PayPal vs PayPal Business

Side-by-side comparison of features, pricing, and integrations.

Quick Verdict

PayPal offers more features (66 vs 43) and fewer integrations (10 vs 31). Starting price: PayPal at Contact Sales vs PayPal Business at $29.99/mo. PayPal has 66 unique features while PayPal Business has 43 unique features, with 0 features in common.

PayPalPayPal Business
CategoryPayment ProcessingPayment Processing
Total Features6643
AI-Powered Features03
Starting PriceContact Sales$29.99/mo
Pricing Tiers04
Integrations1031
Shared Features0
Shared Integrations0
Data Quality75%72%

Feature Comparison by Category

API (7 vs 0)

FeaturePayPalPayPal Business
Get Transaction Details API
Instant Payment Notification
Mass Pay API
Payment Data Transfer
Refund API
Transaction Search API
Web Services/API Suite

Account Management (1 vs 0)

FeaturePayPalPayPal Business
Multi-User Access

Accounting (0 vs 2)

FeaturePayPalPayPal Business
Accounting Software Sync
Expense Management

Administration (0 vs 2)

FeaturePayPalPayPal Business
Multi-Location Management
User Permissions Management

Analytics (0 vs 2)

FeaturePayPalPayPal Business
Advanced Reporting
Financial Dashboard

Banking (0 vs 3)

FeaturePayPalPayPal Business
Business Debit Card
Instant Settlement
Transfer Funds

Billing (2 vs 1)

FeaturePayPalPayPal Business
Credit Card Statement Name
Invoicing
Subscription Billing

Buyer Tools (1 vs 0)

FeaturePayPalPayPal Business
Gift Certificates

CRM (0 vs 1)

FeaturePayPalPayPal Business
Customer Management

Checkout (3 vs 0)

FeaturePayPalPayPal Business
Auto Return
Checkout with PayPal Account Optional
Custom Payment Pages

Compliance (0 vs 1)

FeaturePayPalPayPal Business
Tax Report Generation

Credit Products (5 vs 0)

FeaturePayPalPayPal Business
PayPal Cashback Mastercard
PayPal Credit Card
PayPal Extras Mastercard
PayPal Smart Connect
eBay Mastercard

Cryptocurrency (1 vs 0)

FeaturePayPalPayPal Business
Cryptocurrency Trading

Developer Tools (3 vs 0)

FeaturePayPalPayPal Business
Developer Central
PayPal Developer Network
Sandbox

Development (0 vs 1)

FeaturePayPalPayPal Business
API Documentation

E-Commerce (0 vs 3)

FeaturePayPalPayPal Business
Inventory Management
Online Store Integration
Social Media Integration

Ecommerce Tools (3 vs 0)

FeaturePayPalPayPal Business
Buy Now Buttons
Shopping Cart
Subscription Password Management

Financing (0 vs 2)

FeaturePayPalPayPal Business
Buy Now Pay Later
PayPal Working Capital

Global (0 vs 1)

FeaturePayPalPayPal Business
Multi-Currency Support

Global Payments (1 vs 0)

FeaturePayPalPayPal Business
Currency Manager

Installment Payments (3 vs 0)

FeaturePayPalPayPal Business
Pay Monthly
Pay Monthly In Store
Pay in 4

Integration (0 vs 1)

FeaturePayPalPayPal Business
Webhook Integration

Invoicing (0 vs 4)

FeaturePayPalPayPal Business
Batch Invoicing
Invoice Management
Recurring Invoice Templates
Smart Invoicing

Localization (1 vs 0)

FeaturePayPalPayPal Business
Language Preference Toggle

Marketing (1 vs 2)

FeaturePayPalPayPal Business
Email Marketing Integration
Loyalty Programs
Online Logo Center

Marketplace (0 vs 1)

FeaturePayPalPayPal Business
Marketplace Solutions

Mobile (1 vs 1)

FeaturePayPalPayPal Business
Mobile App
Mobile Send Money

Money Transfer (5 vs 0)

FeaturePayPalPayPal Business
Mass Pay
Pool
Request Money
Send Money
Split Bill

Notifications (0 vs 1)

FeaturePayPalPayPal Business
Email Notifications

Payment Methods (2 vs 0)

FeaturePayPalPayPal Business
ATM/Debit Card
PayPal Debit Card

Payment Processing (4 vs 0)

FeaturePayPalPayPal Business
Donations
Payment Request Wizard
Refunds
Subscriptions and Recurring Payments

Payments (0 vs 7)

FeaturePayPalPayPal Business
Automated Payouts
Cryptocurrency Support
Donation Tools
Payment Links
Payment Processing
QR Code Payments
Virtual Terminal

Protection (3 vs 0)

FeaturePayPalPayPal Business
Money-Back Guarantee
PayPal Buyer Protection
Seller Protection Policy

Reporting (6 vs 1)

FeaturePayPalPayPal Business
Advanced Search
Downloadable Logs
History Log
Monthly Account Statements
Scheduled Downloadable Log
Settlement & Reconciliation System
Settlement Reports

Retail (0 vs 1)

FeaturePayPalPayPal Business
Point of Sale

Rewards (3 vs 0)

FeaturePayPalPayPal Business
Cash Back Rewards
Monthly Category Bonus
PayPal Preferred

Savings (1 vs 0)

FeaturePayPalPayPal Business
PayPal Savings Account

Security (2 vs 3)

FeaturePayPalPayPal Business
Chargeback Protection
Encrypted Website Payments
Fraud Detection
Payment Encryption
Risk Management Tools

Shipping (3 vs 0)

FeaturePayPalPayPal Business
Packing Slip
Shipping Calculator
Shipping Center

Support (1 vs 2)

FeaturePayPalPayPal Business
24/7 Customer Support
Buyer Complaint Process
Dispute Resolution

Tax (1 vs 0)

FeaturePayPalPayPal Business
Sales Tax Calculator

eBay Tools (2 vs 0)

FeaturePayPalPayPal Business
End of Auction Email
Pay for eBay Items (AuctionFinder)

Unique Features

Only in PayPal (66)

Multi-User Access
Get Transaction Details API
Instant Payment Notification
Mass Pay API
Payment Data Transfer
Refund API
Transaction Search API
Web Services/API Suite
Credit Card Statement Name
Invoicing
Gift Certificates
Auto Return
Checkout with PayPal Account Optional
Custom Payment Pages
eBay Mastercard
PayPal Cashback Mastercard
PayPal Credit Card
PayPal Extras Mastercard
PayPal Smart Connect
Cryptocurrency Trading

+ 46 more unique features

Only in PayPal Business (43)

Accounting Software Sync
Expense Management
Multi-Location Management
User Permissions Management
Advanced Reporting
Financial Dashboard
Business Debit Card
Instant Settlement
Transfer Funds
Subscription Billing
Tax Report Generation
Customer Management
API Documentation
Inventory Management
Online Store Integration
Social Media Integration
Buy Now Pay Later
PayPal Working Capital
Multi-Currency Support
Webhook Integration

+ 23 more unique features

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