PayPal Business vs Stripe
Side-by-side comparison of features, pricing, and integrations.
Quick Verdict
PayPal Business offers the same number of features (43 vs 43) and more integrations (31 vs 30). Starting price: PayPal Business at $29.99/mo vs Stripe at Free. PayPal Business has 38 unique features while Stripe has 38 unique features, with 5 features in common.
| PayPal Business | Stripe | |
|---|---|---|
| Category | Payment Processing | Payment Processing |
| Total Features | 43 | 43 |
| AI-Powered Features | 3 | 3 |
| Starting Price | $29.99/mo | Free |
| Pricing Tiers | 4 | 2 |
| Integrations | 31 | 30 |
| Shared Features | 5 | |
| Shared Integrations | 15 | |
| Data Quality | 72% | 72% |
Feature Comparison by Category
Accounting (2 vs 1)
| Feature | PayPal Business | Stripe |
|---|---|---|
| Accounting Software Sync | ||
| Expense Management | ||
| Financial Reporting |
Admin (0 vs 1)
| Feature | PayPal Business | Stripe |
|---|---|---|
| Dashboard |
Administration (2 vs 0)
| Feature | PayPal Business | Stripe |
|---|---|---|
| Multi-Location Management | ||
| User Permissions Management |
Analytics (2 vs 1)
| Feature | PayPal Business | Stripe |
|---|---|---|
| Advanced Reporting | ||
| Financial Dashboard | ||
| Reports |
BNPL (0 vs 2)
| Feature | PayPal Business | Stripe |
|---|---|---|
| Afterpay | ||
| Klarna |
Bank Transfers (0 vs 2)
| Feature | PayPal Business | Stripe |
|---|---|---|
| ACH Transfers | ||
| International Wire Transfers |
Banking (3 vs 2)
| Feature | PayPal Business | Stripe |
|---|---|---|
| Business Debit Card | ||
| Financial Connections | ||
| Instant Settlement | ||
| Transfer Funds | ||
| Treasury |
Billing (1 vs 3)
| Feature | PayPal Business | Stripe |
|---|---|---|
| Dunning Management | ||
| Subscription Billing | ||
| Usage Metering |
CRM (1 vs 0)
| Feature | PayPal Business | Stripe |
|---|---|---|
| Customer Management |
Cards (0 vs 1)
| Feature | PayPal Business | Stripe |
|---|---|---|
| Issuing |
Checkout (0 vs 1)
| Feature | PayPal Business | Stripe |
|---|---|---|
| Payment Request Button |
Compliance (1 vs 2)
| Feature | PayPal Business | Stripe |
|---|---|---|
| PCI Compliance | ||
| Tax Compliance | ||
| Tax Report Generation |
Developer Tools (0 vs 4)
| Feature | PayPal Business | Stripe |
|---|---|---|
| API Documentation | ||
| SDK Libraries | ||
| Sandbox Environment | ||
| Test Mode |
Development (1 vs 0)
| Feature | PayPal Business | Stripe |
|---|---|---|
| API Documentation |
Digital Wallets (0 vs 1)
| Feature | PayPal Business | Stripe |
|---|---|---|
| Apple Pay & Google Pay |
Disputes (0 vs 1)
| Feature | PayPal Business | Stripe |
|---|---|---|
| Disputes Management |
E-Commerce (3 vs 0)
| Feature | PayPal Business | Stripe |
|---|---|---|
| Inventory Management | ||
| Online Store Integration | ||
| Social Media Integration |
Financing (2 vs 0)
| Feature | PayPal Business | Stripe |
|---|---|---|
| Buy Now Pay Later | ||
| PayPal Working Capital |
Fraud Detection (0 vs 1)
| Feature | PayPal Business | Stripe |
|---|---|---|
| Radar |
Global (1 vs 0)
| Feature | PayPal Business | Stripe |
|---|---|---|
| Multi-Currency Support |
Hosted Solutions (0 vs 1)
| Feature | PayPal Business | Stripe |
|---|---|---|
| Hosted Payment Page |
Integration (1 vs 2)
| Feature | PayPal Business | Stripe |
|---|---|---|
| Low Code Platforms | ||
| Webhook Integration | ||
| Webhooks |
International (0 vs 2)
| Feature | PayPal Business | Stripe |
|---|---|---|
| Multi-Currency Support | ||
| SEPA Payments |
Invoicing (4 vs 1)
| Feature | PayPal Business | Stripe |
|---|---|---|
| Batch Invoicing | ||
| Invoice Management | ||
| Invoicing | ||
| Recurring Invoice Templates | ||
| Smart Invoicing |
Local Payments (0 vs 1)
| Feature | PayPal Business | Stripe |
|---|---|---|
| iDEAL |
Marketing (2 vs 0)
| Feature | PayPal Business | Stripe |
|---|---|---|
| Email Marketing Integration | ||
| Loyalty Programs |
Marketplace (1 vs 0)
| Feature | PayPal Business | Stripe |
|---|---|---|
| Marketplace Solutions |
Marketplaces (0 vs 1)
| Feature | PayPal Business | Stripe |
|---|---|---|
| Marketplace Dashboard |
Mobile (1 vs 1)
| Feature | PayPal Business | Stripe |
|---|---|---|
| Mobile App | ||
| Mobile SDKs |
No-Code (0 vs 1)
| Feature | PayPal Business | Stripe |
|---|---|---|
| Payment Links |
Notifications (1 vs 0)
| Feature | PayPal Business | Stripe |
|---|---|---|
| Email Notifications |
Payments (7 vs 1)
| Feature | PayPal Business | Stripe |
|---|---|---|
| Automated Payouts | ||
| Cryptocurrency Support | ||
| Donation Tools | ||
| Payment Links | ||
| Payment Processing | ||
| QR Code Payments | ||
| Virtual Terminal |
Payouts (0 vs 1)
| Feature | PayPal Business | Stripe |
|---|---|---|
| Payouts |
Platforms (0 vs 1)
| Feature | PayPal Business | Stripe |
|---|---|---|
| Connect |
Point of Sale (0 vs 1)
| Feature | PayPal Business | Stripe |
|---|---|---|
| Terminal |
Reliability (0 vs 1)
| Feature | PayPal Business | Stripe |
|---|---|---|
| Idempotency |
Reporting (1 vs 0)
| Feature | PayPal Business | Stripe |
|---|---|---|
| Settlement Reports |
Retail (1 vs 0)
| Feature | PayPal Business | Stripe |
|---|---|---|
| Point of Sale |
Security (3 vs 3)
| Feature | PayPal Business | Stripe |
|---|---|---|
| 3D Secure | ||
| Chargeback Protection | ||
| Fraud Detection | ||
| Risk Management Tools | ||
| Role-Based Access Control | ||
| Webhook Signing |
Support (2 vs 0)
| Feature | PayPal Business | Stripe |
|---|---|---|
| 24/7 Customer Support | ||
| Dispute Resolution |
Sustainability (0 vs 1)
| Feature | PayPal Business | Stripe |
|---|---|---|
| Climate |
UI Components (0 vs 1)
| Feature | PayPal Business | Stripe |
|---|---|---|
| Stripe Elements |
Unique Features
Only in PayPal Business (38)
Accounting Software Sync
Expense Management
Multi-Location Management
User Permissions Management
Advanced Reporting
Financial Dashboard
Business Debit Card
Instant Settlement
Transfer Funds
Tax Report Generation
Customer Management
Inventory Management
Online Store Integration
Social Media Integration
Buy Now Pay Later
PayPal Working Capital
Webhook Integration
Batch Invoicing
Invoice Management
Recurring Invoice Templates
+ 18 more unique features
Only in Stripe (38)
Financial Reporting
Dashboard
Reports
ACH Transfers
International Wire Transfers
Financial Connections
Treasury
Dunning Management
Usage Metering
Afterpay
Klarna
Issuing
Payment Request Button
PCI Compliance
Tax Compliance
Sandbox Environment
SDK Libraries
Test Mode
Apple Pay & Google Pay
Disputes Management
+ 18 more unique features
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