customizable Bookkeeping Automation
Credit Card Cash Back
High-Yield Savings Accounts
Multiple Checking Accounts
Virtual and Plastic Credit Cards
Virtual and Plastic Debit Cards
Batch Vendor Payments
Bill Management
Bill Payment Automation
Collaboration Tools
Customizable Cards with Spend Policies
Expense Tracking
Receipt Collection & Storage
Spend Approval Requests
Accounting Integrations
Partner Perks
AI-Powered Invoice Reminder
Auto Charge Card on File
Invoicing
+ 10 more unique features
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